Facebook could file papers for an IPO as early as next week and is looking at a valuation of $75 billion to $100 billion. The social network is close to picking Morgan Stanley as the lead underwriter.
Finance
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Most Topular Stories
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Facebook Gets Ready For Its IPO Filing
WSJ.com: US Business28 Jan 2012 | 3:41 am -
Which of These 10 Dividend Stocks Is Worth the Risk?
Top Read Stories27 Jan 2012 | 11:23 amInvestors hunting for yield during uncertain times need to look beyond high dividends to individual company fundamentals. Click to view a price quote on FTR. Click to research the Telecommunications industry. -
5 Top S&P Dividend Stock Picks
TheStreet.com28 Jan 2012 | 5:00 amThe following commentary comes from an independent investor or market observer as part of TheStreet's guest contributor program, which is separate from the company's news coverage. NEW YORK (Insider Monkey) -- During the recent market turmoil, the financial markets have been hit by one crisis after another. Most people are pessimistic about the economy. Central banks all around the world have been trying to stimulate the economy by applying inflationary monetary policies. One result of the Fed's monetary policy is ultra-low yielding long-term Treasuries. It doesn't make sense to invest in… -
Cramer's 'Mad Money' Recap: Next Week's Game Plan (Final)
Mad Money Recap27 Jan 2012 | 6:35 pmSearch Jim Cramer's Mad Money trading recommendations using our exclusive Mad Money Stock Screener and watch Jim Cramer's Mad Money Post Game video exclusively on TheStreet.com. NEW YORK (TheStreet) -- Today's trading action as nothing more than a healthily pause after a spectacular run high, Jim Cramer told the viewers of his "Mad Money" TV show Friday. ... Click to view a price quote on SNY. Click to research the Drugs industry. -
The 5 Dumbest Things on Wall Street This Week: Jan. 27
5 Dumbest Things on Wall Street27 Jan 2012 | 4:00 am5. Treehouse Leaves Doubts Come on Treehouse Foods, give us a break. You are sending us to the nuthouse with all your earnings excuses. Shares of the food maker, which cooks up noshables ranging from soups to salsas, sank almost 10% last Friday, after it forecast quarterly and full-year results below market expectations. ... Click to view a price quote on THS. Click to research the Food & Beverage industry.
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WSJ.com: US Business
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Facebook Gets Ready For Its IPO Filing
28 Jan 2012 | 3:41 amFacebook could file papers for an IPO as early as next week and is looking at a valuation of $75 billion to $100 billion. The social network is close to picking Morgan Stanley as the lead underwriter. -
Delta Weighs a US Air Deal
28 Jan 2012 | 3:37 amDelta Air Lines is studying US Airways as a possible acquisition target as U.S. carriers prepare for a new round of consolidation. -
EU Opens Probe of Air Venture
28 Jan 2012 | 3:33 amEuropean regulators opened a new probe into a trans-Atlantic joint venture involving Air France-KLM, Delta Air Lines and Alitalia, members of the SkyTeam carrier alliance. -
Ford Motor Profit Lifted by U.S. Sales, Tax Gain
28 Jan 2012 | 2:49 amFord reported a record fourth-quarter profit on a one-time tax allowance, though slower sales in Europe, growing pains in Asia and heightened competition at home signaled greater turbulence ahead. -
News Corp. in Talks to Hire Bloomberg Executive
27 Jan 2012 | 8:20 pmNews Corp. is in serious talks to hire former Bloomberg chief executive Lex Fenwick to be the new chief of Wall Street Journal publisher Dow Jones.
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Top Read Stories
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Which of These 10 Dividend Stocks Is Worth the Risk?
27 Jan 2012 | 11:23 amInvestors hunting for yield during uncertain times need to look beyond high dividends to individual company fundamentals. Click to view a price quote on FTR. Click to research the Telecommunications industry. -
10 Most Profitable Bank Stocks (Update 1)
27 Jan 2012 | 9:42 amTheStreet screened 10 banks that ranked the highest on 'returns on average assets' in 2011. Click to view a price quote on WFC. Click to research the Banking industry. -
Bank of America: When Will It Hit $10: Poll
27 Jan 2012 | 7:50 amThe shares are riding high in 2012. Click to view a price quote on BAC. Click to research the Banking industry. -
7 UBS Stock Picks for 2012
27 Jan 2012 | 7:07 amA recent report analyzes prospects for CSX, Qualcomm and five others. Click to view a price quote on CSX. Click to research the Transportation industry. -
The Biggest Stock Market Stories of 2012
27 Jan 2012 | 6:30 amAs European debt woes continue to linger and the U.S. economy struggles to gain solid footing, 2012 promises to be another volatile year. Here are the major events that have impact global markets so far this year. Click to view a price quote on SHLD. Click to research the Retail industry.
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TheStreet.com
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5 Top S&P Dividend Stock Picks
28 Jan 2012 | 5:00 amThe following commentary comes from an independent investor or market observer as part of TheStreet's guest contributor program, which is separate from the company's news coverage. NEW YORK (Insider Monkey) -- During the recent market turmoil, the financial markets have been hit by one crisis after another. Most people are pessimistic about the economy. Central banks all around the world have been trying to stimulate the economy by applying inflationary monetary policies. One result of the Fed's monetary policy is ultra-low yielding long-term Treasuries. It doesn't make sense to invest in… -
4 Banks Fail Bringing 2012 Total to Seven (Update 1)
27 Jan 2012 | 8:16 pmUpdated with information subsequently released by the FDIC, regarding brokered deposits at First Guaranty Bank and Trust Company and Tennessee Commerce Bank. NEW YORK (TheStreet) -- State regulators on Friday shut down four banks, bringing this year's total number of bank failures to seven. All four failed banks were previously included in TheStreet's third-quarter Bank Watch List of undercapitalized institutions, based on regulatory data provided by SNL Financial. ... Click to view a price quote on USB. Click to research the Banking industry. -
Delta May Make Run at US Airways
27 Jan 2012 | 7:16 pmNEW YORK (TheStreet) -- Delta Airlines is reportedly looking to gobble up some of its competition. According to The Wall Street Journal, the company is doing its homework on possibly making a bid to acquire US Airways, according to unnamed "people familiar with the matter." The Journal article said AMR Corp., the parent company of American Airlines that filed for bankruptcy protection in late November, could also end up a target of Delta, which is said to be working with Goldman Sachs and Blackstone Group as advisers. ... Click to view a price quote on DAL. Click to research the… -
Cramer's 'Mad Money' Recap: Next Week's Game Plan (Final)
27 Jan 2012 | 6:35 pmSearch Jim Cramer's Mad Money trading recommendations using our exclusive Mad Money Stock Screener and watch Jim Cramer's Mad Money Post Game video exclusively on TheStreet.com. NEW YORK (TheStreet) -- Today's trading action as nothing more than a healthily pause after a spectacular run high, Jim Cramer told the viewers of his "Mad Money" TV show Friday. ... Click to view a price quote on SNY. Click to research the Drugs industry. -
RJ Reynolds, Phillip Morris to Pay $2.5 Million in Damages
27 Jan 2012 | 6:31 pmSEBRING, Fla. (Courtroom View Network) --The first major tobacco lawsuit of 2012 ended Thursday with RJ Reynolds and Philip Morris International being ordered to pay a combined $2.5 million in damages to a deceased smoker's surviving husband. Following nearly three weeks of trial testimony, a Highlands County jury found the two tobacco companies responsible for the smoking-related lung cancer of Theo Hallgren's late wife, Claire Hallgren. After determining Claire Hallgren was 50% responsible for her addiction and awarding $2 million to Theo Hallgren in compensatory damages, the jury went on…
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Mad Money Recap
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Cramer's 'Mad Money' Recap: Next Week's Game Plan (Final)
27 Jan 2012 | 6:35 pmSearch Jim Cramer's Mad Money trading recommendations using our exclusive Mad Money Stock Screener and watch Jim Cramer's Mad Money Post Game video exclusively on TheStreet.com. NEW YORK (TheStreet) -- Today's trading action as nothing more than a healthily pause after a spectacular run high, Jim Cramer told the viewers of his "Mad Money" TV show Friday. ... Click to view a price quote on SNY. Click to research the Drugs industry. -
Cramer's 'Mad Money' Recap: Disconnect on the Economy (Final)
26 Jan 2012 | 6:43 pmSearch Jim Cramer's Mad Money trading recommendations using our exclusive Mad Money Stock Screener and watch Jim Cramer's Mad Money Post Game video exclusively on TheStreet.com. NEW YORK (TheStreet) -- "If you listen to the politicians, things are getting worse in this country," Jim Cramer told his "Mad Money" TV show viewers Thursday. ... Click to view a price quote on BIIB. Click to research the Drugs industry. -
Cramer's 'Mad Money' Recap: So Many Ways to Win (Final)
25 Jan 2012 | 6:30 pmSearch Jim Cramer's Mad Money trading recommendations using our exclusive Mad Money Stock Screener and watch Jim Cramer's Mad Money Post Game video exclusively on TheStreet.com. NEW YORK (TheStreet) -- "This market has more ways to win than a casino," Jim Cramer told his "Mad Money" TV show viewers on Wednesday. He said the averages only tell part of this market's remarkable story. ... Click to view a price quote on JNJ. Click to research the Drugs industry. -
'Mad Money' Recap: 5 Big Themes for 2012 (Final)
24 Jan 2012 | 5:37 pmSearch Jim Cramer's Mad Money trading recommendations using our exclusive Mad Money Stock Screener and watch Jim Cramer's Mad Money Post Game video exclusively on TheStreet.com. NEW YORK (TheStreet) -- "Stick with the five big themes of 2012," Jim Cramer announced to his "Mad Money" TV show viewers on Tuesday, as he told investors that the new year has given them multiple ways to win. ... Click to view a price quote on GOOG. Click to research the Internet industry. -
Cramer's 'Mad Money' Recap: How to Trade Apple (Final)
23 Jan 2012 | 6:33 pmSearch Jim Cramer's Mad Money trading recommendations using our exclusive Mad Money Stock Screener and watch Jim Cramer's Mad Money Post Game video exclusively on TheStreet.com. NEW YORK (TheStreet) -- "The most important earnings report is 2012 is upon us tomorrow," Jim Cramer announced to his "Mad Money" TV show viewers on Monday, as he explained what investors should do as Apple , a stock which Cramer owns for his charitable trust, Action Alerts PLUS, reports its earnings after the closing bell on Tuesday. ... Click to view a price quote on JCP. Click to research the Retail industry.
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5 Dumbest Things on Wall Street
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The 5 Dumbest Things on Wall Street This Week: Jan. 27
27 Jan 2012 | 4:00 am5. Treehouse Leaves Doubts Come on Treehouse Foods, give us a break. You are sending us to the nuthouse with all your earnings excuses. Shares of the food maker, which cooks up noshables ranging from soups to salsas, sank almost 10% last Friday, after it forecast quarterly and full-year results below market expectations. ... Click to view a price quote on THS. Click to research the Food & Beverage industry. -
The 5 Dumbest Things on Wall Street: Jan. 20
20 Jan 2012 | 5:00 am5. Straight To Hellas Surely the Greek protestors were not applying the Socratic method this Tuesday when they flooded the streets of Athens just as international debt inspectors were arriving to determine if the country deserves a bailout. You see, had the strikers employed the philosopher's decision-making rules then maybe they would have asked the right questions to arrive at a different -- and smarter -- conclusion. ... Click to view a price quote on NYX. Click to research the Financial Services industry. -
The 5 Dumbest Things on Wall Street This Week: Jan. 13
13 Jan 2012 | 5:00 am5. No Pain, No Gain for Novartis Sorry Novartis, we don't mind a bit of potluck at a dinner party, but we'll pass when it comes to our pain medications. The U.S Food and Drug Administration is cautioning consumers about a potential mix-up between powerful prescription painkillers known as opioids and common over-the-counter drugs made at a Novartis manufacturing plant in Lincoln, Nebraska. Novartis issued a recall of the company's over-the-counter drugs on Sunday and Endo Pharmaceuticals, which sells the opioid drugs made at the Novartis facility, has said it is unaware of any injuries… -
5 Dumbest Things on Wall Street: Jan. 6
6 Jan 2012 | 5:00 am5. MSG's Cable Clash First their team gets swept by the rival Boston Celtics in the playoffs, then comes the NBA lock-out, and now a cable TV blackout. Come on MSG! Haven't Knicks fans suffered enough already? Time Warner Cable subscribers have started the new year sans their favorite teams as a result of a spat between the NY-based cable carrier and the owner of MSG networks over the size of a 2012 rate increase. Since Jan. 1, MSG has yanked its sports channels from Time Warner causing fans of the Knicks, Rangers, Islanders, Buffalo Sabres and New Jersey Devils to miss games. ... Click to… -
The 10 Dumbest Things on Wall Street in 2011
23 Dec 2011 | 5:00 amNEW YORK (TheStreet) -- Happy new year Five Dumbest fans, and may the coming year be as inane as the last one! Yes, it's time to start looking ahead to 2012 and all the foolish wonders it will bring. To be honest, with all the unknowns still hanging over the market, we won't have to skip a beat when we crack open the new calendar. Lucky for us, there is still a ton of unresolved stupidity out there, like whether Research In Motion or Netflix will still exist by the end of the year. Or, for that matter, if Europe will still be around. ... Click to view a price quote on NFLX. Click to research…
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WSJ.com: Markets
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This Year, Davos Doesn't Deliver
27 Jan 2012 | 10:42 pmOne of the World Economic Forum attractions to its participants has been a sense that they were helping to tackle the globe's problems. This time, the Davos braintrust offered precious little advice, writes Francesco Guerrera. -
Facebook Readies IPO Filing
27 Jan 2012 | 9:55 pmFacebook could file papers for its initial public offering as early as next week, as anticipation mounts for what is likely to be one of the biggest debuts for a U.S. company. -
Athens, Creditors Close In on Debt Deal
27 Jan 2012 | 9:37 pm—Greece and its private-sector creditors appeared to edge closer Friday to an agreement over a €100 billion ($131 billion) debt writedown on government bonds. -
Why Tech Stocks Look Better
27 Jan 2012 | 9:18 pmThe sector is known for fast growth, but investors looking for safety might find that it offers a surprising amount of that, too. -
Lawyers Offer Glimpse of Gupta Defense
27 Jan 2012 | 9:07 pmThe relationship between ex-Goldman Sachs director Rajat Gupta and former hedge-fund manager Raj Rajaratnam—and whether it was deteriorating in 2008—could be a focus of Mr. Gupta's defense.
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SIFMA SmartBrief
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SIFMA to host Large Trader Reporting Symposium Feb. 9
27 Jan 2012 | 6:06 amThe SEC's adoption of Rule 13h-1 enacts far-reaching new rules for market participants deemed "Large Traders" in NMS securiti -More- SIFMA’s Social Media Seminar February 3 will address how users of social media are exploring, expanding, and refining their business practices using this new venue. Register Now. -
FSB's Carney calls for closer link between bankers' pay and performance
27 Jan 2012 | 6:06 am-More- -
Sen. Gillibrand raises questions about Volcker rule:
27 Jan 2012 | 6:06 amRepublican lawmakers have been speaking out against the proposed Volcker rule, and now Sen. Kirsten E. -More- -
Banks sue Morgan Stanley over $1.2 billion in RMBS
27 Jan 2012 | 6:06 am-More- -
Barclays' Diamond discusses economic outlook, pay, regulation
27 Jan 2012 | 6:06 amBarclays CEO Robert Diamond says banking is facing a variety of changes and challenges because of the economy, new regulation -More-
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The Financial Services Roundtable SmartBrief
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Discover raises questions about CFPB
27 Jan 2012 | 7:29 amThe Consumer Financial Protection Bureau and the Federal Deposit Insurance Corp. -More- -
TARP owes taxpayers $133 billion, watchdog says
27 Jan 2012 | 7:29 amChristy Romero, acting special inspector general for the Troubled Asset Relief Program, has released a report that says the r -More- -
Garrett might seek chairmanship of House panel
27 Jan 2012 | 7:29 amRep. -More- -
Bankers express optimism as they meet in Davos
27 Jan 2012 | 7:29 amThe banking industry continues to face significant challenges, but executives gathering this week at the World Economic Forum -More- -
United Bankshares posts $20.3 million in quarterly income
27 Jan 2012 | 7:29 am-More-
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NYT > Business Day
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Greece Inches Toward Deal in Talks With Its Creditors
28 Jan 2012 | 4:58 amThe latest progress comes in the wake of two days of talks in Athens between the bankers lobby representing most investors, and Greece’s political leadership. -
Common Sense: In the Top 1%, but of Taxpayers, Not Income — Common Sense
28 Jan 2012 | 1:20 amWith all the focus on tax rates, a business columnist for The New York Times sat down with his 2010 returns, calculator in hand. He is still reeling from the results. -
Shortcuts: Putting a Price on Your Work - Shortcuts
28 Jan 2012 | 1:00 amCharge too little and you feel cheated; charge too much and you risk pricing yourself out of the market. -
Off the Charts: Survey Takes Public’s Pulse on Business Regulations
28 Jan 2012 | 1:00 amA survey shows there is widespread agreement around the world on one point: the current level of business regulation is not right. -
Growth Accelerates, but U.S. Has Lots of Ground to Make Up
28 Jan 2012 | 12:55 amWhether the American economy, which grew last quarter at its fastest pace in a year and a half, can sustain that momentum is critical to millions of people out of work.
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Business and financial news - CNNMoney.com
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JUST HOW RICH IS ROMNEY?
27 Jan 2012 | 5:44 pmExactly how much is Mitt Romney worth? Hard to say. -
Apple's 7 most stubborn decisions
27 Jan 2012 | 5:44 pmIt's been stubborn about puzzling product designs, like the iMac disk drives it abandoned. -
Obama expands foreclosure-prevention program
27 Jan 2012 | 5:23 pmThe Obama administration is taking another swing at improving its main foreclosure prevention program. -
Dow breaks 3-week winning streak
27 Jan 2012 | 5:22 pmU.S. stocks ended mostly lower Friday as jittery investors digested a weaker-than-expected economic growth report and as Europe's debt crisis still loomed in the background. -
Retirement saving: Don't shortchange later years
27 Jan 2012 | 4:52 pmMany people think they can plan on spending less later in retirement since they'll become less active as they age. But if their health declines, they may actually shift spending rather than reduce it. Do you think it's risky to plan as if one's expenses will go down later in retirement? --Tim, U.K.
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John Mauldin's Outside the Box
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Working Out of Debt
23 Jan 2012 | 10:45 pmThis week we look at a report called “Working Out of Debt,” about debt and deleveraging, from the McKinsey Global Institute. This is a well-done summary of their longer paper, which has been updated, called “Debt and deleveraging: Uneven progress on the path to growth.” I discussed the original paper both in my regular letter and in Endgame. It is one of the best, most definitive pieces on the topic I have read. For those trying to understand how the deleveraging process will affect their particular world, I think it is a must-read. I have been spending more and more… -
Hoisington Quarterly Review and Outlook
16 Jan 2012 | 6:48 pmThe "Quarterly Review and Outlook" from Hoisington Investment Management is one of the most significant pieces that crosses my desk – I try and drop everything else as soon as possible. This quarter's is no exception. The authors, Dr. Lacy Hunt and Van Hoisington, get right down to brass tacks with their opening sentence: "As the U.S. economy enters 2012, the gross government debt-to-GDP ratio stands near 100%." They cite an influential 2010 historical study of high-debt-level economies around the world, by Professors Kenneth Rogoff and Carmen Reinhart, that… -
2012 Investment Themes
9 Jan 2012 | 9:00 pmAs my good friend Gary Shilling says, in leading off his piece on 2012 investment themes, which is this week’s OTB, “This year is just the first step in the long-run journey that will continue to be dominated by The Age of Deleveraging” – which also just happens to be the title of Gary’s latest book. Whether you call it that or call it the End Game, as I have, it shapes up as a profoundly different and challenging era for all of us. Gary identifies 9 causes of slow global growth in the years ahead: 1. U.S. consumers will shift from a 25-year borrowing-and-spending binge to a saving… -
Things That Make You Go Hmmm… – December, 2012
2 Jan 2012 | 10:37 pmFor whatever deeply embedded psychological reason – and your humble analyst is profoundly guilty – we humans seem prone to picking out a particular point in our space-time continuum (read: the New Year) to think about the future and new beginnings, rather than running the exercise every week or month. Maybe so much introspection and thinking is just too exhausting, so we only do it on an annual basis. I am deep in my reading as I research my annual forecast issue, which I will write Friday. I am thinking of being especially foolish (and anyone who makes predictions is foolish) and… -
The Unintended Empire
22 Dec 2011 | 11:17 amA new year is almost upon us, so now seems like a perfect time to step back from the (many) crises at hand and take stock of the big picture. According to my friend & fellow thinker George Friedman, the big picture of the next 10 years is this: America will dominate, and the American president will have to figure out how to act as global emperor without admitting that's what he is. George's newest book, The Next Decade, comes out in paperback in January; and he's graciously agreed to let me send you the first chapter, which backs up the bold statements above. We don't…
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CFA
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5 Reasons to Hire an M&A Professional to Sell Your Business – Reason #4
24 Jan 2012 | 12:22 pmPart 4 Entrepreneurs are successful because they are versatile and are unafraid to take on the challenge of doing what needs to be done at each stage in the life cycle of their company. So it’s natural for company owners to want to take on the task of selling their company as one more personal challenge that they can do as well as an outside expert. As I have mentioned in my last few blog posts, some company owners chose to handle the process of selling their company themselves. Some of these owners successfully sell their company for a high valuation. Many of them successfully sell… -
Taxes – The Key to Keeping More In The Sale of Your Business
12 Jan 2012 | 12:38 pmThey say nothing’s certain but death and taxes…but I’m not quite sure how certain taxes really are. Don’t get me wrong. I know they’ll always exist. But tax laws are constantly changing. And, taxes become very relevant when we contemplate large life events – like selling one’s business. One of my colleagues, David DuWaldt, wrote a great piece about how taxes and M&A deal structure work hand in hand. David does a great job explaining why the tax interests of the buyer and those of the seller are often at odds with one another and how a resourcefully structured… -
How Do I Know It’s Time To Sell My Company? Part 4
5 Jan 2012 | 2:42 pmPart 4 Selling your business, which is perhaps your largest asset, can be a difficult decision. It has been part of you and part of your family. It has been good to you like an old friend. You have loved it – you have cursed it – you have nurtured it, you have seen it from birth through the teen years and into maturity. Unlike us, it can live for generations – though the time will come when it must change hands. When the cycle of business and our personal circumstances begin to herald the transition, it should be addressed in order to realize the financial security for which it was… -
5 Reasons to Hire an M&A Professional to Sell Your Business – Reason #3
27 Dec 2011 | 1:36 pmPart 3 Most private company owners are used to doing things for themselves. Many founded the companies that they run, and they took care of sales, operations, and financing alone before their company grew large enough to have an organization to manage those functional areas. Entrepreneurs are successful because they are versatile and are unafraid to take on the challenge of doing what needs to be done at each stage in the life cycle of their company. So it’s natural for company owners to want to take on the task of selling their company as one more personal challenge that they can do… -
How Do I Know It’s Time To Sell My Company? Part 3
16 Dec 2011 | 1:28 pmRisk vs. Reward May Signal The Time To Sell A Business Your business – it has been part of you and part of your family. It has been good to you like an old friend. You have loved it – you have cursed it – you have nurtured it, you have seen it from birth through the teen years and into maturity. Unlike us, it can live for generations – though the time will come when it must change hands and the decision to sell your business can be a difficult one to make. In this series of blog posts I’ll be discussing the 10 signs that it might be time to sell your business. The first sign…
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Reuters: Business News
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Exxon to sell part of Tonen stake for about $3.9 bln: sources
28 Jan 2012 | 5:21 amTOKYO (Reuters) - Exxon Mobil plans to sell a large part of its 50 percent stake in TonenGeneral Sekiyu KK back to its Japanese refining partner in a deal that could be worth about 300 billion yen ($3.9 billion), and will make an announcement as early as Monday, four sources with direct knowledge of the matter said. -
Lagarde sees euro zone progress, need for firewall
28 Jan 2012 | 4:07 amDAVOS, Switzerland (Reuters) - Europeans are making progress to overcome the euro zone crisis but need to do more to boost their financial firewall, International Monetary Fund Managing Director Christine Lagarde said on Saturday, adding that the IMF is also ready to help. -
Bloomberg exec in talks to run New Corp's Dow Jones
27 Jan 2012 | 10:39 pm(Reuters) - Rupert Murdoch's News Corp is in "serious talks" to poach veteran Bloomberg LP executive Lex Fenwick to run its Dow Jones publishing business, which houses the Wall Street Journal, according to two people familiar with the discussions. -
Exiting watchdog sees flaws in SEC's rulewriting
27 Jan 2012 | 9:30 pmWASHINGTON, DC (Reuters) - In his final act before departing the Securities and Exchange Commission on Friday, the agency's inspector general, David Kotz, criticized how the agency analyzes the economic impact of some of its Dodd-Frank rules. -
Citigroup cut investment bank bonuses by 30 percent: report
27 Jan 2012 | 7:23 pm(Reuters) - Citigroup has cut bonuses for its investment banking division by about 30 percent on average, Bloomberg said, citing a person briefed on the matter.
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Forbes - Business
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Most New Businesses are Small Businesses
28 Jan 2012 | 4:05 amIf you hear about someone founding a company, odds are pretty high they are also starting a small business. That's because almost all companies are started small. -
Remarkable Editorial Bias on Climate Science at the Wall Street Journal
27 Jan 2012 | 10:59 pmThe Wall Street Journal?s editorial board has long been understood to be not only antagonistic to the facts of climate science, but hostile. But in a remarkable example of their unabashed bias, on Friday they published an opinion piece that not only repeats many of the flawed and misleading arguments -
Study: Energy Efficiency in Apartments Could Save $3.4 Billion
27 Jan 2012 | 10:00 pmEnergy-efficiency upgrades in U.S. apartment buildings could cut energy bills by almost $3.4 billion annually nationwide, according to a new report this week from think tanks CNT Energy and the American Council for an Energy-Efficient Economy. -
Does Apple Really Care?
27 Jan 2012 | 9:54 pmDoes Apple Really Care? NYT article documents depth and breadth of social problems in Apple's supply chain -
Good and Better IRS News For Abuse Victims
27 Jan 2012 | 9:35 pmIt is a real tragedy that someone can escape an abusive marriage, only to find themselves being pursued by the IRS for the abuser's tax debts. How does it happen ? Filing a joint return will usually result in a married couple having a lower federal tax than the total of two married filing separate returns (The total of the two returns as single might be even lower, but that is not an option if you are married). It is rare for couples or their tax advisers to seriously consider filing separately even for the last year of a marriage. I believe that this is a…
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Yahoo! Finance: Top Stories
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Thanks Mitt and Newt: A Dozen Tax Tips for the Rest of Us
28 Jan 2012 | 5:40 amIdeas that might help you with your taxes ... and maybe even save you some money. -
Find a Facebook bug, Get a Fat Reward
28 Jan 2012 | 5:40 amFind a bug and Facebook will give you a prestigious black Visa debit card, with cash on it. -
People Who Quit Their Jobs and Made Millions
28 Jan 2012 | 5:40 amRead about people quit their jobs and went on to make millions. -
Exxon to sell part of Tonen stake for about $3.9 bln: sources
28 Jan 2012 | 5:40 amExxon Mobil plans to sell a large part of its 50 percent stake in TonenGeneral Sekiyu KK back to its Japanese refining partner in a deal that could be worth about 300 billion yen , and will make an announcement ... -
Bloomberg exec in talks to run New Corp's Dow Jones
28 Jan 2012 | 5:40 amRupert Murdoch's News Corp is in "serious talks" to poach veteran Bloomberg LP executive Lex Fenwick to run its Dow Jones publishing business, which houses the Wall Street Journal, according ...
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Fool.com Headlines
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These 3 Stocks Could Benefit From Obama's Energy Push
28 Jan 2012 | 5:19 am -
1 Big Mistake Tech Companies Are Making
28 Jan 2012 | 5:19 am -
Does Apple Have a China Problem?
28 Jan 2012 | 5:19 am -
3 Stocks on Our Radar
28 Jan 2012 | 5:19 am -
Airline Earnings Roundup: Flying the Failing Skies
27 Jan 2012 | 10:28 pmFuel costs go to town on airlines' bottom lines.
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AP - ap.online.biz.general
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Deficit focus questioned as answer to euro crisis
28 Jan 2012 | 5:33 amEurope is getting tougher on government debt. After more than two years struggling to rescue financially shaky governments, leaders of the 17 countries that use the euro are ready to agree on a treaty that will force member countries to put deficit limits into their national laws. -
IMF chief: Some euro countries can boost growth
28 Jan 2012 | 5:21 amThe head of the International Monetary Fund said Saturday that some countries that use the euro have the flexibility to boost growth to help shore up the ailing eurozone economy, which is widely-expected to sink back into recession. -
South Sudan, Sudan fail to agree on oil dispute
28 Jan 2012 | 4:08 amA South Sudan official says negotiations to end an oil dispute between South Sudan and Sudan have failed. -
AP Interview: Roubini warns of tough times ahead
28 Jan 2012 | 2:37 amEconomist Nouriel Roubini, nicknamed "Dr. Doom" for his gloomy predictions in the run-up to the financial meltdown four years ago, says the fallout from that crisis could last the rest of this decade. -
Starbucks CEO paid $16 million in 2011 fiscal year
27 Jan 2012 | 7:34 pmStarbucks CEO Howard Schultz was given a pay package worth roughly $16 million in the company's 2011 fiscal year.
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U.S. News
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Obama Looks Presidential
27 Jan 2012 | 4:36 pmWith GOP soul-searching, Obama looks strong in State of the Union -
Activists Send Hundreds of Tacos to Connecticut Mayor
27 Jan 2012 | 4:20 pmMayor Joseph Maturo Jr.'s remark left emotions raw in the town's large Hispanic community. -
Do All the GOP Debates Matter?
27 Jan 2012 | 3:46 pmEven after 19 of them, the debates are still influencing the GOP race. -
Army Chief on Troop Cuts: What Goes Up...
27 Jan 2012 | 3:45 pmArmy chief calls troop cuts "a correction." -
The Conservative Backlash Against Newt Gingrich
27 Jan 2012 | 3:38 pmThe tide has turned on Newt Gingrich, especially among conservatives.
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MarketWatch.com - Top Stories
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Market Snapshot: U.S. earnings, data to command attention
28 Jan 2012 | 4:45 amA wealth of U.S. economic data and another week of major earnings will be the markets’ focus in the week ahead. -
Fantasy Earnings Trader: Fantasy Earnings leader wins week with Netflix
27 Jan 2012 | 6:27 pmPrescient bet on volatile video provider boosts gains. -
SportsWatch: Athletics’ Olympic year sees new events, sponsors
27 Jan 2012 | 6:24 pmAhead of the London Games in July, the sport of track and field is launching two events and signing new sponsorship deals -
After Hours: PharMerica dives, Amylin surges after hours
27 Jan 2012 | 6:10 pmShares of the pharmacy-management services firm drop as the FTC seeks to block a bid for the company. Meanwhile, Amylin and Alkermes receive FDA approval for their shared diabetes treatment. -
Stocks to Watch: Stocks to Watch Monday: Alkermes, Amylin
27 Jan 2012 | 5:10 pmAlkermes PLC, Amylin Pharmaceuticals Inc. and Gannett Co. are among the stocks that could see active trading on Monday.
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Business
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Are Companies More Powerful Than Countries?
27 Jan 2012 | 3:02 pmIn 2008, after Lehman Brothers fell and the financial crisis and global recession began, the conventional wisdom was that we were entering an era in which government would take back power from business. In fact, just the opposite has happened. The high profile political figures here at Davos disappointed – Merkel was angry and depressed [...] -
Facebook Could File IPO Documents Next Week: Report
27 Jan 2012 | 1:48 pmSocial networking juggernaut Facebook could file the paperwork for its much-anticipated initial public offering as early as next Wednesday, according to a new report in The Wall Street Journal. If previous reports are correct, the eight-year-old company could seek to raise as much as $10 billion, making the offering the largest technology IPO in history. [...] -
Couldn’t Make Davos This Year? Here Are the 5 Things Everyone’s Talking About
27 Jan 2012 | 12:15 pmThe topics and tropes fall faster than snowflakes here in Davos, where several thousand of the world’s leading business people, politicians and policy makers gather once a year for an annual think-fest. And with literally hundreds of panels, debates, interviews, workshops and symposia taking place, it would be impossible to capture all of the ideas competing for attendees’ attention. -
Ford Posts Big Profits but Misses Wall Street
27 Jan 2012 | 10:06 amDEARBORN, Mich. — An accounting change boosted Ford’s fourth-quarter net income, but without the gain the company fell short of Wall Street’s expectations. Weak sales in Europe and lower production in Thailand eroded Ford’s profits. Investors punished the stock in pre-market trading, where shares fell nearly 5 percent to $12.14. Ford earned $13.6 billion in the fourth quarter, due to [...] -
Why Manufacturing Can’t Solve The Jobs Problem
27 Jan 2012 | 7:00 amHere in snowy Davos, the topic of job creation has been about as popular as the passed canapés and free champagne. Not surprisingly, President Obama’s latest jobs proposals — a combination of taxing outsourcing corporations and reviving U.S. manufacturing — haven’t been as popular. It’s not hard to see why. Among other things, Obama’s State of [...]
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Clusterstock
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Union Membership Climbed In 2011, But Membership Rates Declined
28 Jan 2012 | 5:49 amIn 2011, union membership increased 49,000 last year to 14.76 million. However, the Union membership rate declined by just 10 basis points in 2011 to 11.8% according to BLS data. In 1983, the first year for which comparable data is available, union membership stood at 20.1%. Among the survey's other findings: Public sector workers had a union membership rate five times higher than the private sector — 37 % versus 6.9 %. Teachers and librarians had the highest unionization rate at 36.8 %, while sales workers had the lowest at 3 %. Demographically, Black men showed the highest rate at… -
18 Unique Insights That Challenged Conventional Wisdom On The Markets And The Economy
28 Jan 2012 | 5:23 amWe thought we had it all figured out before this week started. We were wrong. The top minds in the investment business offered some novel analysis, broke conventional wisdom, and even opened our eyes to some misperceptions. This particular week, we learned there may be a simple explanation why the Baltic Dry Index is getting crushed, 2013 may be the real year to be worried about, and that one fact refutes the idea of a Chinese real estate bubble. What follows are excerpts from such stories this week. All of the important stuff you might have missed this week, right here.Fast food may be… -
Experts Are Terrified By Greece And Its Debt Problems
28 Jan 2012 | 1:48 amNEW YORK (AP) — Remember Greece? It's been two years since a financial crisis erupted in the birthplace of drama, and the final act is still unfinished. A second week of talks in Athens ended Friday with no deal between the country, the European Union and private holders of Greek bonds. Remarkably, even after the crisis became such an international worry last year that the leaders of France and Germany were actually referred to as "Merkozy," the European debt bomb could still explode, with Greece as the fuse. Economists and investors see a Greek default as the biggest test of the world… -
New Email Suggests BP Hid The Truth About How Big The Oil Spill Really Was
28 Jan 2012 | 12:06 amNEW ORLEANS (AP) — On the day the Deepwater Horizon sank, BP officials warned in an internal memo that if the well was not protected by the blow-out preventer at the drill site, crude oil could burst into the Gulf of Mexico at a rate of 3.4 million gallons a day, an amount a million gallons higher than what the government later believed spilled daily from the site. The email conversation, which BP agreed to release Friday as part of federal court proceedings, suggests BP managers recognized the potential of the disaster in its early hours, and company officials sought to make sure that… -
HOUSE OF THE DAY: At $65 Million, This Is The NEW Most Expensive Co-Op On The Market In New York City
27 Jan 2012 | 4:25 pmDenise Rich, the celebrity songwriter who has written music for such notables as Celine Dion, Jessica Simpson, and Diana Ross, is putting her Fifth Avenue penthouse apartment up for sale, reports Jennifer Gould Keil for The New York Post. Rich is asking for $65 million, making this apartment the most expensive co-op to ever reach the New York selling block. This luxurious co-op features an upper-level grand salon, a wrap-around terrace with a stunning view of Central Park, and a professional recording studio.Stevie Wonder has played the baby grand piano in this lavish, upper-level…
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USATODAY.com Feed
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Money Watch: Tapping into your 401(k) early can be costly
28 Jan 2012 | 4:00 amQ: I am 55 years old and unemployed. I need to use the money in my 401(k) plan to survive. What is the penalty for tapping into it? -
Enviros laud California's clean-car mandate
27 Jan 2012 | 6:11 pmEnvironmentalists are thrilled that California's clean-air regulations mandates one out of seven cars sold in 2025 be plug-ins or electrics. -
California passes auto emission, hybrid rules
27 Jan 2012 | 4:26 pmAir regulators unanimously passed auto emission standards, including a mandate for 1.4 million electric and hybrid vehicles on state roads by ... -
Report: Facebook may file for IPO next week
27 Jan 2012 | 4:20 pmThe six-year-old company is expected to raise $10 billion, with a valuation of between $75 billion and $100 billion. -
Stocks end mixed after fourth-quarter GDP report
27 Jan 2012 | 3:58 pmThe economy is growing but more slowly than desired, worrying investors who are counting on strong U.S. growth during the euro crisis.
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FINANCE NEWS - Google Blog Search
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The company plans to use the proceeds to pay down its revolver ...
27 Jan 2012 | 2:13 pmThe company plans to use the proceeds to pay down its revolver debt. The bonds could price as early as today... -
The group recently started the leveraged ... - Leveraged Finance News
27 Jan 2012 | 2:13 pmThe group recently started the leveraged finance group with 30 law partners... -
Both plan to price $100 million. Icahn ... - Leveraged Finance News
27 Jan 2012 | 2:13 pmBoth plan to price $100 million. Icahn Enterprises added on to its 2018 notes earlier this month... -
Manheim Set to Acquire Dealer Services Corporation ...
27 Jan 2012 | 11:30 amRemarketing service provider Manheim has inked an agreement to purchase used-vehicle floorplan company Dealer Services Corporation. Expected to close within th… -
Banking on Higher Credit Scores - AutoFinanceNews.net
27 Jan 2012 | 8:00 amThere has been an interesting debate online about the role that financial institutions should play in helping consumers repair their credit scores, and I thoug…
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FINANCE NEWS - Google News
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Cyprus Finance Ministry says banks will recapitalize on their own, won't need ... - Washington Post
28 Jan 2012 | 5:08 amCyprus Finance Ministry says banks will recapitalize on their own, won't need Washington PostNICOSIA, Cyprus — Cyprus' Finance Ministry says it's confident that the island's banks will be able to recapitalize on their own and won't need government support. The ministry says Cyprus' economy has “strong foundations” and adds that it will soon Cyprus Responds to Fitch Cut, Says Economy on 'Solid Foundation'Bloombergall 12 news articles » -
Germany Calls for EU Control Over Greek Budget - Wall Street Journal
28 Jan 2012 | 4:37 amThe Daily StarGermany Calls for EU Control Over Greek BudgetWall Street JournalConfirming a report in the Financial Times, a European official speaking on condition of anonymity said on Saturday that the reason for such a move is "the insufficient progress on Greece's debt reduction, which in part is the result of the country's Call for EU to control Greek budgetCNNEU, US finance ministers speaking in DavosReutersGreece, creditors report progress in debt talksGMA NewsEconomic Times -Daily Mailall 1,362 news articles » -
AP Exclusive: Vatican rewrites anti-money laundering, terror finance law to comply - Washington Post
27 Jan 2012 | 5:53 pmAP Exclusive: Vatican rewrites anti-money laundering, terror finance law to complyWashington PostVATICAN CITY — The Vatican has rewritten its 2010 anti-money laundering law after European inspectors found that it didn't fully meet their tough standards to combat the financing of terrorism. The new law, a copy of which was obtained Friday by The and more » -
Behind Obama's financial aid 'shopping sheets' - Sacramento Bee
27 Jan 2012 | 3:39 pmPoliticoBehind Obama's financial aid 'shopping sheets'Sacramento BeeBy CANDICE CHOI AP Personal Finance Writer NEW YORK -- President Barack Obama wants to make it easier to size up the cost of college. As part of his broad plans to make college more affordable, Obama said Friday that he would push for financial aid Obama Decries Rising Cost of College EducationDailyFinanceall 1,234 news articles » -
Apollo Commercial Real Estate Finance, Inc. Announces 2011 Dividend Income Tax ... - MarketWatch (press release)
27 Jan 2012 | 3:18 pmApollo Commercial Real Estate Finance, Inc. Announces 2011 Dividend Income Tax MarketWatch (press release)NEW YORK, NY, Jan 27, 2012 (MARKETWIRE via COMTEX) -- Apollo Commercial Real Estate Finance, Inc. (the "Company") /quotes/zigman/561260/quotes/nls/ari ARI -0.67% announced today the estimated Federal income tax treatment of the Company's 2011 and more »
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Finance News Pro
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Seven Misconceptions About Bankruptcy
18 Jan 2012 | 12:04 pmBankruptcy is such a taboo subject in American society that most people don’t know much about it besides its role in Wheel of Fortune game play. Because of the lack of discussion there is regarding bankruptcy, many people carry with them ideas about the process that do not reflect reality. In order to clear out the confusion for our readers, we contacted Macey Bankruptcy Law who were so kind as to provide us with the following list of seven major misconceptions about filing for bankruptcy: Misconception #1: Bankruptcy is a death sentence to credit. Indeed, traditional lines of credit… -
The Pros and Cons of Instant Credit Card Applications
9 Jan 2012 | 9:05 amOne of the greatest advantages of internet is that one can apply for an instant credit card on line. To get an access to instant credit card one has to fill up the forms or application on line. The online services are provided by most of the credit card companies. These kinds of services are offered by the credit card companies to satisfy their customers and also to sign up new customers. The response from the company is very fast, the only thing that you need to do is just fill up the application on line and get the answer via e-mail instantly. Let me tell you that it is not as easy as it… -
Do forex trading with the four most efficient tips
6 Dec 2011 | 9:13 amIs forex trading too complicated to understand or does it sound like a scam. Well, if this is the case, then you will find many others feeling the same like you. Millions of traders have lost their money in the forex market numerous times. Forex trading is definitely not a scam. At times, it is quite confusing to understand. If you are finding hard to understand something, it does not mean that it is a scam. The forex market cannot be mastered with only few basic suggestions, you can start to get a better understanding of how to get successful in the market with the following four tips. Stop… -
It is difficult to sell house fast in the UK – Cash buyers make things easier for the homeowners
22 Nov 2011 | 9:44 amThe economic climate of the country is not in a good state; since global recession hit the market the property market started experiencing a downturn. This initiated a lot of problems; and the situation started turning more grave each passing day. As the recession began rolling in people started losing jobs and failed to pay their mortgage. As a result thousands of homes were repossessed by the lenders and sold at cheap rate at property auctions. Moreover, a lot of homeowners tried to sell house fast to avoid repossession. This pushed property prices down the slope. Despite of low property… -
The Wrong Piece of Plastic Could Really Set Your Small Business Back
14 Nov 2011 | 12:20 pmOk, close your eyes and imagine…wait, don’t close your eyes because you wouldn’t be able to read this…just imagine that you’re a small business owner (which I’m sure many of you actually are) who isn’t always able to pay his credit card bill in full before the end of the month. Now, this isn’t uncommon for a small business owner, so you think nothing of it…until one day you wake up and see that the interest rate being applied to your credit card balance has suddenly skyrocketed. Your debt is now much more costly, your carefully-crafted budgets are useless, and you fall…
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Calculated Risk
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Government to triple HAMP payments for principal reductions
27 Jan 2012 | 8:03 pmFrom Jon Prior at HousingWire: Treasury to pay investors triple for HAMP principal reductionsThe Treasury Department will triple payments to mortgage investors for reducing borrower principal through an expanded Home Affordable Modification Program announced Friday [CR note: Treasury will pay incentives ranging from .18 to .63 cents on the dollar - depending on the change in LTV] Officials announced several critical changes to HAMP, including an enrollment extension to Dec. 31, 2013, from its original expiration date at the end of this year. The Treasury will also require servicers to factor… -
Bank Failure #6 & 7: Tennessee and Minnesota
27 Jan 2012 | 5:10 pmKnoxville Bank K.O. Forest Lake Friday failure A quickening pace. by Soylent Green is People From the FDIC: First Resource Bank, Savage, Minnesota, Assumes All of the Deposits of Patriot Bank Minnesota, Forest Lake, Minnesota As of September 30, 2011, Patriot Bank Minnesota had approximately $111.3 million in total assets and $108.3 million in total deposits. ... The FDIC estimates that the cost to the Deposit Insurance Fund (DIF) will be $32.6 million. ... Patriot Bank Minnesota is the sixth FDIC-insured institution to fail in the nation this year, and the first in Minnesota. The last… -
Bank Failures #4 and 5 in 2012: Florida and Tennessee
27 Jan 2012 | 4:13 pmFederal Giants Sack Panther and Titan banks A Patriots chore by Soylent Green is People From the FDIC: CenterState Bank of Florida, National Association, Winter Haven, Florida, Assumes All of the Deposits of First Guaranty Bank and Trust Company of Jacksonville, Jacksonville, FloridaAs of September 30, 2011, First Guaranty Bank and Trust Company of Jacksonville had approximately $377.9 million in total assets and $349.5 million in total deposits. ... The FDIC estimates that the cost to the Deposit Insurance Fund (DIF) will be $82.0 million. ... First Guaranty Bank and Trust Company of… -
LPS: 2010, 2011 Mortgage Originations have record low default rates
27 Jan 2012 | 1:46 pmFrom LPS Applied Analytics: LPS' Mortgage Monitor Shows 2010, 2011 Originations Among Best Quality on Record The December Mortgage Monitor report released by Lender Processing Services shows mortgage originations continued their decline from 2011’s September peak, down 10.1 percent from the month before. At the same time, those loans originated over the last two years have proven to be some of the best quality originations on record. ... Looking at judicial vs. non-judicial foreclosure states, LPS found that half of all loans in foreclosure in judicial states have not made a payment in more… -
Q4 GDP: Residential Investment now making a positive contribution
27 Jan 2012 | 10:19 amThe following graph shows the contribution to GDP from residential investment, equipment and software, and nonresidential structures (3 quarter centered average). This is important to follow because residential investment tends to lead the economy, equipment and software is generally coincident, and nonresidential structure investment trails the economy. For the following graph, red is residential, green is equipment and software, and blue is investment in non-residential structures. So the usual pattern - both into and out of recessions is - red, green, blue. The dashed gray line is the…
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Economic Snapshot News - Economic Snapshot News Headlines | Bizjournals.com
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Insight drops Tempe bowl sponsorship
27 Jan 2012 | 8:07 pmInsight Enterprises Inc. is ending its title sponsorship of the Insight Bowl after 14 years. The Fiesta Bowl, which also runs the annual Tempe bowl game, said it is searching for a new title sponsor and will rename the game."We are grateful to Insight Enterprises for its support and help building the game into a top-tier bowl," said Fiesta Bowl Chairman Duane Woods. "We have enjoyed a long and stable partnership. With our ties to the Big Ten and Big 12 Conferences, an unmatched record of hospitality and a premier location, we believe we have a lot to offer... -
PG&E fined over neglected pipeline leak surveys
27 Jan 2012 | 7:13 pmThe California Public Utilities Commission has fined San Francisco-based Pacific Gas and Electric Company $16.8 million for failure to conduct pipeline leak surveys. PG&E has 10 days to pay the fine to the state’s general fund from shareholder dollars or submit a notice of appeal. The CPUC fined PG&E under its new citation program, created Dec. 1, 2011. Under the program, natural gas companies can be fined by CPUC staff for violating state and federal safety rules. PG&E is the first utility to receive a citation under the program... -
Former First Hawaiian Bank manager admits embezzling $2.6M
27 Jan 2012 | 6:49 pmA former manager of First Hawaiian Bank branches on Oahu and the Big Island pleaded guilty Friday to a federal charge of embezzling more than $2.6 million, the U.S. Attorney’s office said. Lani Ann Miho, 52. a bank employee for 29 years, was a branch manager and personal banking officer at First Hawaiian Bank branches on Oahu and the Big Island from 2000 to September 2010, U.S. Attorney Florence T. Nakakuni said in a statement. During that time, Miho created about 56 accounts under different names, withdrawing money and using proceeds from recently opened accounts to pay balances due on… -
Cherry Creek teachers’ support helped Google exec pursue his passion
27 Jan 2012 | 6:46 pmAnyone who wonders how schools can prepare the next generation for tomorrow’s jobs in technology should consider Google’s Rajen Sheth. The 36-year-old Denver native helped create Google’s Apps products for business, which has 40 million customers, and today he’s product manager for its Chromebook and Chrome browser for businesses and schools. Before Google, Sheth had Stanford University degrees, an internship at Microsoft during the dot-com boom, and Silicon Valley startup experience. But Sheth traces his career success to Cherry Creek High School... -
Abercrombie releases $15.6M for improvement projects
27 Jan 2012 | 6:41 pmHawaii Gov. Neil Abercrombie on Friday released more than $15.6 million for capital improvement projects statewide that are designed to improve the state’s public safety, wastewater, civil defense and communications infrastructure. The funds include $6.65 million for repairs and alterations to buildings under the state Department of Public Safety’s jurisdiction, such as the Oahu Community Correctional Center and the Halawa Correctional Facility; $3.5 million for staff positions at the Public Works Division within the state Department of Accounting and General Services; $3...
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San Francisco Bay Area and California Business News — — SFGate
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Facebook IPO filing early next week, reports say
28 Jan 2012 | 6:00 amFacebook is aiming to file for its initial public offering as early as next week, two people with knowledge of the matter said. The company is discussing a valuation of $75 billion to $100 billion, said two people, who... -
Ship traffic for January 28, 2012
28 Jan 2012 | 6:00 amDue to arrive today SHIP FROM PORT Leda Trader Los Angeles OAK Triton Ace New Westminster, British Columbia RCH YM Colombo Los Angeles OAK Wadi Feran Unknown SFO Zim Pusan Long Beach OAK Due to depart today SHIP TO PORT... -
Economy grew at 2.8% annual rate in 4th quarter
28 Jan 2012 | 6:00 amNumber of the day 2.8% That was the annualized growth rate of the U.S. economy in the fourth quarter, the Commerce Department announced Friday. Gross domestic product - the value of all goods and services produced -... -
Chevron posts record-high profit
28 Jan 2012 | 6:00 amDespite refinery problems that dragged down its fourth-quarter results, Chevron Corp. reported the highest annual profit in its 132-year history on Friday, a $26.9 billion tally made possible by high and relatively... -
Apple says it's 'attacking' supply chain problems
28 Jan 2012 | 6:00 amTECHNOLOGY Apple pledges problem-solving in its supply chain Apple is "attacking problems" with conditions at its supply factories and is committed to educating workers about their rights, Chief Executive Officer Tim...
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Finance-news News - Congoo
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European Stock Futures Climb on Federal Reserveâ??s Rate Outlook
26 Jan 2012 | 8:03 am2:34 AM EST By Jan. 26 (Bloomberg) -- European stock futures advanced after the U.S. Federal Reserve extended its pledge to keep interest rates low and Chairman Ben S. Bernanke laid the groundwork for -
Gold rises to 6-week high on Fed rate vow
26 Jan 2012 | 8:03 amSINGAPORE (Reuters) - Gold jumped to its strongest in more than a month in choppy trade on Thursday after a promise by the U.S. Federal Reserve to keep rock-bottom rates for at least two more years helped -
Stocks close higher on Fed promise of low rates
26 Jan 2012 | 7:51 amThe stock market bounced to its highest close since last spring Wednesday after the Federal Reserve pledged to keep interest rates near zero for almost three more years. Bond yields dropped sharply, then -
JGBs up, curve steepens after Fed signals dovish stance
26 Jan 2012 | 7:47 am2:23am EST * Futures score biggest gain in 3 months in heavy trade * Fed hint of more easing, low rate outlook spurs buying * Curve seen steepening as easy Fed also likely to help risk assets * Ten-year -
Nordic Stocks Show Budget Discipline No Shelter From Crisis
26 Jan 2012 | 7:39 am2:14 AM EST By (updates with todays trading in eighth paragraph.) Jan. 25 (Bloomberg) -- Nordic stocks are failing to distinguish themselves from the rest of Europe even though debt in the four countries
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The Color of Money: Personal Finance Advice Column from Michelle Singletary
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Hefty down payments not the answer to fixing mortgage mess
24 Jan 2012 | 5:30 pmDuring a recent financial workshop I conducted at my church, I met a single mother who couldn’t afford her mortgage. She and I talked about her options, which included selling her two-bedroom townhouse and moving into an affordable apartment or getting a roommate. But while speaking with her, I had to suppress my anger. Read full article >> -
Featured Advertiser
21 Jan 2012 | 4:57 pm -
Supreme Court backs binding arbitration agreements
21 Jan 2012 | 4:57 pmIf you look carefully — and you probably haven’t — at the fine print in your credit card agreement or in many of the consumer contracts you sign, you’ll probably find a provision that says if you have a dispute and want your day in court, you’re out of luck. Instead, you are forced to go to binding arbitration. Read full article >> -
Report: Young adults making gains under health-care law
17 Jan 2012 | 5:00 pmA report released by the nonpartisan Employee Benefit Research Institute notes what could be really good news: The health-care reform signed into law by President Obama, which has been criticized by Republicans and challenged in court, appears to be improving the health insurance coverage of young adults. Read full article >> -
Not all college majors are created equal
14 Jan 2012 | 7:58 pmI have this game I play when I meet college students. “What’s your major?” I ask. The student might say, “English,” “psychology,” “political science” or “engineering.” And then, in my mind, after factoring in some other information, I say to myself “job” or “no job,” depending on the major. Read full article >>
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FOXBusiness.com
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Regulators Close Four Banks; 2012 Tally Climbs To Seven
27 Jan 2012 | 5:52 pmRegulators closed four more banks in the U.S. Friday, raising the nationwide tally of failures so far in 2012 to seven, according to the Federal Deposit Insurance Corp. -
CSN Resources Prices 2020 USD Bonds At 5.60% Friday--Source
27 Jan 2012 | 5:36 pmCSN Resources S.A., a subsidiary of Brazilian steelmaker Companhia Siderurgica Nacional (SID, CSNA3.BR), sold $200 million of U.S. dollar-denominated bonds in the U.S. credit markets on Friday, according to a person familiar with the deal. -
CMBS Investors Get Rare Payoff On '07 Loan, Deutsche Bank Says
27 Jan 2012 | 5:07 pmIn some cases, it's paying to wait out the slump in commercial real estate. -
Brazil's Vale To Decide In 2012 If It Will Sell Oil, Gas Assets
27 Jan 2012 | 4:59 pmBrazilian miner Vale SA (VALE, VALE5.BR) said Friday it will decide this year if it will sell its oil and natural-gas assets in Brazil. -
Goldman's Blankfein Receives 24,249 Shares Vested From Prior Awards -Filing
27 Jan 2012 | 4:56 pmSenior executives of Goldman Sachs Group Inc. (GS) received another installment of stock awarded in previous years, including 24,249 shares for Chief Executive Lloyd Blankfein.
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ajc.com - Business
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Shoppers still wary of spending, Newell Rubbermaid CEO says
27 Jan 2012 | 4:05 pmAmerican shoppers still are hesitant to spend money on items they don't need, the president and CEO of consumer goods company Newell Rubbermaid said Friday. -
Former Georgia bank CEO consents to ban from industry
27 Jan 2012 | 2:51 pmA former North Georgia bank CEO has consented to being barred from the industry for undisclosed allegations of wrongdoing, federal regulators reported Friday. -
Atlanta ranked 34th in tax friendliness for business
27 Jan 2012 | 2:24 pmLawmakers and others hoping to make Georgia more attractive to employers won’t be heartened by a new report that assesses the state’s business tax climate. -
Metro region’s jobless rate rises
27 Jan 2012 | 6:18 amMetro Atlanta’s unemployment rate rose to 9.4 percent in December from 9.2 percent in November, the state Labor Department said Thursday. -
Using community education courses for job search, careers
26 Jan 2012 | 5:30 pmIf you haven’t experienced community education yet, or have been living in an area where it’s called something a little different, this is the slate of courses offered at low cost to the community, taught by other members of the community.
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Boston.com -- Top business news
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What we worry about when we worry about Greek debt
27 Jan 2012 | 11:29 pmRemember Greece? It's been two years since a financial crisis erupted in the birthplace of drama, and the final act is still unfinished. A second week of talks in Athens ended Friday with no deal between the country, the European Union and private holders of Greek bonds. -
Facebook IPO could value it among top companies
27 Jan 2012 | 11:29 pmWhen Facebook makes its long-expected debut as a public company this spring, the social-networking company will likely vault into the ranks of the largest public companies in the world, alongside McDonald's , Amazon.com and Bank of America . -
And now for a long commercial break
27 Jan 2012 | 11:00 pmIf there’s ever a time people want to linger over TV commercials, it’s during the Super Bowl - and this year, advertisers will oblige, running longer spots that do more storytelling. -
Treats are in store at big chains
27 Jan 2012 | 11:00 pmBig chain stores often are criticized for hurting local merchants, but now Target and Walmart are reaching out to small businesses to form partnerships. -
AP Exclusive: Vatican rewrites money launder law
27 Jan 2012 | 6:59 pmThe Vatican has rewritten its 2010 anti-money laundering law after European inspectors found that it didn't fully meet their tough standards to combat the financing of terrorism.
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Business - chicagotribune.com
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U.S. fourth-quarter GDP falls short of expectations
28 Jan 2012 | 12:00 amThe nation's broadest measure of U.S. economic output rose at a 2.8% annual rate — many analysts had predicted 3% — in the October through December period, and signs point to economic weakness ahead.The U.S. economy ended last year on firmer footing with modestly stronger growth. But output fell short of what analysts expected, and signs point to weakness ahead. -
U.S. may rely on aging U-2 spy planes longer than expected
28 Jan 2012 | 12:00 amThe Pentagon has proposed delaying a plan to replace the U-2s with RQ-4 Global Hawk drones because of Defense Department cutbacks.Wars have come and gone. But for more than half a century, the CIA and U.S. military have relied on a skinny sinister-looking black jet to go deep behind enemy lines for vital intelligence-gathering missions. -
Twitter's new censorship plan stirs global furor
27 Jan 2012 | 9:34 pmIts says it now has the power to block tweets in a specific country if the government legally requires it to do so. Dissidents and activists fear the new policy will stifle free speech.Twitter has promoted itself as a beacon of free speech, and that image was burnished when revolutionaries used the social media service to organize protests during last year's Arab Spring uprising. -
State investigation: ComEd should pay for outages
27 Jan 2012 | 6:33 pmProlonged outages that at one point left more than 800,000 people in Northern Illinois without power during last summer's storms were not unpreventable acts of God, but were caused by years of neglect of equipment and lack of tree-trimming by ComEd, according to a report from the Illinois Attorney General's office. -
Chrysler to add 1,600 workers at Illinois plant
27 Jan 2012 | 3:43 pmChrysler Group LLC will announce next week it will hire more than 1,600 workers to an Illinois assembly plant, signaling the start of a hiring blitz that promises to add thousands of workers to the auto maker's plants over the next three years.
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Japanese Trade Balance in the Red
25 Jan 2012 | 5:48 amSee how the dismal trade news out of Japan will affect the global Forex markets in this thoughtful Forex fundamental analysis. -
Euro Slips as Greek Negotiations Fail
23 Jan 2012 | 3:12 amAs investors fretted about last week during the negotiation process, the Greek government and private bondholders did not reach an agreement on a deal that would swap out debt which is due to mature in mid-March; a deal that is critical if Greece intends to avoid a disorderly default. -
When to Take Profits
2 Jan 2012 | 5:30 amOne of the most difficult questions that a trader will ask themselves is when to take profits. This is a very complex issue, and as such has no one correct answer. -
When to Cut Your Losses
1 Jan 2012 | 6:35 amWhen trading the FX markets, it is absolutely vital that you know when to cut your losses. -
Overrated Broker Features
7 Dec 2011 | 6:30 amWhen choosing a Forex broker it is quite common to look into all of the features that are available, as it should directly affect your purchase decision. While this makes sense as a consumer, some of the features can be unnecessary, and quite frankly “fluff”.
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L.A. Times - Business
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Facebook IPO filing reportedly could come 'as early as next week'
28 Jan 2012 | 2:00 amFacebook's initial public offering of stock has been anticipated for months and is speculated to be worth as much as $100 billion whenever it arrives. -
U.S. fourth-quarter GDP falls short of expectations
28 Jan 2012 | 2:00 amThe nation's broadest measure of U.S. economic output rose at a 2.8% annual rate — many analysts had predicted 3% — in the October through December period, and signs point to economic weakness ahead.The U.S. economy ended last year on firmer footing with modestly stronger growth. But output fell short of what analysts expected, and signs point to weakness ahead. -
Buyers more cautious at Sundance Film Festival
28 Jan 2012 | 2:00 amNearly every major film buyer bought at least one movie; they just paid less.This year's Sundance Film Festival didn't produce a blizzard, but it did generate some strong flurries. -
U.S. may rely on aging U-2 spy planes longer than expected
28 Jan 2012 | 2:00 amThe Pentagon has proposed delaying a plan to replace the U-2s with RQ-4 Global Hawk drones because of Defense Department cutbacks.Wars have come and gone. But for more than half a century, the CIA and U.S. military have relied on a skinny sinister-looking black jet to go deep behind enemy lines for vital intelligence-gathering missions. -
Chevron earnings dragged down by refinery business
28 Jan 2012 | 2:00 amChevron reports a profit of $5.12 billion in the fourth quarter, down 3.2% from a year earlier. Its refinery and marketing business swings to a $204-million loss.Refining losses marred the fourth-quarter performance for Chevron Corp., the nation's second-biggest oil company, leaving it with a profit decline compared with 2010 and dropping it below Wall Street expectations.
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Financial Times - US homepage
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News Corp looks to Bloomberg for new executive
27 Jan 2012 | 7:43 pmThe group is in talks with Lex Fenwick, a former Bloomberg chief executive, to become chief executive of Dow Jones and fill a position that has been empty for six months -
Facebook to file IPO listing details
27 Jan 2012 | 6:12 pmThe US social networking company is hoping to file details of the listing as early as Wednesday, the first indication it is close to its long-awaited public offering -
Call for EU to control Greek budget
27 Jan 2012 | 3:20 pmLeaked German proposal Greece to cede sovereignty over tax and spending decisions to a eurozone ‘budget commissioner’ to secure a second €130bn bail-out -
Twitter bows to pressure over censorship
27 Jan 2012 | 2:24 pmThe microblogging service adopts a new approach to censorship that will pave the way for long-term expansion into many new countries -
US in mega battle to bring in Mr Dotcom
27 Jan 2012 | 1:59 pmCopyright owners are keeping a close eye on the extradition process of the internet file-sharing chief
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Reuters: Top News
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Police search News Intl offices in London, arrest four
28 Jan 2012 | 5:05 amLONDON (Reuters) - Police said on Saturday they were searching the London offices of Rupert Murdoch's News International and had arrested four people, including a policeman, in an investigation into suspected payments to police officers for information. -
Syria violence kills over 40
28 Jan 2012 | 4:29 amAMMAN (Reuters) - Security forces killed over 40 people in Syria on Friday, activists and residents said, as people in Homs mourned 14 members of a family they said were slain by militiamen in one of the worst sectarian attacks in a 10-month revolt. -
Greece, creditors laboriously piece together debt deal
28 Jan 2012 | 1:46 amATHENS (Reuters) - Greece and its private creditors head back to the negotiating table on Saturday to put together the final pieces of a long-awaited debt swap agreement needed to avert an unruly default. -
Karzai to hold talks with Cameron
27 Jan 2012 | 6:12 pmLONDON (Reuters) - Afghan President Hamid Karzai and Prime Minister David Cameron meet on Saturday to sign a partnership agreement setting out how the two countries will work together after British combat troops leave Afghanistan in 2014. -
MF Global ex-risk chief to testify before Congress
27 Jan 2012 | 4:31 pmWASHINGTON (Reuters) - Michael Roseman, the former chief risk officer who is said to have raised red flags about aggressive trading bets at MF Global, will testify before Congress next week, according to a congressional staffer familiar with the matter.
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Hispanic Business Magazine
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Crude Oil Prices Steady, Near $100
27 Jan 2012 | 6:39 pmCrude oil prices climbed close to $100 per barrel after the Commerce Department said the U.S. gross domestic product rose 2.8 percent in the fourth quarter. Friday's report puts the GDP short of the expected 3 percent growth but respectable next to fourth-quarter contractions in Britain and Germany.... -
Pitt Says He and Jolie Want to Wed
27 Jan 2012 | 6:39 pmHollywood film star Brad Pitt says he and his longtime partner, actress Angelina Jolie, would like to wed. The couple, who have been together seven years and are the parents of six children, previously said they didn't want to tie the knot until gay marriage was legal.... -
Mr. Dictator Head Mashes His Subjects
27 Jan 2012 | 6:30 pmMr. Dictator Head, a series of sculptures by English-born Aussie artist Stephen Ives , is opening eyes in the art world. By adding a mustache here, a distinctive pair of eyebrows there, Ives took the familiar children's toy Mr.... -
Twitter Blackout Set for Tomorrow To Protest Censorship
27 Jan 2012 | 6:29 pmFree speech activists are calling for a boycott of Twitter Saturday to protest the site's new tools that will allow it to redact tweets on a country-by-country basis. Twitter announced the new capability in a blog posting Thursday, saying ... -
Connecticut Mayor Apologizes for 'Taco' Comment
27 Jan 2012 | 6:29 pmPressure grew Thursday for a Connecticut mayor to resign, despite his apology for saying he might "have tacos" as a way of reaching out to Hispanics. East Haven Mayor Joseph Maturo made the comment Tuesday while talking to a reporter for WPIX-TV, New York, about the arrest of four police officers on racial intimidation charges, The Hartford Courant reported....
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Wikio - Finance
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Fair Isaac Shares Got Rejected: What You Need to Know (Fool.com)
27 Jan 2012 | 6:26 pmIs this meaningful, or just another movement?Source : Fool.com -
United Technologies Making All the Right Moves (Fool.com)
27 Jan 2012 | 3:50 pmUnited Technologies Making All the Right MovesSource : Fool.com -
5 High Beta Stocks That Could Rally In 2012 (SeekingAlpha.com)
27 Jan 2012 | 2:42 pmBy Investment Underground : By Larry Gellar Sophisticated investors can use high-beta stocks to improve their returns in a rallying market. In fact, we've identified five that should certainly be considered. Parker-Hannifin ( PH ), Textron ( TXT ) and Basic Energy Services ( BAS ) are industrial companies with good things going for them. Meanwhile, Monster ( MWW ) and International Game...Source : SeekingAlpha.comExplore : Business, Electronics, Industrial Supplies and Services, International Game Technology, Parker-Hannifin Corporation -
You Will Laugh Really Hard Watching This Funny Or Die Video Slamming Bank Of America (War Room)
27 Jan 2012 | 2:00 pmSorry Bank of America , but this is just so funny. Funny or Die made a video poking fun at Bank of America for flip-flopping on their $5 debit card fee. Basically, the video collects a bunch of "personal stories" from "BofA customers" about how the bank treated them. For example: "Bank of America threatened to burn my house down if I didn't switch to paperless billing. Then they didn't. No harm,...Source : War RoomExplore : Allen Stanford, Financiers, Investors -
Amid Shale M&A Craze, Chevron Isn't Done Acquiring (The Street)
27 Jan 2012 | 1:58 pmNEW YORK (TheStreet) -- Among oil majors, it's supposed to be a good thing right now to not be in the position of Exxon Mobil. With natural gas prices at historic lows, Exxon Mobil is being forced to constantly defend its $41 billion acquisition of shale driller XTO Energy. Be careful what you wish for as an oil major, though. ... Click to view a price quote on CVX . Click to research the Energy...Source : The StreetExplore : Business, Gas, XTO Energy Inc.
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statesman.com - Business
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U.S. recovery slowly gained speed in late 2011, data show
27 Jan 2012 | 7:08 pmThe U.S. economy picked up a little steam last quarter, with output growing at an annualized rate of 2.8 percent, the Commerce Department reported Friday. -
Austin company brings pen-and-paper game to mobile devices
27 Jan 2012 | 6:57 pmWhen they were children, brothers Tony and Kieran Howlett were big fans of Traveller, a pen-and-paper game similar to Dungeons & Dragons that was released in the 1970s. -
Number of union members grows in 2011, ending 2-year slip
27 Jan 2012 | 6:27 pmUnion membership grew slightly last year, giving labor leaders hope that a period of steep declines has finally bottomed out. -
Business Digest: Facebook IPO filing could come Wednesday; Fitch downgrades 5 eurozone countries
27 Jan 2012 | 6:26 pmSOCIAL MEDIA Report: Facebook IPO filing could come next week Facebook could file regulatory papers as early as Wednesday for its highly anticipated initial public stock offering, according to a newspaper report. -
Justice unit to probe mortgage-backed securities
27 Jan 2012 | 6:16 pmFederal and state law enforcement officials said Friday that they have launched a fraud-fighting unit, starting with 55 prosecutors and investigators, to root out wrongdoing in the market for residential mortgage-backed securities.
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Consumerism Commentary
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The Role of Money in Choosing a Relationship
27 Jan 2012 | 9:22 amDo people have any kind of control over whom they fall in love with? Perhaps Cupid’s arrow strikes randomly, and there is no choice but to obey the heart — or chemicals in the brain — or sexual urges. But once that initial response has subsided, if you and your partner are headed for a life-long or major long-term relationship, there should be some discussion about money. What role does that discussion have in determining the path of your relationship? A recent study explains that opposites don’t attract in relationships. If you’ve ever looked at relationships… -
Improve Your Child’s Cognitive Ability for Income Potential
26 Jan 2012 | 7:00 amThere’s a chance you could become a multi-millionaire after repeatedly slamming your head into other people and suffering through the resulting mini-concussions and minor brain damage, but not everyone can be a professional football player in the NFL. There’s a safer and less harmful path toward financial independence. Cognitive ability is an important part of your human capital, and your human capital measures, among other things, how likely you’ll be able to support yourself financially, particularly through difficult economic times. Cognitive ability is important because… -
The Best Cash Back Credit Cards, January 2012
25 Jan 2012 | 1:10 pmCash back credit cards can help consumers practice responsible spending while earning a little extra for their efforts when used properly. It wasn’t long ago that the best cash back credit cards were offering rewards as high as 5% for all purchases, but that is unfortunately no longer the case. Today’s cash back credit cards are all similar in nature, generally offering 1% cash back on all purchases. However, if you look hard enough, you’ll find a number of credit cards with higher cash rebates than just 1%. This article lists the best cash back credit cards you can find… -
She Spends Less Than She Earns: Zooey Deschanel
25 Jan 2012 | 7:00 amIt’s not often that a young, female star of music, movie, and television can avoid financial scrutiny. Tales of financial woe tend to be much juicier, anyway. It’s not difficult to remember the Britney Spears train wreck. She couldn’t handle earning more than $700,000 a month. At least her antics kept her in the news. I’ve been recently enamored with Zooey Deschanel. She’s a fine actor and a fine singer; I own her three albums on vinyl — including a Christmas album, something of a stretch for me. But today I learned something that increased my respect for… -
Consumer Financial Protection Bureau Wants Payday Loan Feedback
24 Jan 2012 | 3:30 pmWhile the mainstream financial industry has faced a dizzying array of government and quasi-government regulations through most of the last one hundred years, non-bank financial products have, for the most part, evaded regulations. Catering to lower-income communities, payday loan storefronts and check cashing establishments have managed to justify their business models. The more desperate you are to pay your electricity bills and your rent before your power is turned off and you’re evicted, the more likely you are to willfully ignore the fact that the companies helping you are taking…
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AllFinancialMatters
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Could This Be the Future of the Restaurant Business
26 Jan 2012 | 9:21 amI read this in a Thomas Friedman piece I read this morning. I know I complain about the quality of service I receive at most places, but I’m not sure I’m ready to here… Last April, Annie Lowrey of Slate wrote about a start-up called “E la Carte” that is out to shrink the need for waiters and waitresses: The company “has produced a kind of souped-up iPad that lets you order and pay right at your table. The brainchild of a bunch of M.I.T. engineers, the nifty invention, known as the Presto, might be found at a restaurant near you soon. … You select what you want to… -
Interesting Tidbits from the 2012 Barron’s Roundtable (Part 1)
26 Jan 2012 | 6:00 amNote: This post has been sitting in my drafts for over a week. I’m a little behind on my reading but I’ll try to follow-up with any interesting findings from Part 2 of the roundtable. I don’t read the annual Barron’s Roundtable for stock tips. Rather, I read it to get a sense of the bigger picture. Here are a few quotes from Part I of this year’s Roundtable. Bill Gross: When money yields nothing, banks won’t lend it. If a bank can keep money on deposit with the Fed at 25 basis points [a quarter of a percentage point] or lend it at 27 basis points, the yield… -
Interesting Breakdown of Warren Buffett’s Secretary’s Tax and Salary
26 Jan 2012 | 5:00 amSaw this on Forbes: Warren Buffett’s Secretary Likely Makes Between $200,000 And $500,000/Year Not sure how accurate the author’s numbers are. I’m fairly certain that those who are using tax rates for effect, are probably including payroll taxes. If that’s the case, his numbers are off. One thing I find amusing about Buffett and his tax situation is that he’s the boss and he COULD pay himself a much larger salary and pay the income taxes on it accordingly. He doesn’t do that, though. Oh, and if he really did desire to pay more taxes, he could always write… -
Question of the Day – Parenting
25 Jan 2012 | 12:15 pmMy oldest son is 16 and is about to inherit our old car as soon as we get his mom something else to drive. Since he will have transportation, we have decided to let him get an after school job to help pay for his insurance, save for another vehicle, as well as get some experience. I know several people from my grocery store days back when I was in college. So, here is my question… Is it a bad (or good) idea for me to help him get a job by making a couple of phone calls? I’m leaning towards helping him. Why? Because he’s a good kid and I know he’ll do a good job when… -
This Stuff STILL Angers Me…
24 Jan 2012 | 4:01 pmBegin rant. Just saw this on MSN: Deal could cut principal on 1 million loans Apparantly, there’s ANOTHER deal being hammered out to help homeowers (misspelled on purpose). Here’s how this deal might work out: • $17 billion would go toward principal reductions. If 1 million homeowners were to be helped, that would equal an average reduction of $20,000 each. About 11 million U.S. homeowners are underwater on their mortgages. • $5 billion would go toward homeowners affected by the deceptive practices and to state and federal housing programs. The settlement envisions a…
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fivecentnickel.com
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Does the IRS Accept Scanned Documents?
27 Jan 2012 | 9:46 amI’ve spent a good bit of time digitizing paperwork over the past couple of years. My primary weapon in this battle has been a sheet-fed scanner, though I sometimes snap pics with my iPhone and turn them into “scanned” pdfs using JotNot. While it feels to good to be working toward a paperless financial world, however, the issue of whether or not these scanned documents would be acceptable has always bothered me. Having a store refuse a return because I didn’t have the original receipt would be annoying; having the IRS reject my documents could be a disaster. So…… -
E-Filing Saves the IRS $3.10/Return
26 Jan 2012 | 1:32 pmAs January winds down, you should have received most of the paperwork that you’ll need to file your taxes. If you’re like most FCN readers — and most Americans in general — you’ll be e-filing this year. Sure, e-filing is convenient. But guess what? It’s also much cheaper for the IRS to process your return if you file electronically. As it turns out, it costs the IRS $3.29 to process a paper return vs. $0.19 for an electronic return — a savings of $3.10 (or nearly 95%!) per e-filer. Looking back at last tax season, more than 100M individual federal tax… -
Home Economics
26 Jan 2012 | 5:00 amI have long contended that, at its most fundamental level, keeping a household’s finances in the black has much in common with operating a profitable business. In both cases, you have to try to generate the greatest revenues, while at the same time keeping expenses in check. It’s not rocket science or brain surgery. In both worlds, success boils down to making – and keeping – more money than you spend. These thoughts were percolating in my mind last fall, when I covered one of the printing industry’s largest conventions, the Graph Expo Show at Chicago’s… -
High Deductible Health Plans and Major Medical Bills
25 Jan 2012 | 10:06 amI spent yesterday at the hospital. Don’t worry, it sounds a lot worse than it was… Our oldest son had to have his tonsils and adenoids removed, so my wife and I were camped out in the outpatient surgical center for the better part of the day. In the end, everything went smoothly, and he’s on the road to recovery. But this isn’t a parenting or medical website. This is a financial website. Thus, I thought I’d talk a bit about the financial side of such things. As you know, we’ve been participating in my employer’s high deductible health plan for the… -
Should You Buy Travel Insurance?
24 Jan 2012 | 5:00 amIf you’ve booked a vacation for your family lately, or sent your kid off on a school-sponsored field trip, you’ve probably considered trip-cancellation insurance. These offers generally promise to reimburse you for the vacation or field trip if you need to cancel. Are these plans worth the cost? It depends on your own personal risk calculation. What does it cover? Trip cancellation insurance comes in several flavors. Basic coverage reimburses you if you can’t make your trip because of certain reasons, such as if you get sick, a hurricane rakes the island you were going to…
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pfblogs.org: The Ad-Free Personal Finance Blogs Aggregator
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How to Decide Which Tax Preparation Method is
28 Jan 2012 | 5:08 amHere's a comment a reader recently left on my post titled Why I Use a CPA to Do My Taxes. It addresses the topic of how to decide which tax preparation method -- CPA, mass market firm, or do-it-yourself --... ... -
TurboTax 2011 Review
28 Jan 2012 | 5:00 amWith tax season right around the corner, it’s a good time to review the #1 most popular tax software on the market–TurboTax 2011. I’ve used TurboTax for years and reviewed several versions of the software over the years. With our tax returns, we really put TurboTax through its paces. In addition to itemizing deductions, we [...] ... -
How your future retirement tax bracket affects today's
28 Jan 2012 | 1:43 amA couple of years ago -- Yikes! Has it been that long!? -- I asked in a post Are you ready for a Roth conversion? It looked at the elimination of the income limit on converting a traditional IRA to a Roth account. Back then, my fellow personal finance blogger and Twitter pal JoeTaxpayer. was... ... -
Day 27: Involve Your Kids
27 Jan 2012 | 10:29 pmWelcome to day 27 of the 31 Days to Improve Your Financial Life series. There are several ways that the act of involving your kids in your financial life can help to improve it. First, kids (especially little ones) are naturally frugal when it comes to how they spend their time. I think if we [...]Day 27: Involve Your Kids is a post from: PT Money: Personal Finance by PT. 2c3ca6358dbd4ad8b0c3714b040d53d9Related posts:Kids Can Make Extra Money: 5 Businesses Your Money-Wise Kids Can Start TodayKidworth is Teaching Kids to Save Money10 Opportunities for Teaching Kids About Money ... -
Four Banks in Florida, Tennessee & Minnesota Closed
27 Jan 2012 | 9:57 pmFour banks failed this Friday which brings the total number of failures for the year to seven. First Guaranty Bank and Trust Company of Jacksonville was the first failure of the day and the second ban ... ...
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footnoted.com
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Dialing for dollars carries some risks…
27 Jan 2012 | 9:46 amWhile digging through Discover Financial Services’ (DFS) 10-K yesterday, we noticed an interesting disclosure about a class action lawsuit filed against the company last November in federal court in California’s Northern District. It seems that one of Discover’s card holders had a beef against the company because it allegedly “…contacted him, and members of the class he seeks to represent, on their cellular telephones without their express consent in violation of the Telephone Consumer Protection Act (‘TCPA’).” However effective they might be,… -
Nice (part-time) work if you can get it…
26 Jan 2012 | 9:14 amUnemployment is still high, at 8.5%, and underemployment is rife: Plenty of people are working part-time when they’d rather have full-time jobs. Then there are the part-time jobs pretty much anyone would love to have: corporate directorships. Earlier this month, Michelle footnoted how Google (GOOG) seems to have decided to double the value of the one-time stock grant for new directors, to $1 million, from $500,000. But in recent weeks, some other director pay arrangements have also caught our eye. Like a lot of companies, WGL Holdings, a Washington, D.C.-area natural gas supplier, lets… -
Clear Channel fires up its checkbook…
25 Jan 2012 | 9:54 amLast week we wrote about an American executive who got a sweet deal after his employer decided to move its headquarters from Chicago to London. But you needn’t worry that there will be some kind of executive vacuum here in the States: Yesterday we found an equally impressive agreement that will soon transplant a London-based executive to New York. The executive in question is C. William Eccleshare, who has been working as the Chief Executive Officer—International of Clear Channel Outdoor Holdings, Inc. (CCO). The company just promoted Eccleshare to the position of CEO of the… -
And discount American Eagle clothing, too…
24 Jan 2012 | 9:31 amCorrection: The headline on an early version of this post incorrectly said O’Donnell would get “free” clothing instead of discounted clothing. My apologies for the error. American Eagle Outfitters (AEO) describes itself as offering “high-quality, on-trend clothing, accessories and personal care products at affordable prices.” But while it pours effort into making the case that its clothes are a good deal, it put far less into making clear just how good a deal its retiring chief executive got on his way out the door. As retirement (or severance) packages go, James… -
A farewell package from Kimco Realty…
23 Jan 2012 | 9:45 amExecutives leave companies for all kinds of reasons, but we always arch a collective eyebrow when the departure is announced suddenly, without much (or any) explanation, and it involves millions of dollars. Such is the case of Barbara M. Pooley, Chief Administrative Officer with Kimco Realty Corporation (KIM), the real-estate investment trust that leases 138 million square feet in 940 shopping centers located in 44 states and a handful of other countries. Pooley has worked for Kimco for a little less than 5 years, having started in 2007 as a vice president of finance and investor relations.
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thestockmasters - Financial News, Stock Market Trading, the Best Stock Picks for the Savvy Investor
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Facebook IPO could Finally be Here
27 Jan 2012 | 3:29 pmAccording to the WSJ, we could finally be set to trade fb. The mother of all IPOs could be coming next week. You guessed it, Facebook. read more -
Mastery Rewind: S&P Entry Point, Solar Stocks, Corning, BioTech
27 Jan 2012 | 1:59 pmThe weekend is here, its time to drink up and review the week. Check out our latest stock picks. Great stock picks for you this week and in the coming week stocks could push higher. Let's get to it. read more -
3 Solar Stocks to Buy Now
27 Jan 2012 | 11:01 amThe Solar Sector is on Fire - Mastery recommends these 3 Solar Stocks as buys right now. Canadian Solar (CSIQ), Hanwha SolarOne (HSOL), and Trina Solar (TSL) Chief executive officers from two of the industry’s top five manufactures are forecasting that China may double its installations of solar panels this year, which will absorb excess production that read more -
Covered Call Picks (LNG,MDVN,NFLX,AKS,LVS)
26 Jan 2012 | 9:59 pmHere are today's Covered Call Picks for Thursday 01-26-2012. What's a Covered Call? The covered call is a strategy where an investor writes a call option contract (sells an option) while at the same time owning an equivalent number of shares of the underlying stock.If this stock is purchased simultaneously with writing the call contract, the strategy is commonly referred to as a buy-write. While you may have heard that trading options is risky business, covered calls are actually a very conservative strategy, and most brokerages even allow retirement IRA accounts to write covered calls. read… -
Gold Breakout of Bullish Wedge
26 Jan 2012 | 5:26 pmWe told you weeks ago to watch for a big move up in Gold, and an imminent breakout of a bullish wedge pattern to the upside. Gold has been a great performer in January. What is next for Gold? Gold has had a strong run in January with the bullish wedge breaking to the upside as expected. This is a positive for Gold, and the target is $2,070 for Gold in the next read more
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Random Roger
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MarketWatch Says Retirement is Endangered
27 Jan 2012 | 7:09 amRobert Powell from MarketWatch posted a reasonably thorough assessment as to why retirement in the US is "endangered" with topics ranging from Social Security not being able to meet its obligation to why various demographic segments should expect a higher retirement age, smaller payouts and means testing.This has been a popular topic here and from 50,000 feet something is going to have to have, actually a whole lot of somethings will have to give. From 30,000 feet a solution is probably going to include some combination of the above three ideas (higher retirement age, reduced payouts and… -
Japan has a Trade Deficit
25 Jan 2012 | 7:33 amYesterday was a busy day for me so I am not sure how much attention this got but Japan recorded its first trade deficit since 1980. Japan has always exported a ton of stuff and imported all of its oil. The earthquake on March 11, 2011 shut down the nuclear industry and so now the country needs to import more for all its energy needs, so much so that it caused the trade deficit. This article from the Telegraph makes the case for the trade deficit to persist which can't be huge shock given the state of the nuclear industry there. The back drop for Japan has been poor for many years and I have… -
A Foundation to an Investment Philosophy
24 Jan 2012 | 7:18 amJosh Brown had a fun post up yesterday about his Twenty Common Sense Investing Rules. While I would probably frame some of the points differently and don't necessarily agree with all of them there is plenty of utility in the post.Josh's number 4;The moment a stock disappoints you or makes you wish you hadn't bought it, sell it. Immediately and regardless of price. Life is too short to hope a bad decision reverses itself.This is tricky because there have been many exceptions over the years. Actually too many for me to take this rule at face value. When a stock misses earnings by a few pennies… -
Barron's on Dividends
23 Jan 2012 | 7:21 amThe Barron's cover story was about seeking a 4% yield from stocks. It was a broad look across many sectors in the S&P 500 at stocks that have the room to increase their dividends substantially or in some cases initiate a substantial dividend.My take on dividends has been consistent; they are crucial to long term portfolio success but I do not believe in owning high yielders or dividend growers exclusively. There was one point made early in the article that I think needs to be dissected because I think it distorts how markets tend to work.During 2011, high-dividend payers were the… -
Sunday Morning Coffee
22 Jan 2012 | 7:14 amBernie Schaeffer had a write up in Barron's in which he referred to an article from the New Yorker. There was one line in there that intrigued Bernie that was particularly interesting;In effect, [investors have] decided that, in a market as volatile as this one, the only way to win the game is simply not to play.The cash that is built up on the sidelines has been talked about for a while with some believing that it will provide a big lift to equities. I tend to discount the argument because the cash we hear about includes money that was never and will never be put into the stock market.The…
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Credit Slips
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The Crisis of Fake Constraints: Greek Denouement Eupdate
27 Jan 2012 | 5:22 pmUnless Greece and its creditors reach a deal in the next few days, Greece has no money to pay €15 Billion or so due to its bondholders in March. From the start, this has been a crisis of fake legal and economic constraints masking very real political constraints. In 2010, Greece could have restructured its debt quicker than most sovereigns in modern memory -- or it might have been bailed out, had Europe chosen to go the route of fiscal transfers. Neither of these paths was taken because the European Central Bank was unwilling to countenance the sin of debt restructuring, but member states… -
Break up Bank of America?
25 Jan 2012 | 5:31 pmSteve's title was subtle, so in case anyone missed it, here are the materials on Public Citizen's website. The petition calls on the Federal Reserve and the Financial Stability Oversight Commission to use their authority under Dodd-Frank to break up Bank of America. (But still check out Steve's analysis on Dealbook!). -
And Now Featuring Melissa Jacoby
25 Jan 2012 | 2:46 pmOn behalf of all the Credit Slips bloggers, it is my pleasure to announce the permanent return of Professor Melissa Jacoby as one of our "Occasionals." For the past several weeks, she had doing some guest posts, but we are very happy that she has agreed to stick around. Melissa is a professor at the University of North Carolina School of Law and a leading expert on bankruptcy law with a number of prominent studies on medical debt as well as housing issues. As one of the founding members of Credit Slips, Melissa is one of the reasons we're here at all. Welcome back. -
Caught up on this line again
25 Jan 2012 | 1:28 pmBank of America, OLA, and the problems of oversized financial institutions, up now on Dealbook. -
Should the Government or the Market Set Mortgage Down Payments? A New Study
24 Jan 2012 | 11:47 amUNC's Center for Community Capital has posted a new analysis of 19.5 million mortgage loans originated between 2000 and 2008 finding that mandatory down payments of 10% would lock out nearly 40% of all creditworthy borrowers while a 20% down payment would exclude 60%. The study finds a significantly higher exclusion rate for African American and Latino borrowers. The authors (Roberto Quercia of UNC, Lei Ding of Wayne State University, & Carolina Reid from the Center for Responsible Lending) do find valuable default-reduction benefits of other forms of strong…
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Business - latimes.com
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Saturday Drive: Audi TT RS
28 Jan 2012 | 2:00 amStart off your weekend of motoring with a quick take on what's grabbed our attention recently.The car: 2012 Audi TT RS -
Wal-Mart moves greeters from lobby to inside store
27 Jan 2012 | 9:57 pmGreeters decked out in blue vests are a familiar sight at Wal-Mart store entrances nationwide. Now they are moving inside. -
State and insurers settle Iran divestment suit
27 Jan 2012 | 6:26 pmState insurance regulators and trade groups have settled a pair of lawsuits stemming from efforts to pressure insurers to stop investing in corporations engaged in energy, nuclear or defense-related work in Iran. -
Spirit Airlines fined $100,000 over disabled passengers' complaints
27 Jan 2012 | 3:55 pmThe U.S. Department of Transportation fined Florida-based Spirit Airlines $100,000 Friday for failing to appropriately keep track of and respond to complaints about its treatment of passengers with disabilities. -
Namm show merchandise: The Guitdoorbell
27 Jan 2012 | 3:04 pmThe big music merchandise show at the Anaheim Convention Center last week featured some of the hottest names and brands in the business. John Mayer was there for Martin Guitars, Kenny Wayne Shepard was there for a new iPad app, and Fender, Gibson and other companies were there showing their latest gleaming guitars to instrument retailers from around the country.
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JD Supra Securities Law
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FINRA Files Amendments to FINRA Rule 5123 on Private Placements
27 Jan 2012 | 8:06 pmContributor: Morrison & Foerster LLP [View: Profile | Documents] -
SEC Staff Limits Non-Public Submission Policy
27 Jan 2012 | 7:37 pmContributor: Patterson Belknap Webb & Tyler LLP [View: Profile | Documents] -
SEC Publishes Risk Alert on Investment Adviser Use of Social Media
27 Jan 2012 | 5:35 pmContributor: Dechert LLP [View: Profile | Documents] -
Getting Specific: IRS Issues Guidance on Withholding for Specified Notional Principal Contracts Under Section 871(m), Delays Statutory Effective Date
27 Jan 2012 | 4:34 pmContributor: Sutherland Asbill & Brennan LLP [View: Profile | Documents] -
Bruner v. Texas , 463 S.W.2d 205 (1970): Bruner v. Texas
27 Jan 2012 | 3:50 pmContributor: Babener & Associates [View: Profile | Documents]
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Everyday Finance
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A few words about Google Adsense
3 Jan 2012 | 1:54 amIn my previous posts I have already told how easy it could be to start making money by bloging online. Blogger.com has set everything up for us to start earning money with Google Adsense in no time, but how to make good money with this advertising system regardless of the content management system. Earning good money with adsense could be challenging, as far as your earnings are in the direct dependence with your traffic (people, who are visiting your blog or site). Traffic could be different; it could be either targeted or non-targeted. We are trying to make the most of the adsense, so…
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Xbox Games
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Games Online Free Play
26 Jan 2012 | 12:38 amOnline Poker (Paperback) $12.02 A fast and powerful way to win money online or play for free. Ten compelling chapters show you how to get started, explain the safety features which lets you play worry-free, and lets you in on the strategies that Doyle himself uses to beat players in … Game Card-Gamersfirst $15 PC Games [PCG] $12 Enjoy exciting free-to-play online games! Play MMO FPS casual games & more! Enhance your gameplay with premium upgrades and special items. For ages 13+. Game Card is worth $15 of game upgrades a…
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The Banking and Strategy Initiative
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The Glass Castle
27 Jan 2012 | 8:07 pmA true first person History of America, in West Virginia and the Southwest Amazon.com Review Jeannette Walls grew up with parents whose ideals and stubborn nonconformity were both their curse and their salvation. Rex and Rose Mary Walls had four children. In the beginning, they lived like nomads, moving among Southwest desert towns, camping in the mountains. Rex was a charismatic, brilliant man who, when sober, captured his children’s imagination, teaching them physics, geology, and above all, how to embrace life fearlessly. Rose Mary, who painted and wrote and couldn’t stand the… -
Wells Fargo found the niche JP Morgan voided! | Banking insight
27 Jan 2012 | 12:24 pmImage by bsterling via Flickr Though in true banking fashion, the new look empathy from the bank already looks going over the cliff. The bank has done an average 33% better than at least JP Morgan with $4 bln restructured as of this year as per this showpiece article in the Forbes Examples of those happy with mods include amother who is happy with a 40 year mortagage which is effectively inceasing her interest burden mutifold at the 5.625% rate she always had. Suddenyl it looks to me the bank is not being very nice. Either it is looking to restructure the mod in the visible future or it is… -
$25 bln settlement with US AGs for 8 mln mortgages
26 Jan 2012 | 2:16 pmThe Top 5 banks JP Mrgan, BofA, Wells Fargo, Citi and Ally have agreed to sign a settlement with the AGs apart from agreeing to reform Foreclosure processes in the next few weeks. Thus the firms will cull out robo signing from the procedures, and rewrite a $20000 dicount into one million existing mortgages According to a Monroe county paper The proposed federal settlement agreement forces the big banks to act as local banks used to before the age of mortgage selling and bundling: Local lending officers either knew or found out the circumstances of their borrowers, and made sound judgments… -
Citibank: Taxing Card Rewards / Frequent Flyer Miles
26 Jan 2012 | 2:09 pmImage via Wikipedia Citibank is issuing tax demands at 2.5 c per mile on its award miles for opening a savings or checkings account. As of now it just seems like – if they are valued, someone will discover it ” Once Citi has notified IRS, individuals would have to pay up the taxes or risk getting audited. However LA Times sourced this report with CPA citations that miles have not been reported for the last 30 years. Airlines inventory rewards at approximately the same 2-5 cent cost and many loyalty programs have crashed thru losses incurred on redemptions of greater value than… -
Dethroning the King – A mysterious deal to be solved at leisure?
26 Jan 2012 | 1:56 pmThe book discusses the sudden capitulation of Anheuser Busch to Brazilian InBev at the beginning of the Lehaman week, as people got busy with other things in the Crisis, maybe the biggest dear(‘Clydesdale’) that cheers the Superbowl From the Inside Flap Once upon a time, the “King of Beers” ruled the world—Budweiser controlled 52 percent of the U.S. beer market, and Anheuser-Busch was the world’s top brewer. Then, economic hardship fell upon the land of milk and honey (and baseball, apple pie, and Chevrolet), and the King became a pawn that easily fell into the…
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www.forexpros.com
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Q4 GDP - "Prognosis Still Negative"
28 Jan 2012 | 10:31 am -
Talking Forex Weekly FX Wrap 27/01/12
27 Jan 2012 | 6:20 pm -
Real GDP Per Capita, Year-over-Year Change and the Next Recession
27 Jan 2012 | 3:45 pm -
GDP Q4 Advance Estimate Is 2.8%: Better Than Q3 But Below Expectations
27 Jan 2012 | 3:38 pm -
FX Update US Q4 GDP Weak,Focus on EU Summit Dead Ahead
27 Jan 2012 | 3:30 pm
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SmartMoney.com: Homepage
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Best Vacation Spots for Eco-Adventures
27 Jan 2012 | 4:50 pmEnvironmental tourists can drift among icebergs in the Antarctic or stand in the Galapagos, inches from exotic birds. -
4 Tips to Save on Your Super Bowl Party
27 Jan 2012 | 3:26 pmVideo: How to tackle party planning for the big game without breaking the bank. -
Cable TV on the Cheap
27 Jan 2012 | 3:10 pmDeal of the Day: New cable plans allow subscribers to scale back without cutting the cord. -
A Look at Suze Orman's Investing Secrets
27 Jan 2012 | 2:16 pmZweig: Has the icon's newsletter guru exaggerated some of his investing results? -
Tax-Time Confusion over Reporting Capital Gains
26 Jan 2012 | 11:50 amVideo: New rules may trip up investors come tax time, according to Brian Keil, director of cost basis and tax reporting at Charles Schwab.
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New Rules of Investing
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Getting people to ‘like’ you online – endorsement?
22 Jan 2012 | 7:52 amThe financial community has been slow to adopt social media. One big fuzzy gray zone has been compliance. But that process is evolving. Last week, a National Examination Risk Alert went out that called into question the Facebook ‘Like’ button. Testimonials: …The term “testimonial” is not defined in Rule 206(4)-1(a)(1), but SEC staff consistently interprets that term to include a statement of a client’s experience with, or endorsement of, an investment adviser. Therefore, the staff believes that, depending on the facts and circumstances, the use of “social… -
Build a financial website for a fraction of the cost (or, 1 resource web designers would like to keep secret)
16 Jan 2012 | 12:04 pmAdvisors ask me all the time about their websites. Most of the time, they’re asking for help in terms of optimizing their site’s performance: capturing more leads, driving new prospects, expanding their reach. To be honest, building a website for most advisors (for most people, really) is an utterly overwhelming process. Why building a website is overwhelming It’s human nature: when we don’t quite understand something, we seek professional help. That’s why your clients seek out your advice, right? I’m guilty as charged, too. Here — and on my… -
The right way to ask for referrals (and why so many advisors bungle it)
2 Jan 2012 | 8:45 amAsking for referrals isn’t easy. Alll the data show that as professionals, we are sitting on gold mines of referral value (!), just ready for us to unlock it to build a super practice. Clients should be lining up, checks in hand, begging — pleading! — for us to manage their portfolios. Yeah, right. The truth about referrals in the financial business The truth is that very few of us are able to fully leverage referrals. Why is that? Have you ever asked yourself that? If it’s so easy – all you have to do is ask! — why aren’t we all managing $40B like… -
Use LinkedIn to network and prospect – with Wayne Breitbarth
20 Dec 2011 | 7:47 amLinkedIn is such a powerful tool for researching prospects and networking with professionals, I’m always surprised when I meet advisors who aren’t using it. Oh, and it’s free. Hard to beat that. Wayne Breitbarth, the author of The Power Formula for LinkedIn Success, joins me to discuss the power of LinkedIn and how financial and investment advisors can quickly get on the platform and begin getting real value out of the business social network. Make sure you listen to the whole recording because Wayne takes aim at my own LinkedIn profile (connect with me here) and dismantles… -
10-step checklist for seminars that will energize your practice
13 Dec 2011 | 6:45 amIf you’re been running successful seminars to help prospect for your business, you know how hard it is to get everything right. From getting your list, to creating engaging invitations, to finding a facility, to RSVP’ing your guests. It’s a lot of details and processes. That works in our favor — getting a good event off the ground isn’t easy, so if we can do it, that’s something our competitors can’t. While it sounds easy to do a good marketing event, the truth is few are able to them well consistently. Prospecting seminar checklist Here’s a…
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Free Finance Magazines and Downloads from alltop.tradepub.com
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The 10 Keys to Successful Trading
25 Jan 2012 | 2:00 amJared Martinez, also known as the FX Chief, combines his words of wisdom rooted in personal experiences with fundamental Forex knowledge. This eBook is designed to help you succeed in the Forex market by discussing:10 key practices for trading in the ForexThe different levels and types of tradersHow to read candlestick chartsWhat drives the Forex marketAnd, more!Ready to start learning from the FX Chief? Download your free eBook now.Request Free! -
Banking Study: From Complexity to Client Centricity
24 Jan 2012 | 8:20 pmBased on most recent banking industry research, banks worldwide should utilize sophisticated insight to:Optimize risk by leveraging informationIncrease revenues by becoming more client centricEnhance operations by managing cost and complexityRequest Free! -
4 Steps to Maximize Customer Profitability
24 Jan 2012 | 8:20 pmYou'll discover the basics of customer analytics, how it is being applied in today's banking environment and the benefits it can deliver for your organization. You'll also learn about the proven IBM solutions for customer analytics that banks around the world rely on to improve customer profitability.Request Free! -
Insurance Study: Transforming Customer Relationships with Analytics
24 Jan 2012 | 8:20 pmRead it now and understand the impact business analytics are having on today's insurance industry.Request Free! -
Use Alternative Financing to Turn Receivables Into Cash
23 Jan 2012 | 6:50 pmThe solution is to work with an Alternative Financing company for your accounts receivable. The benefit is that you get the funds quickly, allowing you to concentrate on growing your business while the financing company collects the owed money. This approach can be helpful for many companies, regardless of business size or success.There are several factors small business owners should consider when choosing an Alternative Financing business. This InsideUp Buyer's Guide is designed to help you find the best Alternative Financing companies for your business. Plus, you get instantly matched with…
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The Daily Bail
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MUST SEE - Bill Maher Stands Up For Ron Paul & Calls His Audience 'Brainwashed Liberals'
27 Jan 2012 | 4:16 pmVideo - Bill Maher insults his audience - Jan. 2012 Excellent clip. Not sure which show it's from though I believe it was last Friday night. Related: David Letterman Endorses Ron Paul For President Bill Maher Interviews Texas Congressman Ron Paul -
CRIMINALLY CORRUPT - Eric Holder, Top DOJ Lawyers Were Partners With Big Banks (Reuters Investigation)
27 Jan 2012 | 3:59 pmAny questions? What? You want the Department of Justice to prosecute financial fraud? Does anyone really expect the Attorney General to turn on his former clients. Meanwhile, did you happen to notice how uncomfortable Holder and Geithner looked last night when the cameras focused on them, as Obama announced a new financial crimes task force during the SOTU speech? Suffice it to say that we don't expect much from this initiative. Here are the details of the Reuters investigation revealed late last week. Reuters (Reuters) - U.S. Attorney General Eric Holder and Lanny Breuer,… -
MUST SEE - Phil Donahue On Ron Paul & U.S. Foreign Policy: "We've Become A Warrior Nation"
27 Jan 2012 | 3:57 pmVideo - Phil Donahue on CNN - Jan. 5, 2012 Just stumbled across this clip last night. It's worth the time. "How many bombs are you going to drop! It looks like we've become a warrior nation. We are dropping bombs on crowded cities at night where old people and children are sleeping, and we are watching it on CNN. And the only voice that's spoken up in this campaign about this is Ron Paul." -
BREAKING - Obama Administration And Banks Near Deal On Mortgage Fraud Settlement
27 Jan 2012 | 12:15 pmAll things considered, this doesn't look like too bad of a deal, as banks are not being released from criminal liability. Huff Po WASHINGTON -- The Obama administration, state attorneys general, and, perhaps, the nation's largest banks are close to a final settlement on the years-long struggle over allegations of massive foreclosure fraud, according to several sources familiar with the talks. And the final details of the arrangement, according to the source who revealed them, will apparently not preclude prosecutors and regulators from taking legal action against many of the common abuses… -
VIDEO - CNN's Erin Burnett Drowned Out By 'End The Fed' Chants Outside Florida GOP Debate
27 Jan 2012 | 11:52 amYoung Ron Paul fans drown out Erin Burnett and John King before last night's GOP debate.
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MoneyWeek RSS - All
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MoneyWeek Roundup: The rich have too much money
28 Jan 2012 | 4:20 amJames McKeigue highlights the best pieces from the MoneyWeek team, including: the rich have too much money; profit from green energy; and Ben Bernanke could start printing money again. -
How to profit from the biggest ‘non-event’ of all time
27 Jan 2012 | 11:27 amA US interest-rate freeze was all stocks needed to take off. But one interesting market's been overlooked, says Bengt Saelensminde - and there's still time for you to buy. -
Degenerate capitalism
27 Jan 2012 | 11:10 amCapitalism is corrupt, geriatric, and zombified, says Bill Bonner -
Why do profitable firms go bust?
27 Jan 2012 | 10:08 amTim Bennett explains the warning signs that will help you spot a profitable company that's about to run out of cash. -
Don’t hold your breath for a rampant US recovery
27 Jan 2012 | 9:11 amThe US economy grew by 2.8% in the last three months of 2011. So are things looking up for the USA or is it a false dawn? Phil Oakley examines the data.
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Research Recap
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US Corporate Cash Holdings Up Over 20% In 2011
25 Jan 2012 | 1:51 pmIn a new report, S&P’s Capital IQ Global Markets Intelligence group takes a look at the rising cash hoards held by US companies. Among quarterly results posted by 68 of the 419 nonfinancial S&P 500 companies, total cash and short-term investments on the balance sheet at year-end 2011 totaled $440.4 billion, up 23.7% from those same companies’ collective year-end 2010 total of $356.1 billion, according to S&P Capital IQ data. Among companies reporting financial results so far this season, the 10 companies with the largest holdings include General Electric Co., with… -
European Airlines May Lose More Than €2 Billion This Year
23 Jan 2012 | 10:43 amFitch Ratings expects 2012 to be a year of significant retrenchment for the largest European airlines, as a poor demand environment and persistent cost pressures threaten to drive operating losses higher. This month’s roll out of a major cost and capacity restructuring plan by Air France-KLM may signal broader industry rationalization later in the year, particularly for carriers facing bloated cost structures and heavy exposure to quickly softening short-haul air travel demand across Europe. Despite slowing global economic growth, energy cost pressure is not abating, with Brent crude… -
European Business Services Companies Turning To Emerging Markets For Growth
20 Jan 2012 | 2:18 pmThe ongoing sovereign debt crisis in Europe, coupled with a weak economic outlook for the U.S., means growth in two important markets for European business services companies will likely be lackluster in 2012, according to a report published by Standard & Poor’s Ratings Services. A new Industry Report Card Why European Business Services Companies Should Hold Up Through Economic Uncertainty points out that many of the larger business services issuers rated by Standard & Poor’s are turning the attention to emerging markets such as Brazil, India, China, and Australia in their… -
Global Bank Ratings Likely To Decline In 2012
20 Jan 2012 | 8:39 amSeveral trends are currently weakening the credit profiles of many rated banks globally, according to Moody’s. These trends include: (i) deteriorating sovereign creditworthiness, particularly in the euro area; (ii) elevated economic uncertainty; and (iii) elevated funding spreads and reduced market access at a time when many banks face large debt maturities. In advanced economies, these factors are expected to lead to many banks experiencing downward migration of their standalone credit assessments and their debt and deposit ratings in 2012. In the short-term, these pressures will… -
Fitch Updates Core Capital Measure For Assessing Banks
19 Jan 2012 | 1:27 pmFitch Ratings has updated how it derives its Fitch Core Capital measure used to assess a bank’s capitalization. In calculating FCC the agency’s objective is to arrive at a figure, comparable across countries, measuring a bank’s highest-quality, “going-concern” capital. FCC is broadly similar both to Basel III’s Common Equity Tier 1 measure and Common Capital Tier 1 used in the US but it is not dictated by regulatory capital considerations and may differ from these. FCC comprises loss-absorbing, “going-concern” capital instruments. FCC starts…
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market folly
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What We're Reading ~ 1/27/12
27 Jan 2012 | 11:22 amA good performance year for some Tiger Cubs [Institutional Investor]David Einhorn rapped for insider trading in UK [FINalternatives]Ken Griffin's Citadel back above high watermark [Dealbreaker]20 common sense investing rules [Reformed Broker]Is anyone any good at picking hedge fund managers? [Big Picture]On why Sears (SHLD) isn't going private [ValuePlays]Pivot Capital on China's investment boom (& pending bust) [Zero Hedge]On the value of an independent financial review [Research Puzzle]Rethinking the equity risk premium [CFA Institute]The great hedge fund humbling of 2011… -
Biggest Discount to the Value Investing Congress Expires Tomorrow
26 Jan 2012 | 1:15 pmWe wanted to let readers know that the Spring Value Investing Congress is right around the corner on May 6th & 7th. This year it's taking place in Omaha, Nebraska right after Warren Buffett's annual meeting at Berkshire Hathaway at the CenturyLink Center. Now you can squeeze two value investing events into one trip.Biggest Discount Expires Tomorrow!If you sign-up before tomorrow at midnight, our readers save $1,600 by clicking here and using discount code: O12MF3Here are the speakers announced thus far:Doug Kass - Seabreeze PartnersJ. Carlo Cannell - Cannell CapitalKeith Trauner -… -
East Coast Asset Management's Q4 Letter: Embracing Uncertainty
26 Jan 2012 | 12:55 pmChristopher Begg is out with East Coast Asset Management's Q4 2011 letter to investors. In it, he discusses the concept of embracing certain uncertainties. He writes,"We observe a general misclassification between uncertainty and risk. Looking forward, we also anticipate the general perception of 'risk' versus 'risk-free' assets will change. Central bank intervention to mitigate the effects of the inevitable deleveraging cycle will raise the cost of capital and compromise the value of paper currency. We expect this could be a disappointing realization for those seeking long-term shelter in… -
David Einhorn's Greenlight Capital Q4 2011 Letter: Covered First Solar, Bought Dell
26 Jan 2012 | 12:38 pmAfter a brief hiatus, MarketFolly.com is back in action covering top hedge funds. Right to the action: if you missed it, we wanted to post up David Einhorn's Greenlight Capital Q4 2011 letter to investors.Key Takeaways:- Covered their short in First Solar (FSLR)- Covered short in Diamond Foods (DMND)- New position: bought Dell (DELL) @ average price of $15.53- Re-established position: bought Xerox (XRX) @ average price of $7.61- Sold Travelers (TRV): Greenlight cut their forward earnings forecast- Sold Pfizer (PFE)- Sold Becton Dickinson (BDX) due to disappointing guidance- Sold CVS (CVS) to… -
New Hedge Fund Wisdom Issue Now Available!
21 Nov 2011 | 12:08 pmThe brand new Q3 2011 issue of our premium Hedge Fund Wisdom newsletter is now available! Current subscribers, please login at hedgefundwisdom.com to download it.Included In The New 91-Page Issue:- Long versus short: An analysis of battleground stock Netflix (NFLX)- Investment thesis on potential housing recovery play: Lowe's (LOW)- In-depth equity analysis of payment-processor: Visa (V)- Hedge fund consensus buy & sell list- Portfolio updates on 25 prominent hedge funds- Expert commentary on their latest portfolio movesWritten by hedge fund analysts, our convenient newsletter saves you a…
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Tamela Rich
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Breast Cancer,Inc.: Breast Cancer as an Industry
25 Jan 2012 | 7:16 pmSince my involvement with breast cancer causes, I’ve become acutely aware of the commercialization of the disease. Looks like this filmmaker is ahead of me. I see that the film will be shown in Richmond, VA on 2/10/12. My mother-in-law, whose breast cancer metastasized into bone cancer, is buried there. I’m inclined to go up and see the film and the panel discussion afterwards. The film draws heavily on the book, Pink Ribbons, Inc. Breast Cancer and the Politics of Philanthropy. Breast cancer advocacy is being transformed from meaningful civic participation into… -
How Much will you Charge to Ghostwrite My Book?
17 Jan 2012 | 9:10 amPotential clients always want to know how long it will take to turn the content they’re been collecting into a book and how much I will charge to ghostwrite it for them. “Can you at least give me a range?” they ask. Not to answer like a two-handed economist, but it depends. Before I can accurately scope my work effort, which is how I determine my fee, I’ll ask you some questions of my own. Do you have a table of contents? This is not to say your outline will go unchanged, but the process of developing a table of contents (TOC) forces you to think critically about… -
Resolved to Write a Book?
8 Jan 2012 | 7:06 pmWithin the last week of 2011 over four million Android devices were activated. What does this mean to the business professional who has been waiting to write a book? You’d better get with it. Every day over 500k devices are activated that people could be using to read your message–or someone else’s. Yes, even Apple users can read what you’ve written if you publish it on the Google eBookstore (which means there is no need to wrestle with publishing to the iBookstore). Like snowflakes to an avalanche If you’ve made resolution to write a book this year but… -
Book Tour: SoCal to Seattle
27 Dec 2011 | 9:13 amAfter a great book debut at Dilworth Billiards in North Carolina 12/8, I jumped on a flight the next morning for the West Coast to promote “Live Full Throttle” in cities where the International Motorcycle Show is touring. Long Beach Southern California was my first stop, and the show in Long Beach is one of the largest on the tour because so many companies have a presence in SoCal. In addition to signing books and finding distributors for it, I met social media friends for the first time in real life (including moto-journalist Adam Mercado, aka @LeanAngles) shown here. I… -
West Coast Book Tour Schedule, December 2011
9 Dec 2011 | 10:26 amThanks to everyone who came out to Live Full Throttle’s debut at Dilworth Billiards. Great pictures here by my friend Terry Pittman. “Live Full Throttle by Tamela Rich 12/07/2011 (Photos by Terry Pittman)“ Create a free slideshow with Picnik! The next morning I jumped on a plane for my West Coast tour. Please find me and introduce yourself! Friday, December 9, Yellow Devil Gear Exchange signing books from 6-8 Saturday and Sunday, December 10-11 International Motorcycle Show (IMS), Long Beach with the WRAPTER booth Thursday, December 15, Latus Motors 4:00-6:00 pm (870…
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OilPrice.com Daily News Update
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The Global Hunt For Oil: Canadian Firm Drills First Exploration Well in Somalia
27 Jan 2012 | 6:01 pmEnergy companies are renowned for taking risks as they scour the globe for new opportunities.That said however, Canada’s Vancouver, BC-based Horn Petroleum Corporation, a unit of Africa Oil Inc., is in a class by itself, having begun drilling operations in Somalia’s semi-autonomous northern Puntland state.Somalia?Which has not had an effective government since 1991?Land of “Black Hawk Down,” pirates, battling militias, al Shabaab militants and U.S. drone strikes against…Read more... -
Iran to take Action Against the West by Banning Oil Exports to the EU?
27 Jan 2012 | 5:51 pmFollowing the recent agreement by the EU to impose trade sanctions against Iran the Iranian parliament will debate a law that could halt all oil exports to the continent. "On Sunday, parliament will have to approve a 'double emergency' bill calling for a halt in the export of Iranian oil to Europe starting next week," Hossein Ibrahimi, vice-chairman of parliament's national security and foreign policy committee, was quoted as saying. The EU accounted for 18 per cent of Iranian crude oil sales in the first half of 2011,…Read more... -
Transmission Line Under the Mediterranean to Supply Italy with Clean Power
27 Jan 2012 | 5:48 pmIt seems that more and more large, renewable energy projects are being announced each day. The most recent is a giant solar power plant that will be built by Top Oilfield Services, a Tunisian oil and gas engineering company, and Nur Energie, a British solar firm. The project, called TuNur, will consist of a two gigawatt concentrated solar power (CSP) park. CSP works by thousands of heliostatic mirrors focussing the sun’s rays onto a central tower filled with fluid that then heats up and drives the turbines. The plant will…Read more... -
Greece - Between Iran and a Hard Place
27 Jan 2012 | 12:58 pmWell, its official – on 23 January European Union foreign ministers agreed to ban the import of Iranian oil as part of sanctions designed to pressure Iran to end its alleged covert pursuit of nuclear weapons under the guise of its civilian nuclear uranium enrichment program. Measures approved by Brussels Eurocrats include an immediate ban on the signing of new supply contracts for Iranian crude oil and petroleum products for EU refineries, with existing contracts being scheduled for phasing out by 1 July. The EU currently buys around…Read more... -
Fed Says Market Rally is BS
27 Jan 2012 | 9:12 amWell, they didn’t really say that, but they could have, and perhaps should have, and the bond market wholeheartedly agrees with them. That is my takeaway from the Fed minutes released yesterday indicating that the Federal Reserve intends to extend its hyper accommodative policies for at least another 6-9 months to “late 2012.” It also lowered its long term economic growth forecast from 2.5%-2.9% down to 2.2%-2.7%, a major downshift from the 3% plus it was predicting a year ago. That also brings them nicely to my own estimate…Read more...
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INDEX & STOCK OPTIONS TRADING-consistent income
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Current Stock market in a bullish channel
26 Jan 2012 | 2:00 pmSince the start of New Year stocks have been barreling to the upside killing bears and short sellers alike in a hurry. The shorts have disappeared completely. The earning season is also reaping rewards. Most S&P 500 companies have hit high marks this month and continue to dazzle institutional buyers. AAPL, NFLX and others have blown street expectations. The Feds have also decided to add more cash to a faltering economy thereby making life for incumbents much easier. They will keep the interest rates low for this year and possibly next year also. This has fueled a market rally but… -
How to trade a Time Bomb Butterfly
24 Jan 2012 | 11:26 amDan Sheridan of CBOE fame coined the phrase " Time Bomb Butterfly" few years ago. Now its like a normal phrase on the Internet. I get get asked all the time do you trade any time bomb butterflies ? Yes we do, in fact we learned the " craft" from Dan Sheridan in many ways. Dan is a great instructor and with a zest of driving home a point. So whats a Time Bomb Butterfly? Its an out of money Butterfly with low probability of success and its cheap to put on. Sometimes you can put these out of the money butterflies for pennies and the rewards can be astronomical if you are right about the… -
Stock Market is Trending upward
18 Jan 2012 | 2:08 pmThe market just crossed a major hurdle the 1300 level for the first time since August 1 2011 almost five months after that horrible Summer. The trend is not visible to most untrained eyes. Take a look here is this a channel? Was it visible earlier ? No. That is what happens when data is added to the charts patterns emerge and they take hold of the market direction. If we close above 1300 levels that market should go higher, because the bears are out of luck. Whats amazing is all there indexes are clocking the same pace. Major leaders are up yet volumes are still not that heavy. The market is… -
What is the stock market doing ?
12 Jan 2012 | 5:18 pmThe stock market seems to swoosh past many investors these day as it clears the resistance of 200 day moving averages. Now investors are chasing the bus literally. It has gone past them quickly. Last year was no picnic in the park , but this year is turning out to be much fair to the bulls than the bears. But when they came back from vacations and what not, and they saw the tail lights of the SPX as it moved up, they felt as if they missed the Bus. Its not that there are too many Buses running these days and one will come by soon. So what they do now? Run after stocks and chasing indexes,… -
Why Netflix stock is on the rise?
9 Jan 2012 | 5:09 pmShares of Netflix have rebounded 40 percent in just 5 session in 2012. Why? There is a story behind it. The worst performing stock of 2011 that dropped from 300 to 67 in just under 3 month period is now making a comeback. You know in stock market the memories are on short lease. Those who get burnt get out and curse and never come back, but those who don't get burnt, take another stab at the perpetrator. Click to enlarge chart. This is exactly the case with Netflix which was pummeled by short sellers and written off for good after it changed consumer pricing and refused to budge on its…
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DealBook
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F.T.C. Sues to Block Omnicare's Bid for PharMerica
27 Jan 2012 | 7:15 pmThe Federal Trade Commission sued Omnicare, seeking to block the pharmacy service provider's hostile $441 million bid for PharMerica. -
Perelman Loses Court Battle Over $16 Million Suit
27 Jan 2012 | 7:00 pmRonald O. Perelman, the billionaire financier, lost a bitter legal battle as a federal jury decided that his company must pay $16 million to Donald Drapkin, a former business associate. -
Delta Explores Possible Bid for US Airways
27 Jan 2012 | 6:30 pmDelta is exploring a possible bid to purchase US Airways, according to a person familiar with the matter. But Delta has not yet approached its smaller rival and it may decide against making an offer. -
S.&P. Lowers Outlook on Jefferies and Cantor
27 Jan 2012 | 5:34 pmStandard & Poors lowered its outlook on the Jefferies Group and Cantor Fitzgerald to negative from stable, saying the European debt crisis could weigh on their profits. -
Buzz on a Facebook I.P.O. Grows Louder
27 Jan 2012 | 4:59 pmFacebook may file a prospectus as early as next week, according to people with knowledge of the matter, who demanded anonymity because discussions are private. But the company is still hammering out a final date.
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InvestIdeas
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Health: Magnesium
28 Jan 2012 | 3:37 amMagnesium Maybe you know it’s good for your bones and helps calm your muscles, but no part of your body needs magnesium more than your brain. In fact, it may be the most important nutrient to keep your brain sharp. … Continue reading → Related posts:Health: This is how much water you should actually be drinking This is how much water you should actually be drinking... Success: 101 Ways to Be Happy – Health 101 Ways to Be Happy By Mara Do you... Health: Stop taking this supplement immediately Stop taking this supplement immediately by Doc Eifrig I warned... Related… -
Success: Three Words That Will Save Your Life
28 Jan 2012 | 2:11 amThree Words That Will Save Your Life by Alexander Green Talk about a model prisoner… In 1985, Fleet Maull began serving a 14-year sentence for drug trafficking. During his incarceration, he completed a Ph.D. in Psychology, authored a well-received book, … Continue reading → Related posts:Success: How to Put a Touch of Glory in Your Life How to Put a Touch of Glory in Your Life... Success: How to Live “the Good Life” How to Live “the Good Life” by Alexander Green What... Success: Living The Abundant Life: 3 Secrets To Happiness And Fulfillment Living… -
Winston’s Investment Blog: TOL as of Jan 22, 2012
21 Jan 2012 | 3:27 pmTOL as of January 22, 2012 :- Happy Chinese New Year ! And may you all be always Happy, Healthy, Wealthy and Lucky in this Year of the Dragon ! So far, 2012 has been very good to the bulls. … Continue reading → Related posts:Winston’s Investment Blog: TOL as of Jan 01, 2012 TOL as of January 01, 2012:- Happy 2012 ! So... Winston’s Investment Blog: TOL as of Jan 08, 2012 TOL as of January 08, 2011:- January Effect ? Since... Winston’s Investment Blog: TOL as of Jan 15, 2012 TOL as of January 15, 2012:- Confirmation of January Effect... Related posts brought to you by Yet… -
Health: This is how much water you should actually be drinking
21 Jan 2012 | 3:16 pmThis is how much water you should actually be drinking by Dr. David Eifrig Here in Retirement Millionaire, I’ve told you about the benefits of drinking coffee, wine and beer, and green tea. But what about water? The standard in … Continue reading → Related posts:Health: Stop taking this supplement immediately Stop taking this supplement immediately by Doc Eifrig I warned... Success: 101 Ways to Be Happy – Health 101 Ways to Be Happy By Mara Do you... Health: Taking Just a Little Too Much Tylenol Can Be Deadly Taking Just a Little Too Much Tylenol Can Be Deadly... -
How Your Future Self Can Help You Save Money
21 Jan 2012 | 3:06 pmHow Your Future Self Can Help You Save Money By Kimberly Palmer How connected do you feel to your future self? It might seem like a strange question, but the answer determines how likely you are to blow your money … Continue reading → Related posts:Money: How to Get It and Keep It Money: How to Get It and Keep It By Doug... Success: How to Use Autosuggestion to Reach Your Goals How to Use Autosuggestion to Reach Your Goals By Greg... Money: Billionaires Share Their Secrets to Success Billionaires Share Their Secrets to Success By Robert Frank Tonight... Related posts brought to…
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20s Money
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Economic Predictions For 2012
19 Jan 2012 | 1:27 pm2011 was an extremely volatile year, yet amazingly the stock market indices ended essentially unchanged. What’s in store for 2012. While predicting the future is not exactly easy, here’s what I think happens in the year ahead. Stocks End Up 10-15% While I believe volatily will still rear its ugly head from time to time, I think stocks will overall have a good year. At some point in the 1st quarter of 1st half of the year, I anticipate that there will be a European event which causes markets to shake a bit. This will likely be a good buying opportunity. At some point, I believe… -
Why Both Economic Extremes Are Wrong
6 Dec 2011 | 10:53 amIt seems like you can’t get on TV and talk about your views of the economy unless you’re either in one extreme or the other. Either the American economy is great and the Dow is going to 15,000 or you’re a gloom and doomer and think the Dow is going to 5,000. The reality is that neither camp is right in my opinion. I’m of the opinion that there are structural problems with the economy. First and foremost, there’s too much debt. The debt overhang of the general economy and at the individual level will be a burden preventing future sound growth. Think of it this… -
Why Stock Picking Is Nearly Completely Useless
24 Nov 2011 | 9:21 amOld Wall Street and old financial planning was defined by the following: Buy and hold strategy Diversification Stock picking Discouragement of alternative assets like gold Discouragement of any attempt at market timing This led to an explosion of the following: Financial advisers – there are tons of financial advisers that really all tell you the same thing (see the list above). Newsletters which offer “hot stock tips” Wall Street profits – The above list was very conducive for maximizing wall street profits because it meant you gave them all of your money at all times… -
Follow My Mutual Fund
16 Nov 2011 | 10:17 amFor approximately 5 months I have been managing my “mutual fund” via Youtualfunds.com – which is a very cool platform. My performance over the last 5 months has been very good. While the performance is encouraging, I’ll be the first to admit that a 5 month time frame is very short. You can follow my performance by clicking here. Youtualfunds.com is a very slick platform where users can build their funds and have objective tracking of performance. Users can then link up brokerage accounts to funds they like and the system will automatically mimic the fund with their… -
Which Tech Companies Can You Rely On In A Recession?
4 Nov 2011 | 5:58 amThe current economic collapse has caught most American’s in a peculiar buying situation: you can either avoid purchasing new technology and fall behind on the technology curve, or you can purchase it and encumber yourself in more credit card debt than you could have ever imagined. Every great tech company on the market has an excellent array of products ranging from low-priced, budget model computers and smartphones up to extravagant, fully-loaded models that will take the words out of your mouth and post them to your favorite social media websites. If you are not sure about the type of…
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ETF Database
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Daily ETF Roundup: UNG Surges On Production Cuts, UUP Falls On Lackluster GDP
27 Jan 2012 | 5:00 pmToday saw markets finish off relatively flat as traders mulled over the news of the most recent GDP results. While last quarter saw one of the biggest economic expansions in over a year, it failed to meet expectations, creating an environment of mixed emotions on the Street. Today watched both the euro and gold make steady gains, with gold nearing $1,750/oz. reigniting the debate as to whether or not this asset is truly worth what it trades for, or if is under/overvalued. Markets have also welcomed the news that Facebook may file for IPO by Wednesday of next week. With a potential valuation… -
EGShares Plans Emerging Market ETFs With A Twist, ALPS Files For High Volatility Fund
27 Jan 2012 | 6:00 amThe ETF industry is off to a hot start in 2012 as new products continue to roll out by the plateful while the economic backdrop has also improved considerably, paving the way for growth on all fronts [see Early ETF Stars Of 2012]. Leaders in the emerging markets product space, EGShares, have filed with the SEC for new products that allow for a creative way to tap into the developing world. ALPS is also planning to roll out an intriguing product that stands to benefit if the recent optimism on Wall Street is here to stay. EGShares is planning to launch two ETFs that would add to the… -
Industry Firsts: Denmark ETF (EDEN), Finland ETF (EFNL) Debut
27 Jan 2012 | 5:00 amAfter recently becoming the first issuer to list products on the BATS Exchange, iShares followed up with six more international equity products on Thursday. Three of the ETFs that began trading are the first of their kind, offering exposure to asset classes not previously accessible in the ETF wrapper: MSCI Denmark Capped Investable Market Index Fund (EDEN): This ETF is linked to the MSCI Denmark 25/50 Index, which caps the weighting to any one security at 25%. The index has about 38 holdings in total, with the largest allocations to Novo Nordisk (24%). EDEN has a unique sector breakdown;… -
Friday’s ETF Chart To Watch: SPDR Gold Trust (GLD)
27 Jan 2012 | 3:00 amStocks oscillated between positive and negative territory on Thursday as investors reacted to mixed economic data. Despite the early morning rally, investors gave into selling pressures following a number of disappoint earnings reports; AT&T and SanDisk both missed analyst expectations, tipping the tech sector lower for the day. Bearish sentiment was rekindled after the latest new home sales report came in worse-than-expected; analysts had predicted 325,000 new sales for the month of December, however, the figure came in at 307,000, which was also below the previous reading of 314,000. -
Daily ETF Roundup: TAN Shines, XHB Sinks
26 Jan 2012 | 5:00 pmEquities started the day in green territory and gave into selling pressures throughout the day as investors digested less-than-stellar economic and earnings reports. The S&P 500 sat at the bottom of the barrel, clinching a 0.58% loss on the day, while the Dow Jones Industrial Average proved to be most resilient, finishing with a minor 0.18% loss. Gold extended its rally from yesterday as investors were prompted to reallocate assets to safer corners of the market amidst the disappointing data releases. Futures prices for the precious yellow metal settled near $1,720 an ounce as the trading…
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MartinKronicle
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Street Freak Jared Dillian Podcast Interview
27 Jan 2012 | 12:39 amJared Dillian’s brain worked very differently from most of his colleagues. He had what I’d call these emotional tectonic plates inside his head that would shift in an instant. When they shifted, they’d tremor so hard, they’d make the fault lines along the San Andreas Fault sit up straight…and that’s not counting what happened as a result from his trading. Dillian describes his personal journey in one of the most revealing memoirs I’ve read in the past decade. He is a very genuine person and his recent book Street Freak: Money & Madness at Lehman… -
Take A Yoga Class This Weekend
20 Jan 2012 | 5:39 pmThe Dog Days of Yoga “…inhale and bring your head back with a long neck, shoulders wide and stretching down your back, roll up into an upward facing you, and with a deep exhale, roll your paws under lifting your hips towards the back of the yard into a downward facing you. Try not to look at me or the neighbor’s cat pose…focus only on your bad breath.” I took an afternoon class with an AMAZING teacher…set myself up for a great weekend. I’ll be writing this up shortly…Similar Posts: Reader Question: Will My Contracts Roll Automatically? US gas… -
Registration Open For CME Group 2012 Commodities Trading Challenge
20 Jan 2012 | 3:06 amThe CME Group is holding its annual Commodities Trading Challenge and it looks pretty awesome. These didn’t exist when I was cutting my teeth. Teams can register now and the Practice Round starts on February 13. Here is more from their site: “The Challenge is where colleges and universities from across the country compete in a fast-paced electronic and open outcry trading competition. This competition was originally created by The New York Mercantile Exchange and the University of Houston over ten years ago with just a small number of schools on the roster. As the markets have… -
Wisdom of Wayne Gretzky: How He Learned To Skate Where the Puck Was Going
15 Jan 2012 | 9:37 pmA lot has been written about Wayne Gretzky and his ability and his athletic genius. When Gretzky married his intellectual capacity with technical ability, he dominated opponents like no other athlete in any other sport. From an early age, Gretzky developed his inner game as much as his physical skills. How Did Gretzky Attain His Inner Game? Like many successful athletes, Gretzky had some great role models, mentors, and coaches, and a phenomenal set of parents. He holds 61 NHL records and he’s said that his unofficial record of the Fastest 50 Goals will be the hardest for anyone to… -
Sperandeo: Gold Heading Higher
14 Jan 2012 | 9:41 pmWatch the latest video at video.foxbusiness.comSimilar Posts: Amazing A-HA Moment – Never Give Up And Always Believe In Yourself How Gold Is Being Traded Now My Clyde McCoy Wah-Wah Pedal Bill Dunn Managed Futures Presentation Nassim Taleb: Buffett Is Lucky – Soros Is Good
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Financial Awakenings
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Pitfalls and Possibilities of a Self-Directed IRA
23 Jan 2012 | 6:37 amMost people with Individual Retirement Accounts open them with a bank or brokerage firm (the custodian) that limits what investments can go into the account. These custodians typically limit your investments to stocks, bonds, and mutual funds with whom they have distribution agreements. A little-known option that allows owners of an IRA to have unlimited control of the investments they can hold is the self-directed IRA. Assets permitted in self-directed IRAs include real estate, promissory notes, mortgages, tax lien certificates, US gold coins, and private placement securities. I have clients… -
Easy Budgeting for the Organizationally Challenged
18 Jan 2012 | 10:44 am“Even the checkbook-challenged, filing system-deficient and perpetually messy can take steps to shore up their finances without undergoing a major personality overhaul.” In a January 18 article at CNBC.com titled “How the Financially Disorganized Can Budget and Save,” financial writer Dinah Wisenberg Brin has some suggestions for keeping track of your spending without a detailed budget. She cites Rick’s suggested strategy to “remove everything of importance — taxes, insurance, car and house payments, vacation and emergency savings, retirement funds —… -
Meeting a Capitalist in Communist China
16 Jan 2012 | 9:16 amJannie Wu wanted a better life. I met Jannie on a recent trip to China. After earning an undergraduate degree in English, she took a teaching job paying 1000 Renminbi, or RMB, ($150) per month. In China, obtaining a student loan is not an option. Her parents funded her education, which cost 40,000 RMB ($6,500), and one of her goals was to pay them back. Jannie’s lifestyle didn’t include eating out much, going to movies, or buying the latest clothes. “My rent was 300 RMB, my food was 300 RMB, I spent 100 RMB on other necessities and a few pleasures, so I was able to save the… -
SmartMoney: Try South Dakota For Affordable Retirement
12 Jan 2012 | 2:31 pm“South Dakota, with its chilly winters and long stretches of desolate land, may be pretty far down on your list of places to retire. But with the average married boomer facing a retirement savings shortfall of $30,000, advisers say the Mount Rushmore State is worth a look, given its low prices on everything from real estate to food.” That was the opening paragraph of a January 12 article by Catey Hill at SmartMoney.com. The magazine is currently running a series, “Retire Here, Not There,” featuring affordable retirement alternatives in various states. This week’s… -
Successful Habits of Habitat for Humanity
9 Jan 2012 | 7:41 amAfter all the Christmas giving and end-of-year donations, January might come as a welcome breath of fresh, cold air. We can take advantage of the break from charitable solicitations and appeals. Or maybe we can take advantage of the opportunity to consider ways to give more consciously and deliberately in the coming year. One organization that is a strong example of conscious giving is Black Hills Area Habit for Humanity. Most of us probably know at least vaguely that Habitat’s mission is to build houses for low-income families. What we may not be aware of is the relatively high success…
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How To Manage Money Tips
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Tips for Toughing it Out in the Big City
27 Jan 2012 | 10:47 amPosted by, Amanda Green City living is where it’s at if you hope to find steady work in this economy. But that doesn’t mean being a city dweller comes cheap. Property tends to be more expensive and so are goods and services. In order to successfully survive urban life without going bankrupt, you need to [...] -
Tackle Long term Care Costs Now
27 Jan 2012 | 8:00 amPosted By Laura Rossman of Longevity Alliance If you are a baby boomer you probably know firsthand about the costs of long term care from helping your parents or friends. And here is what you’ve found out: it’s confusing; it’s expensive and it’s emotionally exhausting. You struggle through; you figure it out because there aren’t [...] -
5 Ways to Save Money on Wedding Photography
26 Jan 2012 | 8:00 amPosted by Elizabeth Retton With the endless list of expenses which pile up during the planning phase of a wedding, all brides and grooms to be search diligently for ways to save money on their nuptials. Unfortunately, the splendor and celebratory nature of this special occasion often means shelling out money in extravagant fashion. One [...] -
Inexpensive Date Ideas for Valentine’s Day
25 Jan 2012 | 8:00 amPosted by Elizabeth Retton Still paying off the bills from Christmas? If that’s the case, then you probably aren’t looking forward to yet another holiday that will require you to dig deeply into your checking account. But don’t forget that Valentine’s Day is about spreading love, not money, which really means that you need not [...] -
How to Secure an Emergency Loan
24 Jan 2012 | 8:00 amPosted by Money Tips Staff The idea behind an emergency loan is fairly self-explanatory: it is the type of loan you get when you need funds fast to pay for an emergency situation. And while this type of loan could be used to go on an emergency shopping spree during a major sale weekend, it’s [...]
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CEOWORLD Magazine
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Hollywood Most Famous A-listers Celebrities who will turn 30 this year in 2012
19 Jan 2012 | 4:11 amWhat do Actress Anne Hathaway, Jessica Biel and Elisabeth Moss have in common with Kirsten Dunst, Cobie Smulders and Anna Paquin? In 2012, they all will celebrate a momentous milestone – turning 30! Get ready for some huge parties and click through to see some faces that might surprise you! [[ This is a content summary only. Visit my website for full links, other content, and more! ]] -
How Google protest controversial anti-piracy bills Stop Online Piracy Act (SOPA) and PROTECT IP (PIPA)?
18 Jan 2012 | 3:14 amSearch engine giant Google (NASDAQ: GOOG) home page receives over 1 billion page views per month, said that it would participate in the protest controversial anti-piracy bills Stop Online Piracy Act (SOPA) and PROTECT IP (PIPA). Former US senator Christopher Dodd, a Democrat from Connecticut and... [[ This is a content summary only. Visit my website for full links, other content, and more! ]] -
Ways you can get involved in the SOPA/PIPA protests
18 Jan 2012 | 2:48 amToday more then 7,000 internet websites - including Wikipedia, Google, Mozilla, Reddit and WordPress will be “going dark” or post information to their readers about bills H.R. 3261, the Stop Online Piracy Act (SOPA), and S. 968, the PROTECT IP Act (PIPA). Search engine giant, Google... [[ This is a content summary only. Visit my website for full links, other content, and more! ]] -
The Three Generations of Renewable Energy Technology
18 Jan 2012 | 2:25 amEverything that goes on in this business world of ours is dependent on energy production. We need energy to run our hospitals, our Internet, our entertainment industries. We need energy for administrative HR, healthcare contract management, and virtual software. There’s nothing you can think... [[ This is a content summary only. Visit my website for full links, other content, and more! ]] -
Are you ready to share links like a watchmen?
17 Jan 2012 | 7:38 amIf you are a person who wants to sit on computer all day long and watches internet like a watchmen! Good for you. I like to share something what makes me feel crazy not any cute, funny or interesting thing see online, i call it “a successful link share”. There are some rules you can... [[ This is a content summary only. Visit my website for full links, other content, and more! ]]
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TOP & BOTTOM LINE!
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Character
21 Jan 2012 | 3:00 pmEveryone tries to define this thing called Character. It's not hard. Character is doing what's right when nobody's looking. -
Customer Service - 5 Key to Success
7 Jan 2012 | 10:59 am“Profit in business comes from repeat customers, customers that boast about your project or service, and that bring friends with them." - W. Edwards Deming In reviewing what separates companies today, it comes down to customer service. Technology has leveled the playing field where differentiation is more challenging and service is the key. The following are 5 characteristics: Don't make promises unless you will keep them Listen to your customers Deal with complaints Be helpful - even if there is no immediate profit in it Train your staff to be always helpful, courteous and… -
Bank Debit Fees - Only part of the Equation
16 Oct 2011 | 7:25 amWhen Bank of America announced the $5 fee for using the debit card it opened up the visibility to another fee that is paid by consumers - interchange. This is a 2% fee charged a merchant and ultimately passed on to the consumer. Let's review Interchange Fees - a term used in the payment card industry to describe a fee paid between banks for the acceptance of card based transactions. Usually it is a fee that a merchant's bank (the "acquiring bank") pays a customer's bank (the "issuing bank") however there are instances where the interchange fee is paid from the issuer to… -
FCPA Risks - Misconceptions
15 Oct 2011 | 1:01 pm“Have the courage to say no. Have the courage to face the truth. Do the right thing because it is right. These are the magic keys to living your life with integrity.” -- W. Clement Stone FCPA, short for the Foreign Corrupt Practices Act. Enacted in 1977, the FCPA generally prohibits U.S. businesses and their employees from bribing foreign government officials to win business or to obtain improper competitive advantage. For public companies that file reports with the U.S. Securities and Exchange Commission, the FCPA also was the genesis of the now-familiar laws… -
Six Traits of High Performing Teams
28 Aug 2011 | 9:09 pm“Coming together is a beginning. Keeping together is progress. Working together is success.” ~ Henry Ford The book, "The Orange Revolution" identified six traits of a high performing team. Dream truly ambitious goals Believe in each other and what they can accomplish together Take calculated Risks Closely Measure their results Persevere despite problems or internal conflicts that arise Tell Stories to celebrate successes and exemplify what they are trying to achieve
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The Monetary Future
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paysafecard Could Be Huge
27 Jan 2012 | 4:56 amBy Jon Matonis Yes, that is my professional opinion for the potential of paysafecard. How do they become huge? All they have to do is adjust their 'Webshop' Terms and Conditions allowing online merchants to accept paysafecard for the sale of the bitcoin product. The global demand is certainly there. Sadly, paysafecard does not permit their product to be used for the purchase of bitcoin today because they do not view bitcoin as a valid consumer end-product -- but as a monetary intermediary. However, bitcoin is not defined in any jurisdiction as a monetary instrument, currency, or prepaid item… -
Bitcoin: A Universal Complementary Currency?
22 Jan 2012 | 9:43 amBy Pierre Noizat ParisTech Review Friday, January 20, 2012 http://www.paristechreview.com/2012/01/20/bitcoin-universal-complementary-currency/ Bitcoin is a new payment application available on the internet since January 2009. In a way, by virtue of its open source publication, it is similar to the World Wide Web, the hugely successful internet application of the internet that now enables so many others. Much like the WWW has redefined the way mankind produces and shares knowledge, bitcoin transforms the social code underlying money supply to bring about a new degree of economic freedom. -
A Virtual Fortune: Property Rights in Virtual Economies
20 Jan 2012 | 9:53 amPress Release The Public Interest Advocacy Centre Wednesday, January 11, 2012 http://www.piac.ca/consumers/consumers_should_be_wary_of_risks_in_virtual_worlds/ The Public Interest Advocacy Centre (PIAC) today released a report entitled “A Virtual Fortune: Consumer Protection for Banking and Consumer Fraud in Virtual Worlds”. The report studies virtual worlds, which are sometimes described as “massively multiplayer online role-playing games” (MMORPGs) that provide an immersive virtual experience for many players that many players consider to be “real”. Many virtual worlds have… -
The Final Days of e-gold: Interview with Doug Jackson
18 Jan 2012 | 2:30 amDouglas Jackson Interview 2012 e-Gold -
Could Bitcoin be the Future of Internet Betting?
16 Jan 2012 | 7:36 amHartley Henderson has published a prospicient article at Off Shore Gaming Association, "Could Virtual Currency be the Future of Internet Betting?". The author has identified a man known as R.C. who emphatically endorses bitcoin as a means of payment for online gambling and casinos across almost all jurisdictions. This supports our thesis that bitcoin is the digital equivalent of a physical casino chip. Henderson summarizes his discussion: 'If I had any say, all transactions at our book would be done in bitcoins,' the man said. 'They are untraceable and totally out of the control of any…
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Finance
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The Business Model of New Year’s Resolutions
20 Jan 2012 | 3:36 pmAn interesting thing happens every January. The gym is more full than normal (very frustrating for those of us who go year-round and get used to having the place to ourselves 11 months of the year). Places of worship see increases in attendance and donations. I’d imagine more blog posts are written, more journals are purchased, and more ‘diet food’ is consumed in January than any other month of the year. Why? New Year’s Resolutions. I see an enormous business opportunity in all of this self-improvement and goal-setting every January. People aren’t happy with… -
Pull Up Your Bootstraps and Work Harder
20 Jan 2012 | 3:34 pmBoth of my grandfathers were entrepreneurs, men who started and ran one or more small businesses to support their families. They didn’t create huge companies, but built lifestyle businesses that added value to themselves and the economy. One of my grandfathers owned a butcher shop after World War II. He was a hard-working, industrious man. Every month he would hold himself accountable for the performance of his business. Once his books were done for the month, he would come home and report to my grandmother how the business did. What impresses me the most is the conversation that would… -
Recent Tweets
14 Jan 2012 | 12:38 am@DavidSchawel Shrink the balance sheets then for true profit; sell AFS assets, & use proceeds to buy back debt. Makes BalSht cleaner also $$ Jan 13, 2012 Could protectionism, tariffs, & a VAT lead 2 inflation? RT @historysquared: $$ : Latest in the Ongoing Global Trade War http://t.co/QuwgmmxO Jan 13, 2012 The value of free enterprise has nothing to do with money or wealth http://t.co/mPHesBRu right 2 “life, liberty, &the pursuit of happiness.” Jan 13, 2012 The lure to leave the euro may prove irresistible http://t.co/upM8V9Hd Better to be Argentina than Latvia. Still better… -
13 Jan 2012 | 10:46 am
13 Jan 2012 | 10:46 amEconomic and Political Outlook for 2012: Hang Onto Your Hats!Leon C. LaBrecque, JD, CPA, CFP™, CFA Happy New Year, and welcome to 2012. Here are a few predictions and observations that provide you with our economic and political perspectives for the New Year. You may want to sit down with a favorite beverage or even an aspirin. In general, we’re certain this will not be a nice steady year: We appear to be nearing the end of an oscillation period. Since 1903, the market has been behaving in 13-year oscillations, followed by upswings (1903-1915, 1929-1942, 1968-1981, 1999-2012?). Each… -
Paraskevidekatriaphobics – Big Word for a Big Fear
13 Jan 2012 | 3:01 amAre you familiar with the word Paraskevidekatriaphobics? Thank goodness for “cut & paste” because I don’t think I could even type it correctly while looking directly at it! I don’t have it and I hope you don’t either. It’s the fear of Friday the 13th – not the movie – the day. I’m afraid of the movie. Like many human beliefs, the fear of Friday the 13th isn’t exactly grounded in scientific logic. If you want to know more about its origins click here. As for today, inside your CPA firm or accounting department, why not lighten…
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fiercefinanceit.com
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SWIFT proposes new security vehicle
25 Jan 2012 | 6:56 pmSwift is known mainly for its global messaging network that links so many institutions around the globe. The network allows for the rapid exchange of critical information that facilitates actual transactions. The non-profit organization thinks that there are other benefits to its system beyond transactions, notably facilitating the exchange of information securely. Bloomberg explains: “The way SWIFT envisions it, trusted companies such as banks and cellular carriers would have the right to set up so-called digital asset accounts to store details about users’ online activities, as… -
Advisors see fewer benefits to social media
25 Jan 2012 | 6:55 pmSocial media has been a huge issue in the wealth management industry, as just about all firms ponder the benefits and the best way to embrace the phenomena. Some of the biggest firms have made strong progress in this. Morgan Stanley, for example, has won plaudits for its attempt to integrate social media into the work flow for its financial consultants and brokers. We recently held a webinar featuring the head of social media at the firm, which you can still view. But as with any new technology, the progress will likely proceed via peaks and troughs. Which brings us to a recent Survey from… -
CAT would work best if SROs participate
25 Jan 2012 | 6:54 pmRegulators at the government and SRO levels are under lots of pressure to create a market structure that will allow for the benefits of modern trading, while curbing some of the potential excesses. We’ve seen several strong moves to date, including the crackdown on naked sponsored access, the move to set up and single stock circuit breakers and the coming price bands, and even the ban on flash quotes. Some big ideas remain on the table, such as the trade at rule. But perhaps the most ambitious idea is the Consolidated Audit Trail, which would be nothing short of revolutionary in terms… -
Visa pushes ahead with NFC-enabled phones
25 Jan 2012 | 6:52 pmThe NFC movement continues to heat up, though the near-term prognosis remains a bit murky. Visa has moved forward with its NFC efforts, announcing that some smartphones are now equipped with the chipset--either built in or by SIM card--necessary to enable NFC payments. The certified phones are the Samsung Galaxy S II, LG Optimus NET NFC, BlackBerry Bold 9900, BlackBerry Bold 9790, BlackBerry Curve 9360 and BlackBerry Curve 9380. This represents the tip of the NFC spear, so to speak, as only 150,000 retail venues in the U.S. are equipped with PayWave-enabled in-store terminals. That’s a… -
The Bank CIO agenda for 2012
25 Jan 2012 | 6:51 pmBank Technology News offers an interesting look at the CIO agenda in the banking industry for the upcoming year, noting that IT spending is set to rise. Celent says bank IT spending in the U.S. should hit $48.2 billion in 2012, up 4.5 percent from $46.1 billion in 2011. For 2013, Celent is projecting U.S. bank IT spending to hit $50.3 billion. These would be modest but welcome increases to be sure, subject to some estimation error. My sense is that at most companies, budgets will in effect offer very little relief from the congestion felt last year. That’s due to the fact that there are…
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The Best Forex Trading Tutorial Reviews with High Returns
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Most Accurate Forex Signal That Can Help You In Advance Order Placement
14 Jan 2012 | 9:30 amActive traders are mostly in dilemma in when choosing the most accurate Forex signal that will produce profits with minimal risks. Before you start to automate your trade you must buy the best forex signal that is accurate and reliable. In this content we will talk about how the most accurate forex signal can help you enter and exit the market in a profitable way.Advance order placement Bid- Ask- Spread-Types of OrderBasically the term order means how you will enter and exit a trade in the market either forex or the stock market .When you engage your… -
Warren Buffett Investment Rules for Beginners
7 Jan 2012 | 2:32 amWhether you’re seasoned or a novice investor, there are some basic principles that are applicable to successful investing like that of warren buffett investment rules. While the major difference between an investor and a speculator is that the former looks at a stock or share as part of a larger business with long term potential.The latter places the value on a share depending on the best price he can get on it. Not all speculating is bad; the key lies in knowing which skill to develop. Here are a few guidelines based on warren buffett investment rules: The power of… -
Technical Analysis: How to Determine Your Entry and Exit Points 101
1 Jan 2012 | 3:54 amFirst let’s starts by nailing down the concept of technical analysis in terms of price and volume in charting. Technical analysis involves the study of stock prices based on the past, present and future data. An example of a company that had an apparent trend is AOL. The apparent trend was between Nov 2011 up-to August 2002 that’s 9 months. Most stock traders entered the market and sold their shares for big profits and this was due to market technical analysis. Let’s discuss how to have fun with chart picturesThe four main Charts types:Point and figure chart: It involves the employment… -
Being a Success Using Forex Trading Strategies
19 Dec 2011 | 2:14 amA fifteen year old boy recently used this forex trading strategies software system to make enough money to buy a Ferrari, even though he’s not yet old enough to drive it. If this sounds too good to be true, it’s time for you to try out Forex Combo System.Forex Combo System is a 100% fully automated forex trading system that uses the best trading strategies to consistently profit from the currency markets. Read on to learn how the fifteen year old was able to beat the results of more experienced traders using outstanding forex trading strategies.Currency traders fail because they look for… -
Top 3 Best Places to Invest Your Money for 2012 Before Obama is Re-Elected
15 Dec 2011 | 3:48 amAs we all know 2012 will be an electioneer mood around the country (United States of America) and a lot of financial and social activities will be high depending on the demand of either Republicans or Democrats.As a financial investor I have predicted that investing in 2012 will be a challenging task, this is because there will be a lot of money exchange here and there and as we all know this tactic can devalue the effectiveness of investment.One of my student asked me, can you make money in the stock market? and i told him a word of caution, when you invest your money make sure not to be…
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zentrader.ca | trend analysis
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Markets Feeling Inflationary
27 Jan 2012 | 6:48 pmFrom a mechanical perspective the markets look solid and poised for further upside. My gut says otherwise and that is what makes trading so challenging at times. As long as the markets continue their ascent with small intraday pullbacks, it removes any overbought challenges. While it feels like we’re really overbought, technically we’re not. Find out which 4 gold and silver stocks Mercenary Traders bought this week and grab a 10% discount. -
Currency Watch
27 Jan 2012 | 2:07 amWith the recent breakout of $CAD’s wedge pattern it looks like it’s headed to $1.01 and maybe beyond. I like to take one resistance area at a time so we’ll see how it behaves there, but when you look at the USD below there does seem to be a lot of room to fall as I don’t see a clear level of support until we get to the $77 level. I’m not saying we’re going to go that far, but that it’s a possibility. -
Chart of the Day
26 Jan 2012 | 12:47 pmThe following is a guest post from All About Trends, who teach traders how to achieve consistent gains through stock selection and daily trading education. When you become a premium member for $15/month (50% the regular price) you can expect to receive daily trade ideas and market analysis, along with a concise trading plan for each trade. Big picture NASDAQ Composite chart At the very least you can’t say this move off the December lows doesn’t have that chasing a bus look to it now can you. Notice the zone this issue stopped at? Right back into the congestion zone of… -
Plato: Communism and “True Love”
26 Jan 2012 | 6:08 amThe following is by Karen Starich who uses astrology to forecast the financial markets. Her premium service blends astrology with technical analysis to locate points of confluence and then highlights specific trades for subscribers. Plato’s original concept of Utopia and a purely communist state can be found in his writings on “The Republic” 360 BCE. His work lays out the foundation for an idealized slave society where all property belongs to the state, and the people are assigned to their station in life by the ruling class. Plato no doubt had his short comings,… -
Decisive Move For Gold
25 Jan 2012 | 9:37 pmToday was significant for Gold because it broke above key resistance in a big way. Pullbacks to the $163 level in GLD should be bought and if you’re looking at the futures $GC_F, I would say near the $1700 level. I don’t think this is going to give people the opportunity to get on board.
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One Option Trading Blog
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The Market Is Approaching Major Resistance and the Price Action Feels Toppy.
27 Jan 2012 | 3:41 pmThe market is basically flat for the week. On Wednesday stocks rallied to a new relative high after the Fed said that it would maintain its zero rate policy for the next two years. Those gains evaporated yesterday and earnings have not been able to push the market higher. Next week, Asian markets will reopen and trading will be back to normal. Central banks around the globe are expanding their balance sheets (printing money). They have granted the ECB unlimited access in an "all in" strategy. If Europe fails, we all fail. This strategy has temporarily eased European credit concerns. -
The Printing Presses Are Running. This Was the Final Push. Watch For Signs of Selling
26 Jan 2012 | 4:06 pmThe price action this week has been rather subdued. Most Asian markets have been closed to celebrate the New Year and the economic releases have been minor. Traders are focusing on earnings and the results are in line. Yesterday, the Fed provided a spark when they set a zero rate policy through 2014. The printing presses in Europe and the US are running at full speed. Stocks had a mixed reaction initially, but they eventually rallied on the news. The Dow is close to a 3 1/2 year high. Conditions feel like they are improving, but the Fed obviously has concerns. … -
The Momentum Has Stalled - FOMC Should Provide an Afternoon Spark.
25 Jan 2012 | 4:16 pmThe overnight news has been fairly light. Traders are focused on earnings and the results are mixed. President Obama's State of the Union Address had a few interesting items, but there weren't too many surprises. The market started off on a negative note when selling in Europe spilled over to our market. Earnings from Siemens yesterday and Ericsson today pressured stocks. Greece has still not come to terms with private investors. The coupon payment seems to be the sticking point. Analysts believe the haircut will come in around 65%. The President bashed financial institutions and we can… -
State of the Union - Apple - FOMC - All Should Be Bullish. One More Push Higher.
24 Jan 2012 | 3:44 pmThe market has started the year off on a positive note. It has not had a down day is January 13th and there have only been two down days all year. Yesterday, stocks looked tired and the trading range was very narrow. Overnight, the flash PMI for Europe came in at 50.4 and that was much better than expected. It is back above the expansion level. The news is good, but I would not get too excited about one data point. Months of economic releases point to a recession in Europe. Greece has still not reached an agreement with private investors. … -
Rally In Final Stages. Watch For Late Day Selling and Negative “Beat” Reactions
23 Jan 2012 | 4:04 pmLast week, the market broke through major resistance and we saw follow-through buying. Stocks have rallied 10 consecutive quarters during the early part of earning season. Many of the strongest companies post results early in the cycle and optimism builds quickly. This morning, the price action is very lackluster. China's market will be closed this week as they celebrate the New Year. Many analysts anticipated a reduction in bank reserve requirements ahead of the holiday and it did not happen. Economic conditions have stabilized, but they are tenuous. Home prices in China have declined to…
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Stockopedia: Latest News
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Investing Basics: What does Margin of Safety mean?
27 Jan 2012 | 10:47 am“To have a true investment, there must be a true margin of safety. And a true margin of safety is one that can be demonstrated by figures, by persuasive reasoning, and by reference to a body of actual experience.” When celebrated value investor Benjamin Graham set out his thinking on why and when to purchase stocks in his influential 1934 book Security Analysis, his insistence on having a Margin of Safety was a key factor. Years later, Graham’s student Warren Buffett described the phrase as the quot;three most important words in investingquot;. But what does it mean and, more… -
Sustained progress
27 Jan 2012 | 10:07 amQ3 profit was well up on levels of a year ago and in line with management expectations as Superfos operations and associated synergies continue to feed in at healthy levels. Small portfolio adjustments are consistent with the increasing emphasis on higher value-added product areas. Such actions, together with ongoing acquisition benefits, should sustain above-market growth and a strong share price performance. -
Rapid facts expected
27 Jan 2012 | 2:51 amA dynamically designed clinical formulation study of MediGene#8217;s rheumatoid arthritis project, RhuDex, has begun and should yield data around the middle of this year. If positive, this should allow RhuDex to progress swiftly into further clinical development that could later spur partnering discussions. Our valuation model is unchanged, and the upside for MediGene hinges on a successful partnering deal for EndoTAG-1 and perhaps RhuDex #8211; its key RD assets. -
All in a lather
27 Jan 2012 | 2:27 amManagement warned that recent civil unrest in Nigeria, though good for the economy in the longer term, is likely to result in performance for the full year towards the bottom end of the range of current expectations. Although mindful of the potential impact on share price if the period of unrest is prolonged, in our opinion the long-term investment case for the stock remains intact. -
Intelligent Investor - 27 Jan 2012
26 Jan 2012 | 6:00 pmThe Intelligent Investor reports cover the major events of the day in the UK including stock market news, company news, announcements, analysis expectations, broker recommendations, key events, economic indicators amongst others. They also include all major economic, political, company events which may move the markets on the next trading day.
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eWallstreeter
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Book Bits For Saturday: 1.28.2012
28 Jan 2012 | 4:07 am● The Benefit and The Burden: Tax Reform-Why We Need It and What It Will Take By Bruce Bartlett Review via The Financial Times America’s tax system is a mess. It is unfair, poorly understood and riddled with loopholes. It is ill-equipped to raise the revenues needed to deal with the debt crisis, still less the future needs of an ageing population. It is now over 25 years since it last... To read the full story, visit CapitalSpectator.com - Selected by eWallstreeter.com - -
A Dog's Breakfast Of Energy Policies
28 Jan 2012 | 2:43 amPeter Foster, Financial PostNothing more clearly indicates U.S. President Barack Obama's economic muddledom and ideological stubbornness than the dog's breakfast of energy policies revealed in Tuesday's State of the Union address. The good news is that hydrocarbons are back (as long as you forget Keystone XL). The bad news is that "clean" energy isn't going away. Instead it's "all of the above." - Selected by eWallstreeter.com - -
Fed Policy Forces Retirees To Take Risks
28 Jan 2012 | 2:41 amPaul Sullivan, New York TimesPLAYING safe with your investments doesn’t pay these days. United States Treasury bonds and other high-grade bonds used to be the safe way for older investors to generate income in their portfolios. But yields on these bonds are now so low, they are not generating much income. - Selected by eWallstreeter.com - -
Investors Have Met The Enemy & It's Us
28 Jan 2012 | 2:40 amDave Morris, Globe and MailOn his first day of Economics 101 in university, Barry Ritholtz realized that the discipline itself was missing something fundamental. The Wall Street veteran says that when his professor began lecturing, “practically the first words out of his mouth were, ‘We’re going to deal with Homo economicus. Humans are rational, profit-maximizing creatures.’ Five minutes into my first economics class, I raise my hand and say, ‘But humans aren’t rational!’” The professor told Ritholtz he should imagine that they… -
10 Dividend Stocks That Beat The Crowd
28 Jan 2012 | 2:39 amJonathan Burton, MarketWatchStock investors no longer have doubts about dividends, and that’s reason for some doubt. Shares of high-quality, cash-rich, large-cap companies that yield more than the Standard & Poor’s 500-stock index /quotes/zigman/3870025 SPX -0.16% are the new favorites in many portfolios. But many of these success stories have been discovered, boosting share prices and trimming yields. - Selected by eWallstreeter.com -
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Latest articles for Corporate Secretary
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Five questions on document retention
26 Jan 2012 | 6:00 pmRalph Losey, partner at Jackson Lewis. -
Best overall governance, compliance and ethics (large-cap)
26 Jan 2012 | 6:00 pmTransparency is the best policy. -
How effective is your corporate secretary?
25 Jan 2012 | 6:00 pmCorporate secretaries sit in a unique position. -
Busted: Former GC indicted for stealing over $200,000 from labor union
25 Jan 2012 | 6:00 pmClor submitted about 150 forged receipts while working for the labor organization. -
Five risks Facebook faces ahead of its IPO
24 Jan 2012 | 6:00 pmThe timing of Facebook’s initial public offering has been the subject of intense speculation for a few years.
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Latest articles for Inside Investor Relations
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Social media top dogs
26 Jan 2012 | 6:00 pmBrad Allen talks to some pioneers of social media use for IR ends -
Advice: What to do when your company is acquired
26 Jan 2012 | 6:00 pmHaving your company acquired by another doesn’t necessarily mean the end of the road for the IRO, says Patrick Myles -
British Land constructs award-winning website
25 Jan 2012 | 6:00 pmSally Jones, head of IR at British Land, explains the thinking behind her company’s corporate site, which picked up two awards from the UK's IR Society last year -
Canada caters to C-suite demand
25 Jan 2012 | 6:00 pmA sneak preview of the latest investor perception study of Canadian investors and analysts from IR Insight -
IROs underwhelmed by sell-side analysts
24 Jan 2012 | 6:00 pmMajority of survey respondents generally satisfied with work of research analysts
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Forex Broker News and Reviews
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Forex Broker Requotes, Slippage, and Trade Execution Times
23 Jan 2012 | 4:32 amForexNewsNow - Three very important terms that you need to know about as a forex trader are requotes, slippage, and trade execution times. They are simple to understand terms, but can make a huge difference in how profitable your trades are. Here is what you need to know about them and how they affect your trading. Requotes In short, requotes are when the forex exchange rates changes between the time that you push the close trade button and the time the trade is executed by the broker. When a requote happens, the forex trading platform that you are using will display a message letting you… -
Comparing and Contrasting Forex Brokers
23 Jan 2012 | 4:05 amForexNewsNow - Choosing the best forex broker for you can mean the difference between making a profit trading and losing your hard earned money. When you’re comparing two brokers, there are several things that you should look at to find the best forex broker for you. Here is what you need to look at: Features All foreign exchange brokers come with special features and benefits for their traders. Two things you should look at are any guarantees to protect you against slippage on limit orders and requotes on market orders. Bonuses are another great perk to opening an account with many… -
InstaForex Raffles iPads, iPhones and Samsung Galaxay Tabs
18 Jan 2012 | 3:37 amForexNewsNow – Well known online forex broker InstaForex.com has recently announced that it will begin giving away iPads, iPhones, and Blackberry and Samsung Tablets to clients that deposit and trade using their platform starting on January 23rd, 2012. The raffles will take place every two weeks for 6 months and traders will be able to win any of the devices if they deposit and trade and register for the giveaways. The winner of each raffle will be determined on a random basis using a transparent algorithm. This raffle continues Instaforex’s tradition of raffling off luxury items… -
ACFX Forex Trading Broker Review
18 Jan 2012 | 3:18 amForexNewsNow - Atlas Capital Financial Service, also known as ACFX, is a market making foreign exchange broker based in Cyprus. They have many of the benefits that you have come to expect from top online forex brokers, including the ability to trade other commodities and support in several languages. However, this broker falls sort in execution times and offers too many requotes. They are one of the few brokers to offer a bonus on every deposit, which makes up for some of the requotes, but professional traders will likely want to find a different broker. Features ACFX comes fully stocked… -
Trading Point Forex Broker Review
18 Jan 2012 | 2:23 amForexNewsNow - Trading Point is a top forex broker located in Cyprus that has customers in over 179 countries and supports seven different languages. The languages supported include English, Japanese, Greek, Spanish, Arabic, Chinese, and Russian. They offer a great package with low spreads, no requotes, excellent customer service and the ability to start trading with as little as $5. The only downside to trading with Trading Point is that the spreads are variable and tend to widen around the most volatile and profitable trading times. If you’re looking for a great broker with an amazing…
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Lending Stream Blog
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The True Cost of Payday Loans
9 Jan 2012 | 2:53 amIt’s often asked why payday loans are so expensive; with huge annual interest rates sometimes quoted, implying that rich companies are profiting at their customers’ expense. When investigating why short term loans cost what they do, it’s worth pointing out that it’s very misleading to talk of APR in relation to these kind of loans, as the loans are made over a much shorter period of time.The annualised interest rate is easily in the triple-digit range, but these astronomical figures really bear little relation to the actual cost of the loan products. Using the same reasoning, you… -
More Spending tips for planning and going on holiday
19 Dec 2011 | 8:45 amThis is the second blog post to help you consider careful budgeting if you’re planning on a winter getaway or considering seeking out a late summer last minute bargain. 1. Pre-budgeting for your holiday When you’re planning your holiday destination, it’s worth sitting down and working out how your finances are this year compared to last year. If cash is tight, is it wise to splash out fourteen days in an exotic location, or would staying in the UK be a more sensible option? It’s also worth thinking back to how much you spent on your last holiday – that should help you to plan this… -
Will Christmas be a gift in 2011?
15 Dec 2011 | 10:44 pmHere at Lending Stream we’ve been doing some research into the practice of gift giving as we draw ever closer to the big day. As far as gifting habits are concerned, according to a new survey by American Express shows that one-in-four people are planning a ‘Secret Santa‘ system – selecting just one member of their family or group of friends that they will be responsible for buying a gift for, which may be partly down to restricted budgets in the face of the economic downturn. The same study found that 68% of those surveyed plan to agree on a financial limit on what they… -
Evidence shows Britons are planning for a very thrifty Christmas
11 Dec 2011 | 10:22 pmIt’s no great surprise that Christmas is one of the most expensive times of the year, as we’re bombarded with advertising everywhere we look, we feel obliged to splash out on gifts for friends, family and sometimes co-workers, as well as facing the expenses that come with celebrating the season to be merry, with a short term loan being one possible solution to this seasonal cash shortfall. But we predict that spending this year is likely to be down as the economic downturn is showing little signs of recovery until well into the New Year. And this view seems to be supported… -
Some tips to help with budgeting your personal finances
18 Nov 2011 | 4:02 amWith stacks of numbers to remember; budgeting and saving can be a nightmare. It’s worth proper planning, because the state of your finances is tied into all your goals, hopes and dreams. If you are devoted to properly managing your finances and saving for the future, the following tools, though a bit geeky would probably make life easier for you. Budget Planner Most of us today are often guilty of over spending and getting into debt; and despite being aware of the consequences, our overspending habits remain. The debt advice foundation is one idea to consider, as it offers debt analysing,…
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freemoneywisdom.com
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Why a Young Conservative Supports Ron Paul
27 Jan 2012 | 6:00 amEver since Congressman Ron Paul has risen in the polls among the Republican presidential candidates – culminating in a third place finish in the Iowa Caucus and second place in the New Hampshire Caucus – there has been a lot written about him and his political stances. Even among those whom I speak to about it, I’ve noticed a consistent pattern of bemusement over the reason for Ron Paul’s popularity, specifically with young conservatives. I don’t expect to convert many peoples’ political beliefs, but I would like to attempt to explain why young conservatives… -
The Consumerist Treadmill
26 Jan 2012 | 6:00 amI am in the beginning stages of packing up my childhood trinkets in the room where I grew up. I am moving. My new adventure will begin once our honeymoon ends. We will make the 24 hour journey out west by car and hopefully stop to sightsee on the way. However, in order to begin this exciting, yet kind of scary, adventure, I have to eliminate some “stuff” that I have held onto (or one could say “hoarded”) over the years. Isn’t it amazing how much “stuff” one can accumulate? I was brushing my teeth the other night while going over my check-list of things to do in my room and I… -
The Legend of the Three Magic Spells for an Inexpensive Date
25 Jan 2012 | 6:00 amOnce upon a time, in a land far, far away from here, there was a young man who lived an ordinary life. Although this young man worked long and hard hours and was noted for his unusual degree of productivity, his wages were considerably low, and every single payday he was forced to watch with great melancholy as all of his earnings were diverted to cover his meager living expenses, leaving him with not even so much as a single shilling that he might enjoy the decency of a night’s festivities at the local pub. Yet this did not trouble the young man as it might have in other circumstances,… -
How to Raise Kids to be Wise with Money
23 Jan 2012 | 6:00 amThroughout history, older folk have been worried that the younger generation will bring about the downfall of society. It never really happened. But that doesn’t mean that differences between different generations don’t exist. For example, Millenials have been more aggressive in cutting credit card debt than other generations since the Depression started, even though they have substantially lower incomes and bleaker job prospects which should make paying off debt harder. Today’s children still need to be taught good financial habits so that they end up more like Millennials… -
Renter’s Insurance Basics
20 Jan 2012 | 6:00 amMany people are forced to rent an apartment until they are in a position to purchase a home of their own. Since the property doesn’t belong to them, there’s nothing to worry about. After all, the landlord is responsible for everything, right? Wrong! This is when renter’s insurance comes in handy. But what is renter’s insurance and is it worth it? Actually, it is. When you rent an apartment, the owner of the building is required to carry insurance on the structure only- not it’s contents. That means your contents. In order for your possessions to…
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Binary Options Strategy
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Fed Faded – Volatility Is Cheap What does this Mean?
27 Jan 2012 | 2:05 amYesterday we highlighted that there were plenty of “pot holes” ahead of the markets and some of the perils of running a ZIRP policy. Today markets namely US equity markets seem to be fading the Fed moves and after a 5% rally in January so far with peak returns for the month of 6.8% and as we get closer to month end activity it may be setting up for profit taking. US GDP figures are due for release today and according to Bloomberg analyst forecasts markets are looking for a Q4 number of 3% QoQ. Any number weakness may spook markets. There is no question the data being printed in the US… -
Binary Options Daily Analysis – European Shares Rally on Hopes for Greek Debt Plan
27 Jan 2012 | 1:01 amEquities Asian markets traded mostly higher, encouraged by the Fed’s commitment to keep interest rates unchanged through 2014. The Hang Seng soared 1.6% as Hong Kong’s markets returned from the Lunar New Year Holiday, although volume was light, since China’s markets will remain shut until Monday. The Kospi edged up .3% despite weak 4th quarter GDP data. Meanwhile, the Nikkei skidded .4% to 8849, and markets in Australia were closed European markets posted strong gains on hopes that Greek debt negotiations were progressing. The DAX surged 1.8%, the CAC40 climbed 1.5%, and the FTSE gained… -
Again the Fed Signals “Exceptionally Low” Interest Rates
26 Jan 2012 | 2:15 amIn yesterdays FOMC rate decision press conference the Federal Reserve Chairman Ben Bernanke signaled to the market that US interest rate policy was going to be “exceptionally low” and the time frame for all this “at least 2014”. Now awhile back he said a similar thing but only till 2013 we are now pushing ZIRP (Zero Interest Rate Policy) to 2014 with an “at Least” leaving the door open to extend further. Attached is a chart of Fed Funds Rates Again FED signals “Exceptionally Low” interest rates till 2014 Looks similar to a chart of Japanese interest rate policy in a… -
Binary Options Daily Analysis – Fed Pledges to Keep Rates Steady Until 2014
26 Jan 2012 | 1:01 amEquities Outstanding earnings from Apple on Tuesday evening helped propel Asian markets higher on Wednesday. The Nikkei rallied 1.1% to 8840, as a drop in the Yen boosted exporters such as Sony, which surged 4.8%. The ASX 200 climbed 1.1%, and the Kospi inched up .1%. Markets in China and Hong Kong remained closed for the Lunar New Year. Concerns over Greek’s debt situation pressured European banks, sending the FTSE down .5% and the CAC40 down .3%. Nonetheless the DAX managed a slight gain. The European mobile sector fell after Ericsson missed profit forecasts. US stocks advanced in the… -
Earnings Report Card: Apple Earnings Beat All Expectations an Equity Index Driver
25 Jan 2012 | 2:32 amThe world is officially iPhone crazy the company said it sold 37 million iPhones in the last Quarter of 2011. As Apple reported after the market closed yesterday. This was the catalyst for Japan and other Asian markets that were open to finish the session higher. A lot of Asian markets are closed due to Lunar New Year holidays. Apple reported eps of $13.87 versus 4Q 2010 $6.43 and according to analysts forecast $10.134 that was 36% better than forecasted. Apple immediately jumped $45.00 on the news to trade up to high of $468.95 in after hours settling at $451.08 up 5.5% on the…
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Financial Services Review
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No upfront fee loans- Discover no upfront fee loans
24 Jan 2012 | 8:38 pmWith Loans with No Upfront Fees you are guaranteed to experience the widest and cheapest short term loan deals. However, one of our best short term loan deals is no upfront fee loans, besides same day loans and loans today no fee. No upfront fee loans as name suggests is free from any sort of upfront fee. So, this is inevitably the flawless solution to fix any of your immediate cash needs in most appropriate manner. You can unbelievably fix any of your urgent requirements on the same day of applying with us. You can avail a loan amount varying from £100 to £1500 with repayment tenure of 14… -
Searching For A Home Mortgage Loan
24 Jan 2012 | 8:38 pmFor you to get a mortgage maryland is a huge cope, and also you’ll need to make confident you’re completely geared up after you enter the technique of lending options a whole new dwelling. Shop around Become thorough for the several types of get a mortgage pennsylvania typically offered, then check together with various loan companies to watch what you offer you. In the event that you’re not sure the spot to begin, you should question anybody you like with regard to guidelines, especially if recognize they’ve just acquired in which mortgage them selves. As soon as you’ve basic your… -
Monthly Payment Loans- Find out Monthly Payment Loans
24 Jan 2012 | 8:38 pmIf your monthly income cannot meet the unanticipated monetary crunches of yours that fall amidst the month then to attain total the simply apply with Monthly Repayment Loans to attain complete ease. We offer an incredible assistance of cash that can help you effectively meet your financial needs. At Monthly Repayment Loans can assist you with instant decision. Our monthly payment loans are one such loan service that can offer you an instant assistance of finance that could range from pound100 to pound1500. The repayment period for such an easy loan is also quite flexible ranging from 14 to 30… -
Loans with no upfront fees- To help you essential funds urgently
24 Jan 2012 | 8:38 pmMoney is very essential in our daily life. So it is our duty at the Loans No Upfront Fees to help you whenever you need money urgently. We will help you with loans and for which you need not have to pay any extra fee. Therefore if you need cash urgently, just contact us, and apply through online form and we will help you with the money. If you need loans with no upfront fees, you must fulfill few norms, such as: You should be a UK citizen You must be 18 years and above Must have job and have a permanent source of income You must have a valid back account Apart from these norms, we do not need… -
500 cash loans- Borrow 500 Cash Loans Quickly
24 Jan 2012 | 8:38 pmIt is quite expected that that each one of us run short of money at one point of time or other. If you are facing same issues then we at Need 500 Today can offer best help to you. We can find you the viable loan deals that are short termed and which can perfectly suit your needs and will provide you the needed cash assistance in most affordable manner. One of our best loan services is known as 500 cash loans which you can apply without wasting much of your time. Our online application form is available on our site and you have to just fill it up and send it via a single click. As soon as we…
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The Investor Advocate
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“TruthOut” Publishes our Op-ed Urging Investors Band Together and Force Real Corporate Reforms
7 Jan 2012 | 2:58 pmBy Jeffrey R. McCord of The Investor Advocate January 7, 2012 My op-ed urging union and public pension funds use investor class actions to force real corporate reform was published in TruthOut on December 23, 2011. That online publication’s slogan — “Fearless, Independent News and Opinion” — defines what it delivers. It also brings to mind an era before international corporate conglomerates hi-jacked much of America’s free press. The first real newspapers in North America, founded by Benjamin Franklin and his brother (“The New England Courant” and “The Pennsylvania… -
Are the Administration’s Regulators Acting in Judge Rakoff’s “Public Interest” or Wall Street’s?
6 Dec 2011 | 3:13 pmImminent SEC recommendation on anti-US investor Supreme Court decision could be bellwether By Jeffrey R. McCord of The Investor Advocate December 6, 2011 In one of its filings prior to U.S. Judge Jed Rakoff’s celebrated November 28th refusal to rubber stamp an SEC-Citicorp deal allowing the bank – a “recidivist offender,” according to Rakoff — to escape significant damages and an admission of wrongdoing for what could have been egregious, knowing fraud in Citi’s sale of bad mortgage-related assets to unwitting investors, the SEC incredibly asserted that “the public… -
SHAREOWNERS OF THE WORLD UNITE! “Occupy” Annual Meetings and Court Rooms
11 Nov 2011 | 11:12 amBy Jeffrey R. McCord of The Investor Advocate November 11, 2011 The spectacular fall and bankruptcy of Jon Corzine’s MF Global Holdings within clear sight of mostly inactive regulators reminds us that “the system is still far too vulnerable and the work of regulatory reform far from finished,” to quote a NEW YORK TIMES editorial on the subject. But, how to continue regulatory reform in a world in which one House of Congress is controlled by anti-regulatory zealots and existing regulators are too often afflicted by chronic DC/NY revolving door syndrome? In frustration, President Obama… -
What Wall Street Protestors Should Ask For and the Third Battle of Manassas
11 Oct 2011 | 11:50 amBy Jeffrey R. McCord of The Investor Advocate Original photos by Susan Szeliga October 11, 2011 Although the mainstream media has widely reported the photogenic and growing Wall Street protest movement, and many bloggers have cheered on the demonstrators, no one can explain what these idealists hope to achieve. Yes, they’ve drawn attention to pervasive greed among elites, growing income inequality and widespread unemployment, among other ills. And, the protestors chose Wall Street as the appropriate point of departure for an evolving national movement. So, it is fitting that their… -
“Costs and Benefits” of Wall St Regulation Weighed at Little Noted House Hearing
21 Sep 2011 | 11:47 amRisking “household wealth catastrophe” by hamstringing SEC enforcement to “liberate” small business from regulated financiers By Jeffrey R. McCord of The Investor Advocate September 21, 2011 We’ve heard much talk from President Obama and House Majority Leader Eric Cantor, among others, about the need to ax burdensome federal regulations to help get the economy going again. And, that lofty goal is the stated rationale for new House GOP legislation (HR 2308) requiring the Securities and Exchange Commission (SEC) to conduct a formal cost-benefit analysis – including a report…
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AsiaPacFinance.com - Online Trading Courses Stocks and Forex Trading Videos Membership
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Learn Trading Online: How to Trade Commodity Channel Index (CCI)
25 Jan 2012 | 10:25 amWatch Stocks and Forex Trading Videos Here To construct the commodity channel index (CCI), compare the current price with a moving average over a specific period. Next, normalize the oscillator values by using a divisor, based on mean deviation. The CCI fluctuates, in a constant range, from positive 100, to negative 100. >Positive 100 represents overbought situations, and <negative 100 represents oversold situations. 100 and -100 are represented by the dotted lines in at the bottom of this EURUSD Chart. The CCI line is in turquoise, oscillating between 100 and -100. Trend lines (in… -
Equities Technical Outlook Jan 2012
24 Jan 2012 | 10:03 pmLearn to do your own analysis with these awesome forex and stocks videos! Cautiously Bullish We apply Ichimoku Analysis on the S&P 500 weekly chart below. Cautiously bullish is what we would term it. We are Bullish for these reasons: Medium strength tenkan sen- kijun sen Crossover Chikou Span is into clear open space above price and cloud Price bullish Kumo break We are cautious for these reasons: Future kumo is thin, sideways and twisting, indicating highly likely consolidation period Price is still below a long term trend line Expect Consolidation. -
Learn Trading Online: How to Trade MACD
24 Jan 2012 | 9:40 pmWatch Stocks and Forex Trading Videos Here The moving average convergence divergence (MACD), shows 2 lines. The faster (blue) line, called the MACD line, is the difference, between 2 exponentially smoothed moving averages of closing prices The slower (red) line, called the signal line, is usually a 9 period exponentially smoothed average of the MACD line. The default values are 12, 26 and 9 A crossing by the faster MACD line below/above the slower signal line is a sell/buy signal. This is indicated by the vertical blue line periods in the S&P 500 chart below. An overbought/oversold… -
Learn Trading Online: Oscillators – Momentum
23 Jan 2012 | 9:44 pmWatch Stocks and Forex Trading Videos Here In general, when the oscillator reaches an extreme value in either the upper or lower end of the band, this suggests that the current price move may have gone too far, too fast, and is due for a correction or consolidation. Traders should be buying when the oscillator line is in the lower end of the band, and selling in the upper end. When it’s value reaches an extreme reading, near the upper or lower end of its boundaries, it implies that the Market is being oversold, or overbought. Divergence, between the oscillator, and the price action, when… -
Learn Trading Online: Bollinger Bands
22 Jan 2012 | 9:21 pmWatch Stocks and Forex Trading Videos Here Construction Two trading bands, are placed around a moving average, 2 standard deviations, above and below the moving average, forming the trading band. In the chart below, we see the bollinger band plotted on the S&P 500. The solid brown line in the center of the channel is the 20 period moving average. 2 standard deviations from this line you see the 2 brown dotted lines. These 3 lines together form the Bollinger Band. The common period, to use for the moving average, is 20 periods. 95% of the price data, will fall between the two trading…
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KrantCents
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Protecting your home when on holiday: top tips
28 Jan 2012 | 2:23 amWhatever kind of neighbourhood you live in, you will want to protect your home while you are away from it. Should you be embarking on a big holiday in the coming weeks and months and you find yourself away from the house for two weeks or more, there are a number of things you can do to ensure that things are exactly the same as you left them when you get back from your jollies. You must remember that if you have a policy of Castle Cover house insurance or an alternative from another company, this will cover a home while it is unoccupied. However, all of these policies will have restrictions… -
Friday Night Links: Pinched Nerve Edition
27 Jan 2012 | 2:25 amFriday Night Links Pinched Nerve Edition is a personal story. For about a week, I have been suffering with a pinched nerve. I would love to say it was thanks to too much snow skiing, off road BMX or a century ride. Perhaps, it would make a better story, if it was caused by something glamorous. You know, many hours of something that even few young men can do never mind an aging athlete! Unfortunately, I do not know what I did or how I did it. The good news is it is getting better. I am treating it with a lot of TLC and medical treatment. In addition, a little therapeutic massage… -
Broken New Year’s Resolutions!
25 Jan 2012 | 2:43 amHave you Broken New Years Resolutions yet? I know, it is only the twenty-fifth (25) day of the New Year. It is way too soon for you to give up! Am I right or wrong? Your resolutions are still too fresh in your mind to quit this early. So this year, you will succeed. Don’t you want to achieve your goal? Whether it is a financial, personal, or business goal, maybe, I can help. Recently, I saw an article on Time called “Top 10 Commonly Broken New Year’s Resolutions”. It was from 2011, but do you really think anything has changed. Many people make the same… -
The 3 B’s of Success
23 Jan 2012 | 2:15 amThe 3 B’s of Success is the second in a series of articles to help you reach your goal. What are your goals? I know you thought about it! You know, it is your dream, wish or resolution you made! Before you can get to where you want to be, you need to know where you are going. You wouldn’t get on a bus, train or plane without knowing where it was going. Background Did I always know what to do? I don’t know, but anything I wanted became a goal. I learned I had to work for it. I remember that I had to save for anything I wanted. My parents generally provided me… -
Common Credit Score Misconceptions
21 Jan 2012 | 2:34 amWant to start your year with a good credit score? That is an excellent idea! While you are sorting out your finances, try to start a savings plan for the future by putting money away into an ISA account. One of the main perks of an ISA account is its tax benefits. A FICO credit score is normally between 300 and 850 points. The higher the score, the better your credit rating will be and the lower the interest rate you will pay on a loan. Many people have some misconceptions about their credit scores: 1. When you have paid off a large debt, it is a splendid idea to close your credit card as…
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Trading Ichimoku
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$VIX . Watch it.
26 Jan 2012 | 8:29 amI am still short on the market and is losing money now.However, I am also wary of what’s going on with VIX.VIX is now around $18.31 . The lowest from the chart is $14.27 in April 2011.In July last year, VIX spike from $14 all the way to $40 within one month.Greece was supposed to have finalised various agreements since last Friday and ‘legalised’ by this Monday.That timeline has come and go. There is still no agreement in place. The losses that investors have to take is still not known yet.If one has not established any Long position yet, I don’t think this is the time… -
EUR/USD : Ichimoku reading. Kumo resistance
23 Jan 2012 | 7:46 pmEUR has rally against the USD to the point that the Tenkan sen may cut Kijun sen to give a bullish confirmation.However, at this point, there is still no bullish confirmation signal from the Ichimoku chart.In fact, we have 3 signs that EUR/USD is poised to drop.1. Chikou Span resistnace at around 1.3052. The EUR/USD having rally from the bottom of 1.26 is about to hit the resistance level set by the Chikou Span. We can see how EUR holds at that level before its ultimate drop to 1.26 .Given the weak economic conditions in Europe itself, the chance of EUR strengthening is very low.3. Kumo… -
$XLF : Great setup for a short
18 Jan 2012 | 12:00 amWith news of JP Morgan making a loss last quarter and now Morgan Stanley having a cap on immediate cash bonus, XLF is clearly being setup for a great short.Let’s review the chart.1. We can see that on the Ichimoku Daily Chart for XLF that it is bumping into the resistance level at $14.2. While the Daily Chart shows that XLF is in bullish territory, the last 3 candles is not showing great strength. The candles are suggesting that XLF may turn from here.On the Ichimoku Weekly Chart, the setup is clearer.1. Like the Daily Chart, we can see that XLF is hitting the resistance at $142. The… -
$TRAN . Weekly Kumo Resistance
8 Jan 2012 | 11:52 pmOn the Daily Chart, $TRAN (Dow Jones Transport) seems to have break above the resistance level. However, the break is not convincing and this is reflected in the last 3-4 candles. On the Ichimoku Weekly Chart, the resistance level ahead is clearer.Currently, we can see that the price level is hitting against a resistance level from the Chikou Span.More importantly, we can also see that the kumo resistance is ahead at around 5250. The leading kumo has not twist and confirmation of bullish outlook is not confirmed.Will we see $TRAN head higher in the weeks ahead? Yes, there is a chance. -
$CRM . Salesforce breaking down.
5 Jan 2012 | 9:43 amIf cloud computing is a leading sector in the tech, then the chart for Salesforce.com is a sign that the tech industry is breaking down.And by extension, entreprise spending is tightening in 2012.From the Ichimoku Daily Chart, we can see that CRM as far as back as November in 2011 when it pierce through the kumo.After which the counter rally, fail to go above the kumo.From December till now, we can see 2 gap down on the chart; adding more strength to the bearish reading.We can also see how the chart is showing a possible letter ‘h’ formation.From the Weekly Chart, we can see that…
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Millionaire Acts
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Witness the Power of Kindness
25 Jan 2012 | 1:04 pmAdvertisements Kindness. This is what God’s gift to mankind. He gave us conscience and sympathy to deliver kindness to others. If you want to be blessed in life, show kindness to others. It creates a chain reaction of delivering kindness to other people. It follows the universal Law of Karma. When you do more good [...] -
Spending Money to Make Money
18 Jan 2012 | 10:42 amHave you ever heard the phrase or been told you have to “spend money to make money”? Perhaps this is a new phrase to you as personal finance is all about saving and frugal living. Essentially, the phrase means that you if you allocate financial capital or resources into a particular endeavor, you will create [...] -
The Three Piggy Bank System
27 Dec 2011 | 1:25 amWhen we were little kids, we used to have piggy banks. Our parents used to tell us that we should save money. As kids, we are already taught by our parents the value of money. Every time we have some coins, we usually drop it to our piggy banks until it’s full. I remember when [...] -
Good House Keeping December 2011 Issue Features “5 Money Questions to Ask Yourself”
24 Dec 2011 | 8:58 pmMerry Christmas everyone! Today is another day of the year to celebrate and be thankful for all the blessings that we received. Although I experienced some rough roads this month which included the disablement of my ‘online bank account’ and the further delay of the yields of my angel investing activities because of some problems [...] -
The Difference of Angel Investors vs. Venture Capitalists
23 Nov 2011 | 4:45 amFor business owners, there are a lot of ways to fund your business. You can take a loan from the bank or cooperative, use your own savings, or borrow money from angel investors and venture capitalists. For investors, one way to grow your money is to become an angel investor and venture capitalist. Both types [...]
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Snider Advisors
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Today’s Hottest Investment!
27 Jan 2012 | 2:27 pmby Jesse Anderson, CFA What has been the hottest investment in recent months? Gold? Commodities? Bonds? Real Estate? Shares of Apple stock? Based off investor behavior, the answer is not on that list. Investors are scrambling to ‘invest’ in CASH! According to a recent research note published by TrimTabs, $889 billion was added to checking and savings accounts through the first 11 months of 2011. Investors are still feeling the pain of the 2008/2009 financial crisis and significant drop in the stock markets. This fear has caused them to continually reduce equity exposure and look for more… -
Is your financial advisor a fiduciary?
26 Jan 2012 | 2:29 pmby Josh Stelzer Over the last several years there has been a lot of focus on providing investors with a higher degree of protection by increasing the oversight of industry regulators. One very important term that sets advisors apart, is whether or not they are considered to be a fiduciary. Fiduciaries are defined as those who act on behalf of others, placing the best interests of their clients before their own. One would assume that all financial professionals are considered fiduciaries by law, but this is not the case. The industry as a whole has done a poor job of educating investors on how… -
Am I saving enough?
26 Jan 2012 | 1:08 pmby CareyAnn Peterson Determining whether or not you are saving enough for retirement is difficult to decide. In November 2011, The Center for Retirement Research at Boston College released an article that offered recommended savings rates for different levels of income. They took a few factors into consideration while creating their chart. The three items are the age at which you begin saving, the rate of return you expect, and the amount of your income. After reading this article, it is easy to determine that the best time to start saving for retirement is in your 20’s. The amount of… -
The Pros and Cons of a Covered Call
26 Jan 2012 | 10:32 amby Tyler Curtis Before diving into the complexities of a covered call trade and how it can be used to generate portfolio income lets first define what an option contract is and what it means to each party involved. There are two main types of options, call options and put options. A call option is a contract that gives the holder (buyer) the right, but not the obligation, to buy a security at a specified price for a certain period of time. Buying one call stock option gives the purchaser the right to buy 100 shares of a stock. If the stock price is greater than the options exercise… -
Option Premiums Part IV: Interest Rates
26 Jan 2012 | 9:31 amby Thomas Doan In the Snider Investment Method, we sell options for a premium, which is the amount we receive for selling someone the right to purchase our shares at a particular price over a given period of time. This is the final part of the series, with each article explaining a different component that helps determine the premium of a stock option. The last article discussed stock price and how price movements cause premiums to increase or decrease. This final piece will focus on interest rates and its effect on option premiums. The risk-free interest rate is a number commonly used in…
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Credit Card Help Topics
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Being Credit-Shy Can Hurt Your Financial Health
27 Jan 2012 | 2:02 pmHi Eva, I am 28 years old, and I’ve never had a credit card. My parents raised me to be wary of them, and I’m honestly afraid to get one. I use debit or cash for everything and pay my bills (utilities and rent) on time — but I usually have a very low balance in my checking account. I’m worried that, if I have something that lets me spend money I don’t have, I’ll make even more impulse buys and end up in debt. But my girlfriend is telling me that, if I don’t have a credit history, I won’t be able to get a house someday. Should I get a credit card? And can I get a card even… -
You've Paid Off Your Card Debt. Now What?
27 Jan 2012 | 11:17 amDear Erica, I am only a couple of months away from finishing my debt plan with Consumer Credit Counseling. I have been paying $886 every month and never missed one payment for the past 4-and-a-half years. During that time, I even paid off my car note. So, except for my mortgage, I will be free of any debt. It’s a miracle. Should I get another credit card now? And what should I do with the $866 that will now be back in my bank? I have two girls, one 8 and the other 12, and I’m thinking of saving for their college educations. — Jeanie Hi Jeanie, Your excitement is palpable and… -
Both Sides Sound Off on Payday Loan Debate
26 Jan 2012 | 1:59 pmBoth sides in the contentious debate over payday loans recently got a chance to make their case to national policymakers in the Consumer Financial Protection Bureau’s first-ever field hearing. Payday loans are small cash advances with triple-digit interest rates lent for a short term to people who agree to pay off the loan with their next paycheck. You see payday loan businesses in stand-alone storefronts and strip malls, and some major banks even offer a version called deposit advances. Because of their hefty interest rates, lack of federal oversight and rapid industry growth, the loans… -
Secured Credit Cards Vs. Prepaid: Which is Best?
24 Jan 2012 | 10:00 pmIf you have applied for a credit card and been denied because you have bad credit or no credit history, don’t lose heart. You still have options. There are two main types of plastic available for people in this situation: secured credit cards and prepaid cards. Both have advantages and drawbacks. Secured credit cards As the name implies, the credit line on a secured credit card is backed by a deposit you make in an account linked to the card. Once a deposit is made, you can use a secured credit card just like any other credit card — charging purchases to the card and paying monthly… -
Husband's Debts Shouldn't be Widow's Problem
24 Jan 2012 | 11:47 amDear Erica, Am I responsible for my late husband’s credit card debt? I told the man from the company that they were not my cards and that my husband has passed away, but they are not taking “no” for an answer. I never used them, and I honestly did not sign for them. My husband only used them for his plumbing business. If I do have to pay, I don’t know how I’m going to do that because I’m retired and living on a very fixed income. I am 72 and don’t think I can go back to work in today’s economy and my heath. Please help. – Miriam Hi Miriam, Most likely…
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AlphaClone
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AlphaClone Featured on Absolute Return + Alpha
11 Jan 2012 | 11:43 amAbsolute Return + Alpha staff writer Lawrence Delevinge published an article this morning entitled "Do Hedge Fund Copycats Work?". The artilcle features AlphaClone and discusses our first full year of performance results as an investment advisor. Here's the full text of the article: Do hedge fund copycats work? January 11, 2012 By Lawrence Delevingne Assessing AlphaClone’s first year running virtual funds of hedge funds. AlphaClone launched in 2008 with an ambitious idea: allow everyday investors to copy hedge fund returns without the high fees. By piggybacking on the publically… -
Our Convictions Tested: 2011 Year End Review
5 Jan 2012 | 4:38 pmThe year put our convictions to the test on both the long and short sides. How did we do? Download our year end review and perofrmance report. -
Alternative Alpha: Better, Cheaper, More Liquid Access to Hedge Fund Returns
31 Dec 2011 | 9:11 amView more documents from AlphaClone . -
2011 Hedge Fund Performance by Sector
30 Dec 2011 | 11:36 amBelow are one and three year total returns for the Top 10 Popularity clones from our Sector Picks fund groups which allow any investor to clone hedge fund holdings by sector. Allocating equally to each clone portfolio beginning three years ago and holding through yesterdays close would have returned 71% vs. 46% for a portfolio that allocated equally to each corresponding S&P500 sector. So much for the "crowded trade" myth. -
Top 2011 Hedge Fund Performance
29 Dec 2011 | 3:15 pmIt's been a tough year for hedge funds. Looking at data from Hedge Fund Research, the HFRX Global Hedge Fund Index is down 9% YTD through 12/27 while equity hedge funds have performed even worse with the HFRX Equity Hedge Index down a whopping 19% for the year. Still, as expected, despite the lackluster average hedge fund performance reflected in the indexes above there are managers out there that have performed very well this year. While we'll have to wait for these managers to report actual net of fees results, we can get a good sense of how their largest equity holdings have performed by…
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Forex Trading Info
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FAP Turbo : The Best Forex Robot
27 Jan 2012 | 7:13 ambit.ly : The best forex system in the market right now is Fap Turbo Robot Video Rating: 0 / 5 -
Trend Forex System
27 Jan 2012 | 7:02 amTrend Forex System Watch This Space.. Trend Forex System Quantumfx Pro Highly *converting* FX Course Because Of Kishore M Fame & Reputation In Forex Community. He Was Interviewed By Bbc, Bloomberg & Channel News Asia. *massive* Values Packed Inside The Package (videos, Audios, Manuals) Further Boosts To Max Conversion Rate. Quantumfx Pro -
Currency Forecasting: A Guide to Fundamental and Technical Models of Exchange Rate Determination
27 Jan 2012 | 7:02 amCurrency Forecasting: A Guide to Fundamental and Technical Models of Exchange Rate Determination Information-packed guide to fundamental currency price forecasting by a professional currency analyst. Teaches you to decide when currencies are likely to rise or fall using analysis of balance of trade, purchasing power parity, et al. Explains the effect of interest rates, fiscal policies and central banks, and includes currency trading methods. List Price: $ 65.00 Price: Your browser does not support iframes. -
Bare Reef Updates Portfolio Mobile for iPhone, iPad and Mac
25 Jan 2012 | 7:13 amSan Diego, CA (PRWEB) November 18, 2011 Bare Reef has released updates to its complete line of stock portfolio management apps for iPhone, iPad and Mac. This free update to all users includes bug fixes and stability enhancements, and is a recommended update for all users. Portfolio mobile (previously StockTrac) offers the most comprehensive set of features found in any iPad, iPhone or Mac stock portfolio monitoring application. Among them are: Support for multiple portfolios Support for trading in multiple currencies Technical charting Reporting (Mac / iPad… -
Forex Trading Confirmation
25 Jan 2012 | 7:13 amWhat is Trading Confirmation. Here I show an example of a simple method of using confirmation to increase the odds of a forex trade being profitable
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Retiring with a Plan
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Will you self-direct your retirement?
19 Jan 2012 | 11:00 amToday on the Financial Impact Factor Radio with Paul Petillo, Dave Kittredge and Dave Ng we continue the discussion we began yesterday about self-directed IRAs. While having control over your retirement is important, how much risk is too much and who can handle the increased potential of loss or gain.To listen to yesterday's show, click here.Here are some outtakes from this conversation:Yesterday we discussed a different corner of the retirement investment world when we talked about self-directed IRA. I suggested that “If there is one thing we all seem to be seeking and at the same time,… -
On the Radio with Lynnette Kalfani-Cox
10 Jan 2012 | 6:00 pmI believe it was Einstein who suggested that “we cannot solve our problems with the same thinking we used to create them”. And with us today, we have a very special guest who has done what many of us might think impossible, taking something as abstract as credit and money and turning it into a reality that we can all relate to.Lynnette Khalfani-Cox is known as The Money Coach® has done more than just expose the soft-underbelly of everything financial – she has performed surgery. Her efforts as a personal finance expert, television and radio personality, and the author of numerous… -
Does Your Retirement Plan Fit?
10 Jan 2012 | 7:31 amLast week on the Daily Show with Jon Stewart, Charles Barkley, basketball star turned sportscaster offered his thoughts on retirement. Granted, professional athletes are hardly the poster boys and girls of those seeking to retire. They have made huge sums of money in a relatively short amount of time and retirement usually means a second, perhaps third career managing that money, be it a car dealership or real estate investments or sportscaster.So they aren't usually who writers such as me profile as "retirees". But he did make one comment that was noteworthy: "I was bored out… -
As we turn the calendar: Your retirement is in your hands - again!
1 Jan 2012 | 2:30 amThis article written by Paul Petillo originally appeared at Target2025.comJimi Hendrix once wrote: "I used to live in a room full of mirrors; all I could see was me. I take my spirit and I crash my mirrors, now the whole world is here for me to see." When it comes to the reflection staring back at us, our retirement, like those images, are a search for imperfection. We don't look at ourselves to admire how good we look; we look for flaws. We don't imagine a future; we see the relics of past decisions.If you consider yourself a Baby Boomer, the reflection in the mirror is an image that… -
Your Retirement Plan in 2012
21 Dec 2011 | 8:06 amThis article originally appeared at BlueCollarDollar.com and was written by Paul Petillo"Time is free, but it's priceless. You can't own it, but you can use it. You can't keep it, but you can spend it. Once you've lost ityou can never get it back." Harvey MacKayOne of the key elements in any financial transaction is time. If you want to retire, you must consider the amount of time. If you want to borrow, how long you have to pay it back can be translated into dollars and cents. Investing; timing they suggest can't be down but is important nonetheless.If you are twenty, time is on your side.
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Annuity Supermarket » Blog
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NS&I cuts rate on Direct Saver account
26 Jan 2012 | 4:17 amThe Direct Saver accounts from the Government run National Savings and Investments (NS&I), has cut its interest rates. On January 25th the annual interest rate was reduced from 1.75% to 1.5% The NS&I admitted that the decision had been taken to make the popular savings account less desirable. The Government had set a target to collect £2 billion from savers, but it has surpassed that and raised £4.8 billion so far this financial year. The Chief Executive of NS&I, Jane Platt, said that the move was necessary to slow down the influx of savers funds, she added that she expected… -
Over 55s set to retire while owing £38,000 in debts
25 Jan 2012 | 9:31 amAround one in five over 55s retiring this year will owe an average £38,200 in debts, according to financial firm Prudential. This year’s retirees face increasing debt problems as the figures are 15% up on the average debts of £33,100 for their counterparts 12 months ago. Mortgages and credit card bills make up most of the debt that are costing 3260 to service each month – around 19% of their average £1,290 monthly income. On average, over 55s will take around four years to clear their debts, while 8% reckon they will never be able to afford to repay the cash they owe. A quarter… -
Number of pensioners facing fuel poverty grows
24 Jan 2012 | 4:38 amA study conducted by Age UK has revealed that half of the pensioners it surveyed turn their heating down even when they were cold to save money on their fuel bills. In a report published today, the charity found that approximately 2 million pensioners were so concerned about their rising energy bills they were going to bed early in an attempt to keep warm rather than put the heating on. A similar amount had moved into one room so they only needed to heat that room rather than the whole house. Age UK’s Mervyn Kohler, said that the report highlighted just how many of the country’s… -
Paying for long term care comes back to the same old story
23 Jan 2012 | 11:02 amThe cost of care comes back to the age-old story of who pays for the elderly when they can no longer look after themselves. As people live longer due to a better diet and improved healthcare, the basic misconception that underlies retirement is long term care is not free at the point of delivery like the National Health Service. Long term care comes in two types - • Nursing care to help individuals live in their homes longer or in a care home • Health care for individuals who need continuing medical assistance The first is a paid-for service and the second is free, like any other… -
Doctors threaten industrial action over pension reforms
19 Jan 2012 | 4:24 amDoctors have threatened to go on strike for the first time in over 30 years after refusing a new pension deal. The British Medical Association (BMA) represents 130,000 doctors and medical students and says that 60% of its members would support industrial action. If any strikes went ahead they would wreak havoc in hospitals and clinics all over the UK. The BMA rejected the cuts to pension pots despite the fact that many hospitals in the UK are seriously over-budget, to a point where the safety of patients cannot be guaranteed. A government source said: “It seems a bit rich for doctors…
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SharePlanner
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Are Markets Preparing for a Bullish Christmas Tea Party?
27 Jan 2012 | 6:08 pmHave the markets started building 2012's chocolate cake for a bullish Christmas tea party? Let's see what foundations have been prepared for the first layer, so far, in January. The following charts and graphs will help me to illustrate this possible scenario.I'll take a look at these charts and graphs on a weekly basis to give me an... Read more... -
4 Swing Trades To Jump On
27 Jan 2012 | 11:42 amAnother mix of swing-trades to the long and short-side today. The market is looking indecisive, but that should not come as a surprise considering the run we've been on of late. LONG: Universal Desplay (PANL) Read more... -
1/27 Video Watchlist
27 Jan 2012 | 9:05 amMarket having one down day doesn't create a trend. We need to seem some overall weakness for a couple of days before getting real defensive here. The underlyings were strong yesterday as we were getting a lot of big clean breakouts. We will see if we can get more of that today. {denvideo http://www.youtube.com/watch?v=TVT_Gh5FTA4} -
Short Term High Made I Think
27 Jan 2012 | 7:38 amI sent the following tweet out shortly after the highs yesterday morning:If we are going to see a reversal on SPX soon, odds favor the high this morning. Hit the top SPX rising wedge. Hit support Vix falling wedge. After the retracement yesterday I think the odds are excellent that a short term high is in, and my retracement targets on SPX would... Read more... -
Trading Plan for January 27, 2012
27 Jan 2012 | 1:15 amEconomic Reports Due out (Times are EST): GDP (8:30am), Consumer Sentiment (9:55am) Premarket Update (Updated 9am eastern): U.S. Futures are slightly lower Asian markets are trading in a mixed fashion, with little deviation from breakeven. Europe is trading in a mixed fashion Technical Outlook (S&P): Read more...
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TotallyMoney
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Are you falling off the wagon?
28 Jan 2012 | 4:00 amDid you start the year full of good intentions? Are they slowly but surely falling by the wayside? Or are you rubbing your hands together with dollar bills in your eyes after the long-awaited January pay cheque? Whatever you do this coming February, don’t let yourself fall off the financial resolutions wagon. As FruGal has [...] -
Friday grapevine: best of the blogs
27 Jan 2012 | 10:44 amHURRAH! January is nearly over folks. Here’s to a brighter February, clear of the Christmas financial hangover and the woes of dastardly tax returns. As January payday comes around, we’ve been taking a look at the top 5 money saving travel sites, the 2 savings account you MUST have and how to impress at work. [...] -
Top 5 money saving travel sites
27 Jan 2012 | 3:00 amPhew. We’ve made it past the third Monday in January, unofficially known as the most depressing day of the year. Now that’s over and done with things are all on the up… except when I look out of the window it’s damp, overcast and cold. Little surprise then that this is the time of year [...] -
For the win: Tenner Week in review
26 Jan 2012 | 2:29 pmOn Saturday I completed Tenner Week – successfully! My spending for the week came in at a grand total of £9.16, which was two coffees in the park while walking the dog, and the rest was spent in the supermarket getting ingredients for a cake that I was baking. I’m totally chuffed that I managed [...] -
Penny’s pick of the sales
26 Jan 2012 | 10:55 amThis week we’re concentrating on the final clearance sales, so that you can find the biggest reductions. These aren’t all bargain basements though, there are plenty of branded and designer goods to be picked up at very reasonable prices too. Department stores & supermarkets The Argos clearance section has a huge range of ‘last chance [...]
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Getdebthelp.org - by American Debt Counseling, Inc
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Key Points to Reading a Credit Report
27 Jan 2012 | 7:14 pmKey Points to Reading a Credit Report Reading and understanding a credit report can be a difficult mission for many people. There are often things included that we simply don’t understand. We have learned what contributes to our credit and how to improve our score, but people sit staring blankly at their credit report trying to make sense of the words and numbers. If this is the situation that you have been in, please read below to get a better grasp on the red lights you should be looking for on your credit history. Identifying Factors: This part of your credit report will have… -
Rebuilding Credit!
20 Jan 2012 | 12:02 pmAs most of the nation, Americans have felt the downturn in the economy recently. Its effects nationally are unspeakable. Unemployment rates, foreclosures are just among a few of them. Credit scores have been sacrificed for numerous people due to financial issues. People who used to be on sound financial footing are now slipping uncontrollably. Credit scores that used to be high are now mediocre to bad. Citizens who at one time were a good credit risk suddenly realize that their scores indicate that they are a bad risk. It is a frustrating scenario, especially for Americans who… -
Start the New Year off Credit Savvy!
7 Jan 2012 | 12:32 amStart the New Year off Credit Savvy! One of your top resolutions this year should be to stay on top of your credit score. We are all aware that our credit scores are important in securing our chances of getting approved for loans, insurance and employment. However, too many people don’t check their credit report for months or even years. You are entitled to one free credit report each year from all 3 bureaus, so start 2012 by accessing your credit history by going to www.annualcreditreport.com. Those people that do pull their reports often have no idea how the credit bureau comes up… -
Wrapping up the Financial Year
17 Dec 2011 | 3:10 pmWrapping up the Financial Year As we head into a new year it is a great time to look back over the year financially. Analyze what decisions you made in 2011 that you regretted or were pleased with. Don’t get discouraged over past financial mistakes. The great thing about going into a new year is you can learn from the past. 2012 gives you the opportunity to keep your good habits and drop the bad ones. Last month we talked about saving money during the holidays, however most of us need to save money all year around on everyday expenses. Let’s review some slight changes in our… -
Online Banking
10 Dec 2011 | 9:26 amOnline Banking Last month we reported that banks were going to start charging a monthly fee for making purchases with a debit card. However, as the announcement hit the mainstream media many banks announced they would no longer do this. Then on November 1st Bank of America, the largest bank by deposits, stated that due to their customers concerns and outrage they would not charge the fee either. As we covered last month this fee was going to be charged due to the Durbin Amendment which limits the amount of money a bank can charge a merchant for debit card fees. Banks are estimated to…
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TradeProfits
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MyFxBook – Trading Contest
21 Jan 2012 | 8:08 amMyFxBook is once again, hosting a forex trading competition, where you can participate completely free of change and win a live funded account. The sponsor for this competition is Vantage FX, and the one who takes the first place will win a live account from Vantage FX with an account balance of $2,500, second place [...] Related posts: Trading Contest with MyFxBook MyFxBook – Forex Trading Contest MyFxBook – Contest Registration and Expert Advisor Review Section -
FXCM – Improved MT4 Technology
21 Jan 2012 | 6:15 amFXCM, the world’s largest FX broker, have released a new version of MT4 with improved features. You can now trade micro lots (0.01 lots) which is a great addition for clients with a small account balance, as they will be in a better position to use proper risk management. Another feature with the lower lot [...] Related posts: FXCM Labs FXCM has gone Mobile MyFxBook Now Supports FXCM -
Trading Forex – EUR/USD Ready for Further Downside
19 Jan 2012 | 11:15 pmTrading Forex – Market Outlook for January 20th 2012. EUR/USD has been trading higher all week long. It has surged from a low around 1.2620 on Monday to a new high today around the 1.2970 level. This is a move of more than 300 pips to the upside which without a doubt will make a [...] Related posts: Trading Forex – EUR/USD More Downside? Trading Forex – AUD/USD Further downside Trading Forex – Cable Up for Further Downside -
EUR/USD and Non Farm Payroll
5 Jan 2012 | 4:16 pmGoing through the different time zones on a chart can be a really healthy choice every now and then; this is specially true if you have been starring at the 5-minute chart all day long. Yesterday we have had a really good move down on EUR/USD and today we will get the first Non Farm [...] Related posts: Non-Farm Payroll Tomorrow Non-Farm Payroll Tomorrow Non Farm Payroll Webinar – TradingMetro -
Forex Arbitrage – Now Available
7 Dec 2011 | 1:02 amI have mentioned Forex Arbitrage a couple of times now, and yesterday it was finally released. All the key points have been highlighted in the previous posts, and I urge you to read it, or simply head over to Forex Arbitrage right now and have a closer look at this awesome software. Forex Arbitrage – [...] Related posts: Forex Arbitrage – This is Interesting Forex Arbitrage – New System Coming Up Forex Arbitrage – Test the Free Demo
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St. Louis Refinancing Group
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St Louis Mortgage Lending or In House Financing: Another Recession May Be Coming
11 Jan 2012 | 1:58 pmSt Louis Mortgage and Real Estate News - St. Louis Finance and Customer Financing News: Recession To Be or Not To Be? St Louis Home Loan, Financing for Customers and Consumer Lending | Principal Reduction Program | 314-334-0210 | St Louis Commercial Mortgage, Consumer Finance and Principal Loan Reduction A summer of modest economic growth is helping dispel lingering fears that another recession might be near. Whether the strength can be sustained is less certain. The economy grew at an annual rate of 2.5 percent in the July-September quarter, the Commerce Department recently said. But the… -
St Louis Mortgage Broker and Customer Financing: Challenge Your Foreclosure
10 Jan 2012 | 10:02 pmSt Louis Mortgage and Real Estate News - St. Louis Home Loans and In-House Financing News: Olick Reports that Homeowners Challenge Your Foreclosure St Louis Home Loan, Financing for Customers and Consumer Lending | Principal Reduction Program | 314-334-0210 | St Louis Commercial Mortgage, Consumer Finance and Principal Loan Reduction It’s late, and it’s limited, but for borrowers who feel their homes were wrongly or inappropriately foreclosed upon in 2009 and 2010, there is now recourse. As part of a larger enforcement action (so-called ‘consent orders’) taken last… -
St Louis Mortgage Lending and In House Financing: New Foreclosure Plan
9 Jan 2012 | 8:52 amSt Louis Mortgage and Real Estate News - St Louis Mortgage Refinancing and Financing For Customers News: New Foreclosure Plan Means Selling Off St Louis Home Loan, Customer Financing and Consumer Lending | Principal Reduction Program | 314-334-0210 | St Louis Commercial Mortgage, Consumer Finance and Principal Loan Reduction Big investors are showing interest in an evolving Obama administration plan to sell off foreclosed homes, although the government will have to make the offer sweet enough to coax private funds. The White House is assessing how best to encourage private companies and… -
St Louis Lending and Customer Financing: Move Houses Not Mortgages
8 Jan 2012 | 9:32 amSt Louis Mortgage and Real Estate News - St. Louis Refinancing Loan and In-House Financing News: Move Houses, Not Mortgages St Louis Home Loan, Financing For Customers and Consumer Lending | Principal Reduction Program | 314-334-0210 | St Louis Commercial Mortgage, Consumer Finance and Principal Loan Reduction Rep. Randy Neugebauer (R-Texas) said the Obama administration should be focused on helping the private market move through the backlog of foreclosures instead of merely shifting wealth from investors to borrowers in the new refinancing changes. The Federal Housing Finance Agency (FHFA)… -
St Louis Home Loan Mortgage and In House Financing: Home Prices Dropping
7 Jan 2012 | 10:11 amSt Louis Mortgage and Real Estate News - St. Louis Mortgage Refinancing and Customer Financing News: Home Prices Have Dropped St Louis Home Loan, Financing For Customers and Consumer Lending | Principal Reduction Program | 314-334-0210 | St Louis Commercial Mortgage, Consumer Finance and Principal Loan Reduction The Standard & Poor’s/Case-Shiller index showed today that home prices increased in August from July in 10 of the 20 cities tracked. That marked the fifth straight month that at least half of the cities in the survey showed gains. The biggest price increases were in…
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KIVA Blog
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Converting customers into advocates
17 Jan 2012 | 3:37 amA few weeks ago I was having lunch with a banker friend from a top Malaysian institution. I asked him what he believed to be the most effective form of promotion for a bank. Without hesitation he said customer advocacy. Although that was what I was thinking—I did not expect this to be his first answer. I am not sure why I was surprised, after all, a recommendation from someone we trust is the way most of us prefer to make any vendor choice. When we are faced with two or more options we feel safer following in the footsteps of a friend or a peer who has had a positive experience. It just… -
It’s the message not the medium!
11 Oct 2011 | 6:39 amHere we go again…introducing more new channels for delivering financial transactions to our existing customers/members. Will this just be one more way to check account balances?It seems that every five years or so banks and credit unions fall all over themselves in an effort to stay competitive by introducing the latest and greatest channel technology. Why? Number one reason—because everyone else is doing it. While new technology usually offers some advantages to the customer or the institution, functionality all too often, remains business as usual. The medium is new, but… -
It’s all about consistency…
19 Sep 2011 | 10:30 amLikely, many of you are now offering up to five different ways for customers/members to obtain their account balances. Yet amazingly, for most institutions, balance inquiry is still the #1 transaction for call center agents and it still ranks high as a primary reason for many branch visits.Why is this? Why aren’t consumers taking greater advantage of self-service options? I believe that they have the perception that it is easier, and they are more likely to get accurate information, if they speak with a live representative.Is this an accurate view of your organization’s delivery channels? -
Part II: It’s Time to Engage Your Tellers in Sales
22 Jul 2011 | 8:31 amAs I am sure you know all too well, some people are more willing and able to engage in selling than others, so there will always be a few people who just can’t get there. At the same time, there will be a few tellers who are naturals. For the rest, we need to help them adapt to a changing role for tellers in the delivery of sales and service. I do not have any magic words to coach the reluctant, but I do have an opinion on how to maximize the overall performance of the teller team.I believe there are two key factors that need to be addressed early on. First is fear; many tellers are just… -
Capturing leads: Does it take a natural sales person, the right technology or the right motivation?
23 May 2011 | 9:16 amLast week, I accompanied a bank who is evaluating our unified Sales Management system on a visit to our largest credit union client. We met at one of the busiest branches and were hosted by the branch manager and her team—who did a phenomenal job of presenting the system. While looking at performance dashboards, the banker noticed that one of the CU’s tellers had generated a huge number of leads (capturing approximately 90 referrals in one week), significantly more than any of her colleagues.In the ensuing discussion, it was explained that this teller…
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SINLetter - Monthly Stock Investment Newsletter
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Merger Arbitrage Mondays – January 23, 2012
23 Jan 2012 | 2:59 amMerger activity remained steady last week with two new deals announced and one closing. You can find all the active deals listed below in our Merger Arbitrage Tool that automatically updates itself during market hours. Deal Statistics: Total Number of Deals Closed in 2012 7 Total Number of Pending Deals Cash Deals 32 Stock Deals 13 Stock & Cash Deals 9 Total Number of Pending Deals 54 New Deals: The acquisition of Venoco (VQ) by the Denver Parent Corporation for $1.5 billion or $12.50 per share in cash. The acquisition of Convio (CNVO) by Blackbaud (BLKB) for $275 million or $16.00 per… -
Insider Weekends – January 20, 2012
21 Jan 2012 | 9:09 pmWelcome to edition eighty five of Insider Weekends. Insider buying declined sharply with insiders purchasing $28.83 million of their stock last week compared to $88.3 million in the week prior. Selling on the other hand increased with insiders selling $580.05 million worth of stock last week compared to $368.3 million in the week prior. While Carl Icahn, Eddie Lampert and Sardar Biglari continued their purchases of WebMD (WBMD), Sears Holdings (SHLD) and Cracker Barrel (CBRL) respectively, their purchases were smaller than those we reported last week. Sears Holding in particular has been on… -
Merger Arbitrage Mondays – January 16, 2012
16 Jan 2012 | 3:00 amMerger activity increased last week with two new deals announced and two closing. Georgia Gulf (GGC) received an unsolicited $1.03 billion or $30/share offer from Westlake Chemical (WLK) and stock shot up 34.52% to $32.93 on expectations of a rival bid. Since this is an unsolicited bid that is yet to be accepted, we have not included the deal in our database. You can find all the active deals listed below in our Merger Arbitrage Tool that automatically updates itself during market hours. Deal Statistics: Total Number of Deals Closed in 2012 6 Total Number of Pending Deals Cash Deals 31 Stock… -
Insider Weekends – January 13, 2012
14 Jan 2012 | 2:27 pmWelcome to edition eighty four of Insider Weekends. Insider buying increased with insiders purchasing $88.3 million of their stock last week compared to $33.1 million in the week prior. Selling also increased with insiders selling $368.3 million worth of stock last week compared to $344.5 million in the week prior. Just as we discussed last week, a majority of this insider buying was driven by 10% owners and hence those purchases are not included in the top 5 insider purchases below. Carl Icahn purchased shares of WebMD (WBMD) following a sharp drop in the stock last week, Sardar Biglari… -
Merger Arbitrage Mondays – January 9, 2012
9 Jan 2012 | 3:00 amMerger activity came to a halt last week as no new deals were announced. Three pending deals closed. You can find all the active deals listed below in our Merger Arbitrage Tool that automatically updates itself during market hours. Deal Statistics: Total Number of Deals That Closed in 2012 4 Total Number of Pending Deals Cash Deals 31 Stock Deals 13 Stock & Cash Deals 9 Total Number of Pending Deals 53 Updated Deals: On January 4, 2012, LoopNet (LOOP) and CoStar (CSGP) agreed to further extend the the waiting period for the merger of the two firms to close. Closed Deals: The acquisition…
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EmailWire.Com Press Releases
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Inpak Vehicles to Be Featured on 21st Century Business Television January 28, 2012
28 Jan 2012 | 2:00 am(EMAILWIRE.COM, January 28, 2012 ) The refuse business collects garbage from over 75million homes, 7 million businesses, and over 100,000 government enterprises. Being cost effective as well as having energy and gas saving solutions is crucial for all municipal... -
Gift Ideas for Husband on Valentine's Day from the Harvard Sweet Boutique
28 Jan 2012 | 2:00 am(EMAILWIRE.COM, January 28, 2012 ) Harvard, MA -- Gift Ideas for Husband on Valentine's Day from the Harvard... -
New Book Predictive Marketing: The Secret Sauce' Teaches Businesses to Forecast Customer Behavior
28 Jan 2012 | 2:00 am(EMAILWIRE.COM, January 28, 2012 ) Broken Arrow, OK -- From the purchase of a box of cereal to the investment in a new family car, there are a number of things that factor into each person's buying decisions. Outside influencers such as advertisements and... -
Tense Liverpool vs Manchester United FA Cup Fixture May Need Replay Says FreeBetSite.com
28 Jan 2012 | 2:00 am(EMAILWIRE.COM, January 28, 2012 ) London, UK -- Liverpool vs Manchester United and Queens Park Rangers against Chelsea, two fixtures dogged by allegations of racial abuse, may require replays as the four sides clash in FA Cup fourth round fixtures on Saturday... -
'Commercial Loans Apartment Loans' Helps People Reach Their Goals with Loans of $1 Million or More
28 Jan 2012 | 2:00 am(EMAILWIRE.COM, January 28, 2012 ) Los Angeles, Ca -- Business owners who wish to obtain a sizeable commercial loan in order to expand their offerings or provide a greater selection of products...
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Invoice Factoring Financing
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Are You Losing Sales? How Invoice Factoring Can Help
25 Jan 2012 | 11:53 amLast weekend my family decided that it wanted to have a BBQ in yard so that we could enjoy some of that fine South Florida winter weather. The consensus was that we would have grilled chicken with potatoes and corn on the cob. Armed with a short shopping list went went to the local grocery store to buy our supplies. Lo and behold, the grocery store was packed. This could be expected since it was Saturday at 5pm. The meat counter had a mob of people in front of them, each of them holding a ticket with a number. All patiently waiting. The display showed that they were… -
Lender Fatigue - When a Lender Gets Tired....Of Your Company.
16 Jan 2012 | 9:22 pmThe Miami Herald posted an interesting article today - it talked about lender fatigue. This is a little talked about but very important subject in the business financing world. If you look at a business financing relationship as being similar to a dating relationship, lender fatigue is akin to breaking up. Sort of like saying "it's not you, it's me..." to a customer.The most common cause of lender fatigue in the factoring industry is broken promises. As a reference, and perhaps for chuckles, here is a short list of the most common broken promises:"I'll get you a copy of the documents you… -
Why Do Banks Decline Business Financing Prospects?
29 Dec 2011 | 11:22 amIt's not uncommon for us to get calls from companies that need business financing but have been declined by banks. Many of this prospects consider their experience of trying to get bank financing to be a sour experience. "They don't understand me. They have no idea how quickly my business can grow!" they complain. I am going to play devils advocate for a second and say that actually, many people don't know how banks lend. And if they understood how banks operated, most of these prospects wouldn't have even bothered approaching a bank for business financing. Maybe it's the bank's… -
An Expensive Hello Kitty (tm) Doll and Factoring Proposals
23 Dec 2011 | 10:19 amThe Hello Kitty(tm) dollAs I mentioned in my last post, we recently visited a carnival park with lots of rides and games. The games offered lots of chances to "win" prizes, though more often, you lost money. Somehow, I kept relating this to instances where people were fooled by factoring proposals that just looked too good to be true. However, the reality behind these proposals, usually written in the contract, tell a different story. Much like the story I am about to tell you:The Expensive Hello Kitty(tm) DollWhile we were at the carnival park, my daughter got her heart set on a Hello Kitty… -
Carnival Tricks and Factoring Proposals....
23 Dec 2011 | 9:58 amI recently took my family to a carnival that is quite well known in the area. They have lots of rides and games - basically lots of opportunities to separate parents from their hard earned cash. However, there are some experiences that I had at the carnival that related to certain dubious factoring proposals that I have seen through the years. So with a bit of levity, here is one sotry:The Spider Woman with Eight Legs - She's AliveThe sign advertised that for $1, you could see the spider-woman. A lady with the body of a spider - alive - and you could talk to her! You could…
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Binary Options Strategy » Binary Options Daily Market News
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Binary Options Daily Analysis – European Shares Rally on Hopes for Greek Debt Plan
27 Jan 2012 | 1:01 amEquities Asian markets traded mostly higher, encouraged by the Fed’s commitment to keep interest rates unchanged through 2014. The Hang Seng soared 1.6% as Hong Kong’s markets returned from the Lunar New Year Holiday, although volume was light, since China’s markets will remain shut until Monday. The Kospi edged up .3% despite weak 4th quarter GDP data. Meanwhile, the Nikkei skidded .4% to 8849, and markets in Australia were closed European markets posted strong gains on hopes that Greek debt negotiations were progressing. The DAX surged 1.8%, the CAC40 climbed 1.5%, and the FTSE gained… -
Binary Options Daily Analysis – Fed Pledges to Keep Rates Steady Until 2014
26 Jan 2012 | 1:01 amEquities Outstanding earnings from Apple on Tuesday evening helped propel Asian markets higher on Wednesday. The Nikkei rallied 1.1% to 8840, as a drop in the Yen boosted exporters such as Sony, which surged 4.8%. The ASX 200 climbed 1.1%, and the Kospi inched up .1%. Markets in China and Hong Kong remained closed for the Lunar New Year. Concerns over Greek’s debt situation pressured European banks, sending the FTSE down .5% and the CAC40 down .3%. Nonetheless the DAX managed a slight gain. The European mobile sector fell after Ericsson missed profit forecasts. US stocks advanced in the… -
Binary Options Daily Analysis – European Officials Reject Greek Debt Deal
25 Jan 2012 | 1:01 amEquities In Asia, markets in Korea, China, and Hong Kong remained closed for the Lunar New Year. The Nikkei rose .3% to 8985, as Elpida Memory soared 4% on hopes for a successful merger with Micron Technology. The ASX 200 closed flat, surrendering earlier gains. European shares declined as hopes for a Greek debt deal began to fade, after finance ministers rejected an offer from private debt holders. The FTSE and CAC40 fell .5%, and the DAX eased .3%, despite an upbeat PMI report which rose to its highest level in 4 months. In the US, the major indexes closed mixed. The S&P 500 snapped its… -
Binary Options Daily Analysis – Commodities Gain, Dollar Slips on Greek Debt Hopes
24 Jan 2012 | 1:01 amEquities Many Asian markets were closed on Monday for the Lunar New Year. In Japan, the Nikkei closed flat at 8766, and Australia’s ASX 200 slipped .3% as miners fell. European markets advanced on news that Greece was close to reaching a deal with debt holders. The FTSE climbed .9%, while the CAC40 and DAX gained .5%. The European banking index surged 3.9% amid rumors that France and Germany were calling for a relaxation of capital requirements. US markets closed mixed in light trading. The Dow and Nasdaq declined .1%, while the S&P 500 edged up fractionally. Research in Motion tumbled… -
Daily Analysis – Asia Rallies, Western Markets end Mixed
23 Jan 2012 | 1:01 amEquities Asian markets advanced on Friday, shrugging off a weak PMI report from China. The Nikkei rallied 1.5% to 8766, and the Kospi surged 1.8%, both settling at their highest close in months. The Shanghai Composite climbed 1% to 2319, and the Hang Seng gained .8% to 20110, reaching a 3.5 month high as it crossed back above the 20000 mark. Australia’s ASX 200 lagged slightly behind, rising .6%. In Europe, stocks closed slightly lower, but closed higher for the week. The FTSE, DAX, and CAC40 all eased .2%, US stocks ended mixed as investors reacted to a heavy dose of earnings news. The Dow…
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fwisp | Published News
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Do You Save Your Pocket Change? For One Indiana Man It Adds Up To A New Car Every 10-15 Years.
27 Jan 2012 | 10:30 pmDo you save enough of your pocket change to be able to buy a car? One Indiana man did, twice! What if he had invested the money as well?7 Vote(s) -
Book Review: Secrets of a Stingy Scoundrel
27 Jan 2012 | 8:13 pmOur review of Phil Villareal's new book Secrets of a Stingy Scoundrel. Is it worth adding to your library?7 Vote(s) -
Create A Plan To Earn More Rewards Points
27 Jan 2012 | 8:13 pmIf you want more rewards points, you need to become a credit card super use, but you also need to have a plan for your credit card spending.7 Vote(s) -
Maximize Your Upromise Rewards
27 Jan 2012 | 8:13 pmWhen using the Upromise rewards program, you will earn cash back for college slowly, unless you look for ways to boost your earning power.7 Vote(s) -
Does Your Rewards Program Meets Your Needs?
27 Jan 2012 | 8:13 pmThe first thing you should do when choosing a rewards program is determine your habits and priorities so you can find a program that meets your needs.7 Vote(s)
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Top Equity News
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Stock futures edge higher ahead of GDP data (Reuters)
27 Jan 2012 | 7:13 amReuters – U.S. stock index futures rose modestly on Friday at the end of a week in which an equities rally stalled out after a barrage of mixed corporate earnings and economic data and concerns about Europe left the market little changed. Stock futures edge higher ahead of GDP data (Reuters) is an article from: -
Long Term Trend Up In Gold and Silver Is Intact, Look For High Quality Exploration Companies
27 Jan 2012 | 5:34 amAt the end of 2011, Merkel and Sarkozy got together for an unusual emergency meeting. They pledged to come up with economic salvation. Immediately the equity markets mounted a year end “Halleluyah” rally. Bernanke followed Europe’s footsteps in 2012 and expanded the horizon of record low interest rates from Mid-2013 until Late 2014. We respond judiciously to this euphoria. Politician’s promises are usually a thin blanket for an upcoming cold night. We have concluded since October that a surprisingly potent rise may occur which would be in reaction to the application of the… -
World stocks muted ahead of US growth figures (AP)
27 Jan 2012 | 3:30 amAP – World stocks faced multiple headwinds Friday after disappointing Japanese earnings, higher unemployment in Spain and weak U.S. home sales. Investors awaited quarterly growth figures from the U.S. later in the day. World stocks muted ahead of US growth figures (AP) is an article from: -
Portugal and Greek concerns weigh on world stocks (Reuters)
27 Jan 2012 | 2:51 amReuters – World stocks fell from a 5-1/2 month high on Friday as gains spurred by the Federal Reserve’s pledge of low interest rates gave way to concerns about Portugal, seen as the next domino in the euro zone crisis, and uncertainty over Greek debt talks. Portugal and Greek concerns weigh on world stocks (Reuters) is an article from: -
EU Morning Report- Euro’s rally pauses, eyes on Greece
27 Jan 2012 | 2:51 amThe euro’s rally paused on Friday as investors are now focusing on talks between Greece and its creditors. The single currency rose broadly yesterday as risk appetite dominated the markets climbing as high as 1.3183 against the dollar but today the pair fell to 1.3077. Asian equities turned negative and commodities softened today after yesterday’s jump as a debt swap arrangement between Greece and its private creditors is not yet reached. Italian 10-year yields fell below 6% for the first time in six months further boosting risk appetite. The US dollar tumbled against its major…
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Corporate FX Daily Market Updates
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Dovish Fed spells weak dollar
26 Jan 2012 | 6:00 pmThe USD weakened heavily yesterday after the US Federal Reserve announced that they would be keeping interest rates at historic lows until mid-2014. Traders sold the Dollar against the Euro, the Sterling and Australian Dollar as they realized that the period of low interest returns on the Greenback would continue. This has given Dollar buyers another spell of rest bite from the Dollar strength that has surrounded recent Eurozone woes. The Euro was also higher on the day as focus moved away from the Greek and Italian debt problems and onto US policy making. This has afforded Euro sellers with… -
FOMC surprise the markets
25 Jan 2012 | 6:00 pmThe Dollar fell to its weakest level in more than a month against the Euro after the FOMC meeting. The general feeling was that the FOMC was a non-event but the focus would be on the press conference and the breakdown of rate expectations. However, given the positive data seen from the US economy, the FOMC caught the markets off guard. The Fed extended their pledge to keep rates low from mid-2013 to late 2014. Whilst the breakdown of expectations showed that 9 out17 expect rates will remain below 1% at the end of 2014 and 6 expect zero rates in 2015. In addition, the Fed also lower growth… -
Indecision spells uncertainty
24 Jan 2012 | 6:00 pmYesterday saw another day of indecision by those in charge of solving Greece’s funding concerns. Private creditors seem to be asking for too much and as a result their proposals have been rejected by European finance ministers. This tug-of-war between creditors and policy makers is creating uncertainty throughout financial markets. The risk-on tone seen so far this year managed to hang in there despite no clear resolution. Equities retreated slightly after S&P announced downgrades of France’s two largest banks, Soc Gen and Credit Agricole. EUR-USD halted its recent up-swing whilst GBP-USD… -
Single currency continues its volatility
23 Jan 2012 | 6:00 pmDuring European trading yesterday the Euro pushed higher, breaching 1.30 against the USD for the first time in 3 weeks. This was on the back of an expected outcome from Greece’s negotiations with its creditors over the restructuring of their debt. Overnight however, the Euro slid back from these 3 week highs after European finance ministers called on Greek bondholders to provide greater relief to the region’s sovereign debt crisis through debt-swap agreements. Comments from Luxemburg Prime Minister Jean Claude Juncker helped to add fuel to fire in Europe, after chairing a meeting of… -
Will EU finance meeting provide some clear direction?
22 Jan 2012 | 6:00 pmOver the weekend there have been conflicting reports over the progress that Greece and private bondholders have made. As a result of the uncertainty the Euro is lower this morning. This is not a new story as we have seen the currency yo-yo on differing headlines over the last few sessions. However, there may be more emphasis on this matter ahead of the two day EU finance ministers meeting in Brussels which starts today. They are meeting to discuss new budget rules, a financial firewall to protect indebted states and a Greek debt swap. In terms of data it is fairly light today with just the…
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innerfx.com
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Dollar Down After Fed; Euro, Risk Pairs, Metals Rally
26 Jan 2012 | 2:09 amBelieve those who are seeking the truth. Doubt those who find it. ~ Andre Gide Good morning. Dollar’s decline continues as Fed says interest rates are likely to stay near zero through late 2014. Therefore, euro, risk pairs and metals rallied big-time – as seen on the charts below. Important events in today’s FX Calendar are: Read More © 2012 FX Trading Blog -
Euro Testing Resistance, Dollar Down Ahead of FOMC
25 Jan 2012 | 2:08 amThe safest way to double your money is to fold it over and put it in your pocket. ~ Kin Hubbard Good morning. Euro holds onto gains fairly well and managed to recover after dropping to as low as $1.2953 yesterday, which turned out to be a corrective move. Dollar continues to push on support around Read More © 2012 FX Trading Blog -
Dollar at Support Zone, Euro Continues Recovery
24 Jan 2012 | 1:54 amWe don’t see things as they are, we see things as we are. ~ Anais Nin Good morning. Dollar’s decline continues as euro just popped through $1.300 yesterday, recovering from early bids around $1.2900. USD Index As seen in the daily chart below, key support level formed by the horizontal line which was a temporary top Read More © 2012 FX Trading Blog -
Euro Starts the Week Lower, Testing Support Zone
23 Jan 2012 | 2:08 amIt’s human nature to find patterns where there are none and to find skill where luck is a more likely – William Bernstein Good morning. Euro opened lower this week, erasing most of Thursday’s gains, therefore dollar index found support at 80: USD Index EURUSD 4hrs chart still looks bullish as current decline could be Read More © 2012 FX Trading Blog -
Euro Gains on Short-Covering and Risk-On Trade, Dollar Continues Slide
20 Jan 2012 | 2:09 amThe man who has confidence in himself gains the confidence of others. ~ Hasidic Saying Good morning. Dollar continues to fall as stocks recover, hence risk currencies, including EURUSD, are following stocks higher. Here are some of today’s interesting charts USD Index Support around 79.50 is in focus as dollar’s decline continues. That is probably a Read More © 2012 FX Trading Blog
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McKinley Carter Wealth Services Blog
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Gift Annuity Rate Alert
3 Jan 2012 | 1:37 pmEffective this year, charitable gift annuity rates have changed. The American Council on Gift Annuities board of directors recently reviewed the current assumptions that underlie the rate schedules at their recent semi-annual meeting. Given the significant changes in the economic environment, the board approved a new rate schedule of suggested maximum gift annuity rates effective January 1, 2012. At ages older than 60, when the majority of gift annuities are issued, one-life rates will decline by 0.5% to 0.8%. An example of the rate schedule is as follows:… -
The Pooled Income Fund
6 Dec 2011 | 9:52 amThe Pooled Income Fund A pooled income fund is much like a financial institution’s common trust fund. A donor irrevocably transfers appropriate assets to a qualified charitable organization’s separately maintained pooled income fund, where it is invested with the transfers of others who make similar life income gifts. Each designated income beneficiary receives his or her share of the fund’s income (fully taxable) every year for life. A pooled income fund agreement can provide income for one or more beneficiaries for life (but not a term of years). Note: A pooled income fund requires… -
Will the United States be the next Europe
21 Nov 2011 | 9:59 amThe recent events and news in Europe has been weighing on the global economy and in minds of investors. Large amounts of debt in certain countries, and an inability to make significant changes has many asking a sobering question: Will the U.S. be next? After all, the amount of federal debt has risen dramatically during the past few years. Meanwhile, there are daily reports that the “Super Committee” has been unable to make compromises to effect any meaningful change this year. If we can’t make meaningful changes now, will it only become worse in the years to come? We agree… -
The Forgotten Planned Gift
8 Nov 2011 | 10:51 amThe deferred payment gift annuity seems to be the forgotten planned giving instrument. In a study of “expectancy pools” of 87 colleges and universities with a total future gift value of $1.5 billion, less than 1% was in the form of a deferred payment gift annuity. (Study completed by C. N. O’Data) This type of annuity offers immediate tax savings, income payments that start at a future date that you choose, and allows you to help your institution at the same time. There are several reasons for more not promoting deferred payment gift annuities, the absolute deferred nature of the… -
Stocks seem oversold, but dark clouds remain
14 Oct 2011 | 3:31 pmImage by dandeluca via Flickr During the recently completed quarter, much of the economic data began to show that growth was slowing, causing global stock markets to fall. As stocks fell, investors looked to the U.S. Treasury market for stability despite historically low yields. The yield on the 10-year U.S. Treasury dropped as low as 1.72% in late September, down from 3.18% at the beginning of the quarter. Only a few months ago it seemed the slowdown in economic activity caused by the turmoil in the Middle East and the Japanese earthquake would be temporary. Then, the deterioration of the…
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ETF DAILY NEWS
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ETF Daily News: Friday, January 27th ETF Movers (GRN, GAZ, SMK, CVOL)
27 Jan 2012 | 4:04 pmIn trading on Friday, the iPath Global Carbon ETN (NYSEArca:GRN) is outperforming other ETFs, up about 18.83% on the day. Also up on the day is the(...)Read the rest of ETF Daily News: Friday, January 27th ETF Movers (GRN, GAZ, SMK, CVOL) Copyright 2011 ETFDAILYNEWS.COM The copying, republication or redistribution of ETFDailyNews Content, including by framing or similar means, is expressly prohibited without the prior written consent of ETFDailyNews. -
Investors: Let’s Not Get Too Optimistic About The Markets
27 Jan 2012 | 3:56 pmSy Harding: In investing much is said about the folly of following the crowd. It’s voiced in age-old maxims like “The market will do whatever it must to fool the majority”, and Warren Buffett’s advice to “Be fearful when others are greedy, and greedy when others are fearful”.(...)Read the rest of Investors: Let’s Not Get Too Optimistic About The Markets Copyright 2011 ETFDAILYNEWS.COM The copying, republication or redistribution of ETFDailyNews Content, including by framing or similar means, is expressly prohibited without the prior written consent of ETFDailyNews. -
Market Vectors To Split Shares of Five Exchange-Traded Funds – ETFs (OIH, BBH, RTH, PPH, RKH, SMH)
27 Jan 2012 | 3:29 pmMarket Vectors announced today that the Board of Trustees of the Market Vectors ETF Trust has approved share splits for five recently introduced Market Vectors exchange-traded funds (ETFs). The split covers five of the six ETFs launched following the completion of Market Vectors’ exchange offer(...)Read the rest of Market Vectors To Split Shares of Five Exchange-Traded Funds – ETFs (OIH, BBH, RTH, PPH, RKH, SMH) Copyright 2011 ETFDAILYNEWS.COM The copying, republication or redistribution of ETFDailyNews Content, including by framing or similar means, is expressly prohibited without… -
ExpertPlan Offers Low Cost Exchange Traded Funds (ETFs)
27 Jan 2012 | 3:18 pmExpertPlan, the leading provider of private label recordkeeping plan services, announced today the offering of Exchange Traded Funds (ETFs) on its proprietary retirement plan recordkeeping system.(...)Read the rest of ExpertPlan Offers Low Cost Exchange Traded Funds (ETFs) Copyright 2011 ETFDAILYNEWS.COM The copying, republication or redistribution of ETFDailyNews Content, including by framing or similar means, is expressly prohibited without the prior written consent of ETFDailyNews. -
Bond ETFs: Too Much JNK In The Trunk?
27 Jan 2012 | 3:07 pmDavid Gillie: In a volatile and uncertain market, yield hungry investors have piled into every means of bonds to find return on their capital. With interest rates at historic lows, this hasn’t been an easy task to find yield. Treasuries are at negative yield. A municipal bond failure scare rippled through the(...)Read the rest of Bond ETFs: Too Much JNK In The Trunk? Copyright 2011 ETFDAILYNEWS.COM The copying, republication or redistribution of ETFDailyNews Content, including by framing or similar means, is expressly prohibited without the prior written consent of ETFDailyNews.
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Volatility Futures & Options
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VXEM Volume
16 Jan 2012 | 10:55 amIt looks like VXEM Futures launch was a success after all - total volume for the first week was 1527 contracts, and current open interest stands at 380. Wednesday was a particularly active day, trading over 1000 contracts. Trading activity seems to be distributed across months with March contract being the most active. CBOE already indicated that VXEM options are on the way, and it would be very exciting to see another volatility product in addition to VIX. -
Variance Risk Premium In VIX Options
15 Jan 2012 | 10:35 amFew months ago I wrote about excellent research from Reed Hogan on volatility risk premium in VIX options. He has polished up the paper for academic publication, and the new version is now available on SSRN. -
VKOSPI Futures On The Way
13 Jan 2012 | 8:14 amMore exciting news from the world of listed volatility futures: in a recent interview Kim Jingyu - Korea Exchange official stated that exchange plans to list volatility futures on VKOSPI - nation's volatility index based on Kospi 200 options "as soon as possible". Link to the Bloomberg article here; at the time of writing I could not find any information about proposed contract specs. -
VXEM Modest Début
10 Jan 2012 | 12:47 pmVXEM - futures on VXEEM index were listed on CBOE yesterday, and traded 5 contracts. This is a very weak beginning, which is even worse than GVZ that traded 8 contracts on its first day. At the time of writing CBOE has not updated their website on the volume for the new product. We still have high hopes for VNKY and VHSI futures. -
Artemis Capital Management
7 Jan 2012 | 1:10 pmChristopher Cole, of Artemis Capital Management publishes a quarterly newsletter discussing everything from macro effects on volatility to technical aspects of risk distributions. His newsletter is a must-read for any volatility professional. Here are the links to the past newsletters, and I will be adding new ones to Volatility Publications page. Fighting Greek Fire with Fire: Volatility Correlation, and Truth, September 30, 2011 Is Volatility Broken? Normalcy Bias and Abnormal Variance, March 30, 2011 The Great Vega Short- volatility, tail risk, and sleeping elephants, January 4, 2011…
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Annuity Rates
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Eurozone crisis and EU legislation hit UK pension incomes
27 Jan 2012 | 4:35 amUK pension income levels are being corroded by a crisis in the Eurozone as well as by changes in legislation which ban gender-pricing for insurance. On top of this are EU directives stating that insurers must hold more cash on their balance sheets. All these factors have culminated in lower annuity rates for consumers, which means a smaller retirement income at a time when inflation and prices are high. As Eurozone countries become less attractive to invest in, the UK becomes more attractive and is being seen as a safe bet, which is pushing up the price of our bonds. The yields from these… -
Annuity Rates take a further dive
23 Jan 2012 | 9:39 amThis week saw the grim news that enhanced and conventional annuity rates have fallen by 4.7% and 2.45% respectively in the past three months alone, according to the MGM advantage Annuity Index. Since the summer of 2009, rates for annuities have fallen by nearly 10%. This all comes at a time when prices and inflation have been increasing, with steep rises in commodity prices. Food, fuel and energy costs have risen steeply, for example gas prices have risen by 67% and electricity has gone up by 38% since 2007. For those aged over 50′s and particularly those people who are retired, there… -
Over 50′s inflation higher than the national average
20 Jan 2012 | 10:45 amOver 50′s in the UK are having to endure an inflation rate substantially higher than the rest of the UK according to research undertaken by SAGA. Their data revealed that over 50′s inflation is 5.5% (RPI) while as for the rest of the population it is 4.8% (RPI). We have reported previously about how the older generation are hit disproportionately harder by rising prices in energy, fuel and food which leads to an increase in so-called ‘grey inflation’. Although fuel and energy prices have come down since the summer, this high level of inflation is still having a… -
Most over 75′s ‘don’t feel old’ according to a new survey
13 Jan 2012 | 10:57 amImprovements in healthcare as well as changing attitudes to old age are part of the reason why many over 75′s do not ‘feel old’. In fact a new survey of over 75′s conducted on behalf of SAGA has shown that of those questioned, a majority (68%) said that they did not ‘feel old’. This number rose to 86% when the question was put to those aged over 50. For those who campaign for the older generation this will come as welcome but not surprising news as many argue that older people are merely classed or stigmatised as ‘old’ by their younger… -
Concerns raised over an increase in the number road accidents involving the over 50′s
7 Jan 2012 | 4:21 amAccording to data which has been recently published, there has been a significant rise in the number if over 50′s involved in road accidents in North Yorkshire, amidst a steep rise in the number of pensioners. The statistics show that the number of people aged over 50 involved in a motor accident in North Yorkshire rose by 15% in 2010. And with the number of elderly people living in North Yorkshire set to rise over the next few years, there are concerns that this trend could continue. For example, by 2015 it has been predicted that the county’s overall population will reach…
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Cash Loan Network
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Beware of Internet Payday Loans
27 Jan 2012 | 5:13 amFederalCashAgency.com – reliable partner for Internet Payday Loans in Minnesota. In the sluggish economy, many people are financially squeezed – living paycheck to paycheck–and may seek the temporary financial help of a short-term Internet Payday Loan to pay for such things as a car repair, utilities, groceries, etc. Internet lenders may offer easy credit, but [...]Beware of Internet Payday Loans is a post from: Cash Loan Network -
Payday Loans in Oregon
25 Jan 2012 | 2:21 amFederal Cash loan Network offer Payday Loans in Oregon. Need cash because of an unexpected emergency? If you’re thinking about a “payday” loan, read this important information before you make a decision. Q What else do I need to know? A If you repay any amount of your loan before it’s due, you should receive [...]Payday Loans in Oregon is a post from: Cash Loan Network -
Buy Affordable Life Insurance
24 Jan 2012 | 2:11 amFederalCashAgency.com offer Affordable Life Insurance. Searching for life insurance might at times be complicated. Finding affordable life insurance quotes can even be more so.at that place are several separate cases from life insurance policies. The key 2 are Term Life Insurance and Whole Life Insurance. Condition is ordinarily much cheaper and it is ever for [...]Buy Affordable Life Insurance is a post from: Cash Loan Network -
Cash Loan Network: Cheap Home Insurance
24 Jan 2012 | 2:02 amFederalCashAgency.com offer Cheap Home Insurance. Good Quality Home Owners Insurance at Deep Discounts If you own a house or whenever you’re going to purchase one, then you absolutely prefer to protect your home investment. The best way is buying a homeowners insurance. Them protects your home from liability, theft and fire. Home insurance is a [...]Cash Loan Network: Cheap Home Insurance is a post from: Cash Loan Network -
Affordable Health Insurance Plan
24 Jan 2012 | 1:53 amHow to Select an Affordable Health Insurance with FederalCashAgency.com Health insurance has ever been pretty expensive; just however much would you feel health insurance costs accept gone up over the last ten yrs? The official figures say that our premiums now are twice what they used to be in the yr 2000. Wherefore, our health [...]Affordable Health Insurance Plan is a post from: Cash Loan Network
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RoboForex News
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Improvement of "SMS verification" service (Roboforex)
24 Jan 2012 | 1:32 amDear Clients and Partners! We are glad to inform you about launching of an additional SMS gateway for sending SMS messages. An additional gateway will increase the number of clients, who can verify their mobile phone number in the “SMS Verification” section of Live Account. Thus, from now on, most of the RoboForex’s clients, who couldn’t verify their mobile phone numbers earlier, will have an opportunity to do so. Verification of your mobile phone number allows you to enable a special service, which sends a SMS message to your mobile phone containing a confirmation… -
Deposit Bonus up to 50% (Roboforex)
23 Jan 2012 | 5:54 pmDear Clients and Partners! RoboForex informs you that we are launching “Deposit Bonus up to 50%” offer, which is started January 23rd, 2012 and will last up to March 1st, 2012, allowing you to receive extra 50% bonus each time you deposit your trading account. To learn more about new version of terms and conditions of Bonus Program, please, visit our site, “Deposit Bonus up to 50%” section. Please, note, that new conditions are only applicable to the bonuses received after January 23rd, but they are not valid for the bonuses received prior to that date. For those… -
Changes in conditions of the bonus program (Roboforex)
17 Jan 2012 | 2:54 amDear Clients and Partners! Starting January 23rd, 2012, RoboForex is going to change some of the conditions of “Deposit Bonus” program. The main changes are the following: The maximum bonus amount, that can be received, will be increased to 50% (10%, 20%, 30%, 40%, and 50%). You can receive Bonus each time you deposit your account. All active bonuses will be written off the account, if the equity on your account is less than or equal to the sum of active bonuses received according to the new conditions. The conditions for Bonuses received prior to January 23rd will… -
MetaTrader5 ECN accounts (Roboforex)
11 Jan 2012 | 7:58 pmDear Clients and Partners! We are glad to inform you about launching of ECN accounts, which are based on the MT5 trading platform. For these accounts we use MT5 gateway, which was specially created for Currenex. This gateway was developed as a part of the MetaTrader5 trading platform and allows no integration failures. All these factors make RoboForex the first company in the world, which provides Market execution using MT5 gateway for any liquidity provider. The main features of MT5-ECN are the following: Market Depth; One-click trading using Market Depth. Placed limit orders are… -
Free Forex Charts (Roboforex)
6 Jan 2012 | 4:01 amDear Clients and Partners! In order to provide better services to our clients, RoboForex has improved the following features of the “Free Forex Charts” analytical service: Quotes for all trading instruments with full history; Quotes are provided in the real-time mode; Charts with 4 and 5 digit quotes; Tools for primary chart analysis of prices; Integrated indicators on the chart panel; Opportunities to customize the chart panel. In order to find out how the service works or to learn more detailed information, please, visit our site,…
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innerfx.com
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Dollar Down After Fed; Euro, Risk Pairs, Metals Rally
26 Jan 2012 | 2:09 amBelieve those who are seeking the truth. Doubt those who find it. ~ Andre Gide Good morning. Dollar’s decline continues as Fed says interest rates are likely to stay near zero through late 2014. Therefore, euro, risk pairs and metals rallied big-time – as seen on the charts below. Important events in today’s FX Calendar are: Read More © 2012 FX Trading Blog -
Euro Testing Resistance, Dollar Down Ahead of FOMC
25 Jan 2012 | 2:08 amThe safest way to double your money is to fold it over and put it in your pocket. ~ Kin Hubbard Good morning. Euro holds onto gains fairly well and managed to recover after dropping to as low as $1.2953 yesterday, which turned out to be a corrective move. Dollar continues to push on support around Read More © 2012 FX Trading Blog -
Dollar at Support Zone, Euro Continues Recovery
24 Jan 2012 | 1:54 amWe don’t see things as they are, we see things as we are. ~ Anais Nin Good morning. Dollar’s decline continues as euro just popped through $1.300 yesterday, recovering from early bids around $1.2900. USD Index As seen in the daily chart below, key support level formed by the horizontal line which was a temporary top Read More © 2012 FX Trading Blog -
Euro Starts the Week Lower, Testing Support Zone
23 Jan 2012 | 2:08 amIt’s human nature to find patterns where there are none and to find skill where luck is a more likely – William Bernstein Good morning. Euro opened lower this week, erasing most of Thursday’s gains, therefore dollar index found support at 80: USD Index EURUSD 4hrs chart still looks bullish as current decline could be Read More © 2012 FX Trading Blog -
Euro Gains on Short-Covering and Risk-On Trade, Dollar Continues Slide
20 Jan 2012 | 2:09 amThe man who has confidence in himself gains the confidence of others. ~ Hasidic Saying Good morning. Dollar continues to fall as stocks recover, hence risk currencies, including EURUSD, are following stocks higher. Here are some of today’s interesting charts USD Index Support around 79.50 is in focus as dollar’s decline continues. That is probably a Read More © 2012 FX Trading Blog
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TREND » Finance
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Useful Tips on How to Build Credit after Bankruptcy
7 Jan 2012 | 6:54 amIf you opt for bankruptcy, this can be a tough process when it comes to your finances. Still, if you are planning to get back on your financial base, it is a pace that you really must take. You may not recognize it, but remember there is still a life after you filed for bankruptcy only if you know how to build credit after bankruptcy. In order to put up your credit again after filing for bankruptcy, you may have some great ideas to move ahead. Reconstructing your credit score is like correcting a mistake in the past. In your situation, your bankruptcy served as your own learning experience… -
Alternative Ways on How to Avoid Personal Bankruptcy
5 Dec 2011 | 4:48 amSome individuals file for bankruptcy when they cannot compensate anymore their debt. It is a legal foreclosure which assists the debtor to resolve liabilities that cannot be compensated. The most essential aspect of bankruptcy is that money that cannot be repaid is forgiven. It looks like that filing for bankruptcy is a best alternative for company or personal customer. There are already many businesses are filing bankruptcy to solve their financial problem. On the other hand, for personal bankruptcy, it has bad impact on your credit score and record. You must be careful to file for… -
Ways on How to Apply For an Auto Loan
2 Dec 2011 | 4:59 amThe feeling to purchase a car can be expensive enough and very scary. You need to search for the best sedan that will suit all your transportation needs while trying to acquire the appropriate finance. However, you can acquire a vehicle today without the need to compensate it in cash through the help of auto loan. This aids individuals who cannot disburse upfront the cost of a sedan. If you are interested in this kind of stuff, then you have to know on how to apply for an auto loan. Keep in mind that everything you buy depends on what you need. Before purchasing a new car, it is essential to… -
What Are The Other Options On How To Avoid Bankruptcy
2 Dec 2011 | 4:50 amA lot of corporations are previously are being under pressure for a lot of various basis, even if the present economic atmosphere is a huge aspect for most organizations. In addition, several of these agencies are asserting bankruptcy. It is always very depressing to hear of a corporation that has to go through this kind of troubling period, particularly when so much of the hard work had been went through the years to build the company in the first place. If you have a company of your own, you also do not want to come into this period where the only left option is bankruptcy. Thus, you need… -
How to apply for bankruptcy if needed
18 Oct 2011 | 6:18 amIf you are considering applying for bankruptcy, then you need to understand what it is all about and the things you also need to know and consider that can be involved in this matter. You need to understand that bankruptcy must not be your only choice when it comes to paying your other debt. Unknown for a lot of homeowners, they essentially have a lot of choices that they can choose from which can aid them to prevent the process of bankruptcy. However, if you do not have the other option left, this will be your last alternative to pay your other mortgages. If you are new to this kind of…
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Payments RSS
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AdvancePierre Foods and Johnsonville Sausage Announce Exclusive Distribution Agreement
27 Jan 2012 | 6:00 pmAdvancePierre Foods and Johnsonville Sausage have formed a strategic alliance, leveraging AdvancePierre Foods’ dynamic foodservice organization and distribution system to deliver quality Johnsonville Sausage to foodservice customers across the United States. This partnership will make AdvancePierre Foods, a leading supplier of value-added protein and handheld convenience itemsthe exclusive foodservice distributor of Johnsonville Sausage. This new relationship will bring the legendary flavor of America’s No. 1 sausage brand to foodservice customers nationwide. “This partnership is… -
Grandpoint Capital, Inc., and Regents Bancshares , Inc., Complete Merger
27 Jan 2012 | 5:45 pmGrandpoint Capital, Inc., a Los Angeles-based bank holding company, and Regents Bancshares, Inc., the parent company of La Jolla, Calif.-based Regents Bank, announced today that they have completed the merger of the two holding companies after receiving all shareholder and regulatory approvals. Regents Bank is now a wholly-owned subsidiary of Grandpoint Capital. Regents Bank will continue to operate under its existing name with its current management team, led by President and CEO Dan C. Yates and Chairman Thomas C. Young. Regents has banking offices in San Diego, La Jolla, Carlsbad and El… -
Wells Fargo to Present at the 13th Annual Credit Suisse Financial Services Forum
27 Jan 2012 | 4:45 pmWells Fargo & Company (NYSE:WFC) said today that Chief Financial Officer Tim Sloan will present at the 13th Annual Credit Suisse Financial Services Forum in Miami on Thursday, February 9, at 12:30 p.m. Eastern Time. The live audio webcast and presentation slides will be available at the following addresses: www.wellsfargo.com/invest_relations/presents http://cc.talkpoint.com/cred001/020712a_ah/?entity=1_0ESPY6M A replay of the webcast presentation will be available for 180 days. About Wells Fargo Wells Fargo & Company (NYSE: WFC) is a nationwide, diversified, community-based financial… -
Ryley Carlock & Applewhite Expands Denver Office Space, Moves to Wells Fargo Center
27 Jan 2012 | 4:30 pmThe Denver office of Ryley Carlock & Applewhite and its 41 attorneys and staff will move January 30 to the Wells Fargo Center at 1700 Lincoln, the firm announced today. It will take the entire 35th floor of the “cash register building,” the third-tallest building in Denver. Last June, Ryley Carlock nearly doubled its size with the addition of a dozen attorneys, 10 of them partners, from Isaacson Rosenbaum, a 50-year-old law firm. The increase in numbers of attorneys which required more office and meeting space was just one reason for the move to the Wells Fargo Center according to… -
Acadia Realty Trust Announces At-The-Market Equity Program
27 Jan 2012 | 4:30 pmAcadia Realty Trust (NYSE: AKR) (the “Company”), today announced it has established an at-the-market equity program under which it may sell common shares of beneficial interest of the Company (“Common Shares”) with an aggregate offering price up to $75.0 million from time to time through BofA Merrill Lynch, Barclays Capital Inc., Deutsche Bank Securities Inc., and Wells Fargo Securities, LLC, as sales agents. Sales of Common Shares under the at-the-market equity program, if any, would generally be made by means of ordinary brokers’ transactions, including on the New York Stock…
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Money Blog
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Panama Hedge Fund Review
15 Jan 2012 | 12:59 pmThis is my review about an interesting high yield investment program that was recently started and it is called Panama Hedge Fund. Panama Hedge Fund is online since January 12 and it offers several profitable investment plans. The registration process is simple and fast so you will be able to create your account without any [...] -
Cepheus-Invest Review
10 Jan 2012 | 10:33 amCepheus-Invest is a new high yield investment program started on January 2 2012. Cepheus-Invest Ltd is the company managing this HYIP and on their website you can find more information about their legal address and business address. You can contact Cepheus-Invest by email and live support on their website or by phone at +442033183452 and [...] -
ETORO Gain Club HYIP and other news
4 Jan 2012 | 11:56 amRecently I joined a high yield investment program called ETORO Gain Club or ET-Gain. This HYIP pays up to 6% daily for 10 days and compounding is available so you can earn even more. ET-Gain has an affiliate program 3 levels deep 5%-2%-1%. You can use Alertpay, Perfectmoney and Libertyrtyreserve to invest in ET-Gain and [...] -
GlobalTradeTrust Review
3 Jan 2012 | 1:23 amHello online investors! Here is Chris with a new review about a very interesting high yield investment program called GlobalTradeTrust. This investment program was started in December 2011 and it’s paying all its members on time. GlobalTradeTrust provides support by email and you can also contact them by phone at +1(214)3770575. GlobalTradeTrust is managed by [...] -
CommerceFavored HYIP and other news
24 Dec 2011 | 3:00 amFirst of all I wish you a Merry Christmas and a Happy New Year. I hope Santa will give you all beautiful presents. Now, let’s get back to the HYIP industry. About a week ago I decided to invest in a promising high yield investment program called CommerceFavored. This HYIP was started more than a [...]
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ixvivxi
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What Is TA-Lib?
26 Jan 2012 | 10:49 pmTA-Lib is a technical analysis library that implements a wide variety of technical indicators. It has a BSD license, so you can freely download it and use it in your own computer programs as long as you mention the authors in your product information. I’ve used TA-Lib, and it is a little bare to the [...] -
A COMPREHENSIVE REVIEW OF POPULAR TECHNICAL INDICATORS I. BOLLINGER BANDS, PART 3
17 Jan 2012 | 2:51 amIn a recent post, I suggested that Bollinger bands *might* be useful in a trading strategy by themselves but warned that it could be risky. Let’s take a look…. If you had made a trade in the past 30 years based solely on a high Bollinger band reading, more often than not, the stock price [...] -
A COMPREHENSIVE REVIEW OF POPULAR TECHNICAL INDICATORS I. BOLLINGER BANDS, PART 2
16 Jan 2012 | 9:29 pmWhile some risk is involved, it appears that Bollinger bands might be able to function alone in profitable strategies. -
A COMPREHENSIVE REVIEW OF POPULAR TECHNICAL INDICATORS I. BOLLINGER BANDS, PART 1
14 Jan 2012 | 2:29 pmWhile rarely discussed in academic research, Bollinger Bands are the most popular volatility model. -
Site Updates This Weekend
14 Jan 2012 | 1:17 pmixvivxi.net may be down sporadically this weekend for site updates. It will be back up on Tuesday morning, January 17, 2011 after Martin Luther King, Jr. Day.
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FINCAD Derivative News
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EMIR could be finalized as early as last week in January, say Brussels sources
27 Jan 2012 | 10:29 amEuropean Market Infrastructure Regulation (EMIR) could be completed as early as the last week in January after recent progress, sources familiar with the matter told Financial News.The regulatory regime is intended to require most over the counter (OTC) derivatives trades to be cleared through central clearingparties (CCPs), according to the media outlet. This move is meant to lower counterparty risk by decreasing the chance of a participant in a contract not fulfilling their part of the deal.The United Kingdom, France and Germany have failed to reach a consensus on how much oversight… -
Basel III requirements will reduce corporate performance, say corporate treasurers
27 Jan 2012 | 10:27 amCorporate treasurers stated in a recent EuroFinance survey that adopting the Basel III requirements will adversely affect the performance of their corporations, according to FX-MM Magazine.Data provided in the survey indicates that 61 percent of Western European corporate treasurers believe that the regulators responsible for the creation and enforcement of the requirements do not understand the impact of the new rules, the media outlet reports.Although various industry insiders, including highly visible executives like J.P. Morgan chief executive Jamie Dimon, have expressed their opposition… -
NAFCU releases statement on request for comments
27 Jan 2012 | 10:21 amThe National Association of Federal Credit Unions (NAFCU) president and chief executive officer Fred R. Becker released a statement on January 26, which was related to the National Credit Union Administration’s (NCUA)'s request for comments on various topics. The group requested input on derivatives operations, interest rate risk management and restructuring of certain debt.The NCUA released a request for comments on these concerns, looking for advice from market experts, according to Credit Union Times. The agency has been working on a policy for credit unions to trade derivatives… -
Fitch lowers ratings of five euro zone countries
27 Jan 2012 | 10:19 amFitch ratings agency announced downgrades for the credit ratings of five euro zone countries on January 27.The ratings of both Italy and Spain were lowered by two notches, while the credit ratings of Cyprus, Belgium and Slovenia were reduced one, according to BBC. The ratings agency stated that the nations did not have the resilience needed to cope with the region's debt situation, Bloomberg reports.Earlier in January, fellow ratings agency Standard & Poor's lowered the credit ratings of nine of the 17 euro zone nations, according to BBC. Greece has been negotiating with people… -
BTP contracts reach record trading volume in 2011
26 Jan 2012 | 7:59 amEuropean derivatives exchange Eurex released a statement on January 25 indicating that trading volume of contracts involving Buoni del Tesoro Poliennali (BTP), or Italian treasury bonds, exceeded 5 million transactions in 2011.Debt concerns in the 17-nation euro zone have resulted in a sharp disparity between the borrowing costs of safe-haven Germany and less stable Italy and Greece, according to Dow Jones Newswires.Most of the BTP contracts traded were Long-Term Euro-BTP Futures contracts. The trading volume for these risk-management tools was 9,827 for 2011, which represented a 70 percent…
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Concur Blog
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How to Find Angel Investors
26 Jan 2012 | 10:58 amAt the right time in your business cycle, angels can make all the difference. So the question is, where does one locate angel investors? read more -
Regulation Round Up: The Latest News in Business Travel
25 Jan 2012 | 11:54 amSome big changes are happening around the world in travel regulations. January is a busy month for lawmakers and agencies enforcing new legislation intended to protect consumers and provide more transparency in the air and on the ground. Concur has rounded-up the most important stories of the month that could affect your business travel and expense reporting: read more -
How to Tell if Your Service Provider Is Secure
24 Jan 2012 | 11:31 amAs more and more organizations outsource data storage for corporate email, financial systems and expense reporting, corporate risk and security managers need to ensure their customer files and data are as secure as possible. Just asking a service provider if they’re secure isn’t enough—you need greater assurances than a cursory yes or no answer. read more -
TripIt for Business: Bringing Office Travel into the 21st Century
20 Jan 2012 | 10:54 amWhen we created TripIt for Business, we took the same TripIt technology you’ve come to rely on for organizing all your plans in one place, and used it to make office travel easier for travelers, travel coordinators and colleagues. read more -
Top 3 Easy Mistakes for Small Businesses to Make, and Avoid
19 Jan 2012 | 11:11 amOf course you are going to make mistakes in your business, that’s inevitable. And while most mistakes usually to turn out to be a good, albeit possibly expensive, lesson, some mistakes can cripple your business. Here are the ones I see that most easily be avoided. read more
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TSI NetworkDaily Archives | TSI Network
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Tech stocks: Leadership pedigree could give this tech stock an edge
27 Jan 2012 | 8:32 amPat McKeough responds to many personal questions on specific stocks and other investing topics from the members of his Inner Circle. Every week, his comments and recommendations on a selection of the most intriguing questions of the past week go out to all Inner Circle members. And every Friday, we offer you one of the highlights from these Q&A sessions. This week, the subject of tech stocks came up as one Inner Circle member asked about a company that makes software that is vitally important for computers and mobile devices, but also faces a highly competitive market. Q: Hi Pat: Pat:… -
There’s a better way to diversify than asset allocation funds
26 Jan 2012 | 8:42 amMany people in the investment industry promote asset allocation funds as a simple and profitable way to assemble a diversified portfolio of stocks, bonds and cash equivalents. But as is so often the case, the product rarely lives up to the hype. How asset allocation funds actually work Asset allocation funds are mutual funds that can shift their portfolio allocations between stocks, bonds and cash in order to capitalize on perceived investment opportunities in any one of those classes. For example, if the managers are convinced the bond market is depressed and due for an upswing, they may… -
Investor Toolkit: How our ratings system finds the best stocks: Part 2
25 Jan 2012 | 8:42 amEvery Wednesday, we publish our “Investor Toolkit” series on TSI Network. Whether you’re a beginning or experienced investor, these weekly updates are designed to give you specific advice, in this case showing you how we judge winning stock picks. Each Investor Toolkit update gives you a fundamental piece of investing strategy, and shows you how you can put it into practice right away. Today’s tip: “Use our TSI Network ratings system to pick the right stocks: Part 2” Last week in the Investor Toolkit, we looked at 4 of the 9 factors that we use to establish… -
Growth stocks: Fast-food chain thrives on higher quality and natural foods
24 Jan 2012 | 8:54 amThe fast-food business is generally associated with inexpensive food and plain décor. It is rarely associated with healthy eating. But one U.S. chain has adopted a higher quality approach, so far with success. CHIPOTLE MEXICAN GRILL (New York symbol CMG; www.chipotle.com) is a Denver-based Mexican-restaurant chain. The company charges slightly higher prices than fast-food chains, but it offers higher-quality food, including naturally raised meat, and better decor and service. In the three months ended September 30, 2011, sales rose 24.1%, to $591.9 million from $476.9 million a year… -
Stock investing: Buybacks and dividends give shareholders a double reward
23 Jan 2012 | 9:02 amSuccessful investors know that there is more to good stock investing than simply picking stocks whose share prices will rise. You add a great deal of value to your portfolio when you also select stocks that are prepared to distribute their profits to the shareholders. A company can share the wealth in two main ways—it can buy back its own shares, or it can pay dividends. Both pay off for investors, especially in BCE’s case. While buying Maple Leafs, BCE announces dividend raise and share buybacks A prime example of just how dividends and buybacks can be a double win for investors…
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Debt Syndrome
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3 Tips To Reduce Your Home Heating Expenses
12 Jan 2012 | 7:35 pmThe cost of energy has soared over the past ten years and it looks like it’s going to continue in that way. However it is still possible to make savings on your domestic heating bill if you follow these 3 tips. If you have any rooms in your home that you rarely, or never use, make sure the heating vents in those rooms are shut down. What is the point in wasting money heating rooms that you don’t use on a regular basis. Take advantage of the sun. This is free energy you can use to heat up your home. Make sure all your drapes and shades are open during the day. Close them all up… -
Who Uses Your Credit Score And Why?
14 Dec 2011 | 11:23 pmYour credit score is a very important bit of information that tells a lot about you. A credit score tells lenders about the likelihood that you will pay them back on time. But it is also used by employers, insurance companies, government, and landlords. Here is a summary of how and why each of these entities uses your credit score. Lenders Of course the most obvious user of your credit score is the person trying to make a decision as to whether or not to approve your loan application. If you are turned down for a loan, make sure to ask the lender what your credit score was. Credit scores are… -
3 Tips To Save Money On Gas
20 Nov 2011 | 2:58 pmAs we all know, the price of gas is constantly on the rise and every time we fill the tank it seems to cost us more than the time before. The three tips outlined below surely won’t drop the price of gas but if you put them to use they will certainly help you to make a tank of gas last longer and will reduce your regular trips to the gas station. First and most important, make sure that your car engine is tuned up and that your air filter is clean. Also that your tires are properly inflated (see manufacturers recommendations) When driving your car, try to avoid making quick starts or… -
Is There A Financial Window For Divorce?
11 Nov 2011 | 4:04 pmDivorce is not easy. The right time for divorce is a difficult thing to decide on. However, there are times in a marriage when both family and financial considerations make that choice easier. Couples without children who choose to divorce have fewer complications than couples with minor children. Younger children involve more immediate care issues, while older children often cause the divorcing parents to think about their future. Childless couples can choose to divorce when one or both parties in the marriage believe the situation has deteriorated beyond repair. However, the financial… -
Debt Concerns At Different Life Stages
28 Oct 2011 | 4:43 pmFor most consumers, debt isn’t good or bad; it’s just the way of things. And while it’s true that change is part of many areas of life, how debt is handled isn’t one of them. What is required for a college student to manage their finances is the same for a retiree. But what does change, are the life situations that will need your attention. Levels of income typically rise over time, while important milestones require a larger percentage of those funds – family, mortgage, retirement investments, etc. So for each life stage, specific financial goals need to be set with the…
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ForexPromos
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Binary options weekend trading
28 Jan 2012 | 5:19 amBinary options are fun to trade with and exciting as well. Not to forget the potential profits one can make by trading binary options. However, in most cases, trading in binary options is applicable only during the major market hours and the business days, which is usually from Monday to...Read more » • Facebook • Twitter • Delicious • Digg • StumbleUpon • Email • RSS Regulated Binary Options trading - 85% Hourly Returns. | Competitive Commissions. Pure ECN Trading - SunbirdFx -
USDCHF – Rolls Over, Set To Weak Further With Eyes On .50 Fib Ret (The Week Ahead)
28 Jan 2012 | 5:10 amUSDCHF: The pair ended the week lower for a third week in row since turning off the 0.9591 level on Jan 09’2012. With that said, USDCHF faces the risk of further declines in the new week towards the 0.9063/75 level, its Nov 30’2011 low/.50 Fib Ret (0.8558-0.9591 rally) where a...Read more » • Facebook • Twitter • Delicious • Digg • StumbleUpon • Email • RSS Regulated Binary Options trading - 85% Hourly Returns. | Competitive Commissions. Pure ECN Trading - SunbirdFx -
GBPUSD: Maintains Its Bullish Momentum.
27 Jan 2012 | 11:45 amGBPUSD: The pair continues to strengthen but the major break that the market and traders are looking to occur is the 1.5770 level, its Dec 21’2011 high. That level is very significant to GBP’s continued recovery which was initiated from the 1.5235 level. An eventual clearance of there will set...Read more » • Facebook • Twitter • Delicious • Digg • StumbleUpon • Email • RSS Regulated Binary Options trading - 85% Hourly Returns. | Competitive Commissions. Pure ECN Trading - SunbirdFx -
Dealing desk and Non Dealing Desk – Differences
27 Jan 2012 | 6:51 amMost traders often get confused between the types of forex brokers. At the outset, we have Market Markers, ECN and STP forex brokers which form the Dealing Desk v/s Non Dealing Desk type of brokers. To the layman, these terms might seem confusing, perhaps greek and latin as well. In...Read more » • Facebook • Twitter • Delicious • Digg • StumbleUpon • Email • RSS Regulated Binary Options trading - 85% Hourly Returns. | Competitive Commissions. Pure ECN Trading - SunbirdFx -
USDJPY: Bears Take Control, Risk Seen Towards The 76.54 Level.
27 Jan 2012 | 5:30 amUSDJPY: The pair is now on a second day of sell off following its failure to continue its recovery strength started from the 76.54 level. It looks like USDJPY could be building up downside momentum with the possibility of returning to the mentioned support at 76.54 level, its Jan 17’2012...Read more » • Facebook • Twitter • Delicious • Digg • StumbleUpon • Email • RSS Regulated Binary Options trading - 85% Hourly Returns. | Competitive Commissions. Pure ECN Trading - SunbirdFx
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Gresham's Law
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Looking Back on a Century of the Fed’s BS
22 Jan 2012 | 2:39 pmAfter almost a century of the centrally planned dollar we’re delighted to present a timeline of the most amusingly disturbing speeches delivered by the Federal Reserve & Co. See below for the timeline. Source: Federal Reserve Archival System for Economic Research (FRASER) Click image to enlarge and/or use Ctrl+Plus (or ⌘+Plus for Macs): Click to enlarge. Source: FRASER, St Louis Fed -
Huh? When the Fed expands its balance sheet these days it’s actually bullish for the dollar!?
8 Jan 2012 | 1:17 pmIf you ever happen to acquire an inclination for being the subject of disrepute and ridicule I highly recommend endorsing the conceit alluded to in the title. Apparently this issue is ‘so obvious’ that even gold bugs and government officials can reach common ground via the contention that I’m deluded. My folly — if you will — is to maintain that dollar debasement can be bullish for the dollar vis-à-vis other currencies at present. Since this long-standing conviction of ours is once again being corroborated by price action in the currency markets I thought I’d… -
Why you, they and — hell — I might just buy that parabolic move in gold…
14 Dec 2011 | 1:12 pmIt may be just me, but it seems like the majority of market participants are terrible at dealing with one of the rudiments of life as a human being; time. It is almost as if the herding man lives in constant contempt for his former self and dogmatic surety about his current convictions (whether they relate to past, present or even the future). If this hunch happens to be true, then it doesn’t take much to see the folly – for surprise surprise; as time passes the much-loved present conviction joins the realm of past regrets. So to thwart the arrogance of the gold bubble-top callers… -
Dear Mr. Fed Man…
26 Nov 2011 | 12:18 pmDear Mr. Fed Man, This is being written on the generational eve of your undoing, so I should mention that I do not make claim to uniqueness or even insightfulness. Nevertheless, I wish to spell out the broad case against your supposed necessity — for it is plain to see that some people are starting to question the intellectual grounds upon which you stand. What is the conceit that summarizes the laughable intellectual acrobatics in the writings produced by your ‘research institutes’ and universities? The revelation that hits the honest man is that all of that… -
Russell Napier’s Greatest Hits – Generational Cycles, Bear Market Bottoms & West Vs. East
20 Nov 2011 | 4:29 pmRussell Napier (renown financial historian and consultant for CLSA) has articulated some fantastic insights on the generational cycle, bear market bottoms and currencies in recent years. So for this reason we decided to compile a ‘Russell Napier’s Greatest Hits’ video for you to enjoy. See below for the video and summary. Summary: The Q ratio (the market value of a company over the replacement value of its assets) and the CAPE (cyclically adjusted PE ratio) influence the supply and demand for physical capital and therefore have significant roles in…
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High Frequency Traders
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GuavaTech Locates in New CME Group Facility
26 Jan 2012 | 7:26 amGuavaTech specializes in managed IT services for a range of financial clients, including hedge funds, brokers and proprietary trading firms. According to the company, it offers low latency connectivity to more than 75, ECNs, banks, liquidity pools and international exchanges. read more -
AlgoSpan Launches LSE Connect Low Latency Trading and Market Data Access
26 Jan 2012 | 4:31 amAlgoSpan now offers a great alternative to the LSE Extranex service, with high performance, competitively priced point-to-point ‘shortest-path’ connectivity between your systems and the Exchange’s trading and information services. read more -
CQG Co-Locates Servers at New CME Data Centre
26 Jan 2012 | 4:04 amCQG, the industry-leading order execution, charting, and analytics provider for global, electronically-traded securities, today announced that it has co-located its exchange gateway servers at CME Group's new, state-of-the-art data center located in Aurora, Illinois to provide low-latency order routing and market data connectivity to the CME Globex platform. read more -
my-Channels announces Nirvana 7 for high speed, ultra-low latency Unified Messaging
26 Jan 2012 | 3:07 ammy-Channels, the developer of secure multi-platform unified messaging solutions that power some of the world’s top tier financial platforms, today released the “early access” version of Nirvana 7, the new edition of its market-leading unified messaging platform, Nirvana. Nirvana 7 is available to my-Channels customers and non-customers alike to download, test and evaluate for their unified messaging needs. read more -
Santiago Stock Exchange Selects StreamBase for Algo Trading
24 Jan 2012 | 7:20 amThe Santiago Stock Exchange (SSE) (Bolsa de Comercio de Santiago) has announced a strategic partnership with StreamBase Systems to provide algorithmic trading tools for the Chilean market. read more
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Invest Together | Currensee's Investing Blog
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A Chinese Landing – Hard or Soft?
27 Jan 2012 | 12:21 pmConcerns that the Chinese economy might ‘crash land’ in 2012 ranked high on the list of potential negative tail events that troubled investors in risk assets as they returned to their desks for the New Year. These fears were eased if not removed altogether, once the Middle Kingdom’s National Bureau of Statistics revealed that the [...] -
Gabor Weighs in on Volatility, Trading Strategy and the Euro
26 Jan 2012 | 3:12 pmWe sat with our Currensee Trade Leaders and asked them three questions on volatility, trading strategy and the euro. The interviews give a brief glimpse inside the minds of our traders and shines some light on the coming year. The first post in this series starts off with Gabor Asirikuy Trading. Currensee Trade Leader Gabor [...] -
Let’s talk stops
25 Jan 2012 | 9:46 amThe topic of stops and their placement is a regular theme of discussions among traders and investors. It is pounded into the heads of everyone coming into the markets that you must have a stop to protect against a large loss. This comes mainly from the idea that if you don’t have a stop order [...] -
Super Bowl, Jobless Claims and a Debt Deal in Greece
24 Jan 2012 | 9:55 amOur Two Cents – Week of 1/23/12 There’s nothing better than kicking off the week on some high notes—especially coming off last night’s victory from the New England Patriots, sending them to the Super Bowl. In the U.S., optimism remained the key theme last week. Jobless claims dropped 50,000 to 325,000—down from 402,000 last week—marking [...] -
Are Corporate Balance Sheets Really That Strong?
20 Jan 2012 | 9:26 amMajor stock market indices have managed to eke out impressive gains during the first two weeks of the New Year – albeit on relatively low volume – as bearish concerns have failed to dampen investors’ enthusiasm for common stocks. Amid the large uncertainties that hang over equity markets – from a potential disintegration of the [...]
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Investor Education
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Daily Market Report 01/27/12
27 Jan 2012 | 1:23 pmGOLD In the wake of the Fed’s policy changes on Wednesday, when the Fed indicated that interest rates were going to be held down until late 2014, inflation would not breach 2% but long term rates could climb to 4% or more, gold bolted through $1,700 and quite rightly. And this was not U.S. gold buying as the gold ETF's did not change that much. Right now the primary gold buying is coming from Asia, Europe and the Middle East. Gold is up again today, and at 11am PDT it is trading at $1,733 per ounce, up $8.30 per ounce on average weekend volume. SILVER Silver continues to… -
Daily Market Report 01/26/12
26 Jan 2012 | 1:43 pmGOLD Federal Reserve Chairman Ben Bernanke said on Wednesday the U.S. central bank was ready to offer the economy additional stimulus after it announced it was likely to keep interest rates near zero until at least late 2014. Wow, what a bullish development for gold and silver owners. The major bull run for Gold and Silver continues with the next resistance level for gold being $1,800 per ounce. At 11am PDT, Gold is up $23.50 per ounce, trading at $1,724.70 on very active volume. SILVER Silver has made a major breakout when it went above $30 and is now heading for the next… -
Daily Market Report 01/25/12
25 Jan 2012 | 1:35 pmGOLD There’s surprising news from the U.S. Federal Reserve. Interest rates are going to be kept at zero to ¼ percent until late 2014 and in turn, caused gold to rally above $1,700 per ounce. Low interest rates and the high possibility of addition Federal Reserve and European Central Bank monetary stimulus (QE) are very bullish for the price of gold and silver. At 11am PDT, Gold is trading at $1,701.20, up $32.60 per ounce on heavy volume of trading. SILVER Silver was a bigger beneficiary of the Federal Reserve announcement. Rallying $1.00 on the news and at 11am PDT,… -
Silver sales are booming as supply drops to scary levels
25 Jan 2012 | 11:32 am(January 24, 2012 - CommodityOnline) For the first time in history, Silver Eagle & Maple Leaf sales will surpass domestic silver production in the U.S. and Canada in 2011. The demand for American Silver Eagles and Canadian Maple Leaf coins has increased tremendously over the past several years. 2011 will be the first year in which official coin sales will surpass domestic silver production in both countries. Even though each country has seen declines in their domestic silver production over the past decade, U.S. silver production declined a whopping 30% yoy (year over year) in October. -
Daily Market Report 01/24/12
24 Jan 2012 | 1:35 pmGOLD Gold sold off from recent highs as talks on a Greek debt swap deal stalled late yesterday. Eurozone finance ministers rejected as insufficient, an offer made by private bondholders to help restructure Greece's debts, sending negotiators back to the drawing board. At 11am, Gold is trading at $1,668.60, down $8.90 per ounce with light trading.The Chinese Lunar New Year holiday meant activity in the world's second largest consumer of gold was absent, while activity was muted in top consumer India, where import duties on gold were nearly doubled last week. SILVER We saw some profit…
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Value Stock Guide
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Wall Street’s Achilles’ Heel – Efficient Market Hypothesis Doesn’t Always Work
22 Jan 2012 | 10:54 pmInvestors are constantly reminded that the markets are efficient and there is no use trying to beat the market as it cannot be done on a consistent basis. In fact, we are told, that over 70% of the mutual funds fail to beat the market, presenting this as an evidence to somehow imply, in some convoluted logic, that we are better off handing over our money to the same mutual funds and invest passively, rather than take control of our own portfolio. I find this argument even more vacuous, considering that the best investors and stock pickers, who also happen to manage significant sums of money,… -
Exited XRTX at $16.10, 30% Gain in 7 Months
19 Jan 2012 | 12:17 pmI closed out my stake in Xyratex, (XRTX) today for a 29.94 % gain (excluding dividends). The stock was initially purchased on June 30, 2011. Average cost for this and subsequent purchases was $12.39/share. The position in this stock in the Value Stock Guide portfolio was closed as the stock hit the target price today. Currently I believe the stock to be fairly valued given all the information available. Interestingly, Brean Murray recently reiterated their Buy rating on Xyratex and raised their price target to $18. I mostly agree that the future of the company is looking better every… -
Is Zix Corporation Stock (ZIXI) Undervalued?
16 Jan 2012 | 3:51 pmZIXI stock has shown up on many of my screens before and every time it did not make it to the Value Stock Guide Watch List. At a first glance, the stock indeed looks undervalued on many levels but a deeper look reveals a different picture. I want to outline my reasons on why I do not consider this stock undervalued below. Zix Corporation Background Zix Corporation provides secure email and encryption services to law offices, government agencies, health care provides and insurance companies, financial services industry and SEC. This service is provided using Software as a Service (SaaS) model. -
Monthly Membership Option is Now Available
15 Jan 2012 | 1:04 amJust a quick update about the Premium membership program. I am pleased to offer a monthly membership option in addition to the annual membership. Both of these choices are equivalent in terms of benefits and access, except for the cost. Annual membership works out to be about 33% cheaper than the monthly option over a 12 month period. Or you can say, with annual membership, you get 4 months free! Choice is always better than no choice, and it is a crying shame I did not offer this earlier. To make this possible, I did have to re-work the guarantee (existing subscribers, guarantee you… -
11 Worst Stocks for 2011 – Finding Value in the Scrap Heap
30 Dec 2011 | 7:24 amDownload Excel Data Often stocks fall to prices so low it becomes a compelling value based on assets or book value even when the operations and profitability are a mess. Understanding this, it can be very profitable to find the worst stocks in any time period – perhaps stocks hitting 52 week lows, and then looking to see if there is enough value in them to justify a purchase. In this screen, I list 11 stocks for 2011 that have destroyed most value for its shareholders this year. The stock price declines are justifiable to a large degree, but one also needs to consider the tangible value in…
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ForexTradingPIPSinfo.com
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FOREX TRADING – trendline breakout trade
27 Jan 2012 | 9:58 pmWatch me day trading forex LIVE with my 3SMA forex trading system! Visit my website at www.hectortrader.comVideo Rating: 4 / 5 -
Watch a London Close Trade LIVE! – 9/23/2011
25 Jan 2012 | 9:17 pmWatch a London Close Trade LIVE! For this week’s trade example, I’m going to show you a live trade that I took based on the principles that we teach in the London Close Trade Strategy course. There’s been a ton of interest in this course, so I thought I’d record a couple of… -
How to Quickly Destroy Your Forex Trading Business.
23 Jan 2012 | 9:23 pmwww.forextradingseminar.com If you intent to learn Forex trading or to learn Forex trading systems you might discover that no matter how intelligent you are you are already in the process of unconsciously destroying your business regardless of what Forex trading strategies you use. Although… -
Tips to Find the Forex Method that will Give your Economy Rebound
23 Jan 2012 | 3:28 pmTips to Find the Forex Method that will Give your Economy Rebound Article by Ryan Ferrer The Forex Market is indeed to be one of the great places to produce tremendous wealth, even in an recent economy of uncertainty. Better than Stocks and Futures Markets combined, Forex has… -
How to Mark up Forex Price Charts
22 Jan 2012 | 1:19 pmPeter Bain Demonstrates how to mark up your Forex price chart so you can clearly see the price direction. Please Rate & Subscribe to me Thanks! forexmentor.com http forexmentor.com
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Online Forex Trading Forex
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ECN Forex – an ECN Platform Fantasy Fairytale
28 Jan 2012 | 12:00 amECN forex broker FxPro takes you to behind the scenes of foreign exchange currency trading, with a fun ECN platform cartoon. www.fxpro.comVideo Rating: 4 / 5 -
FOREX Trading – Secret Millionaire
27 Jan 2012 | 12:00 amwww.ForexAutopilotRobot.com – Forex Trading – Secret Millionaire This video is aimed at forex traders who intend to acquire an additional trading strategy. A unique trading style shall be revealed via a webinar to nominated experienced forex traders only. Interested traders are invited to visit www.stoplosstrader.com for additional information. This strategy suits conservative traders and does not require a trader to… -
James Koutoulas on JPM Boycott, MF Global Failure, ZIRP … more.
26 Jan 2012 | 7:38 pmWarren Pollock interviews James Koutoulas CEO of the Commodity Customer Coalition. Were it not for James, MF Global customers would have been totally overrun by an exparte bankruptcy process dominated by JP Morgan and the SIPC. This breaking interview covers important issues regarding JP Morgan’s refusal to address concerns regarding its conduct as custodian of MF Global… -
FOREX Training Course – lesson 1 : (Setting up your charts)
26 Jan 2012 | 12:48 amwww.fxtrainingzone.com This is a video overview of how to set up your charts in MT4 (meta Trader 4) using EMA’s (Exponential moving average), candle sticks & MACD. My trading strategy is based on simple concepts and expert indicators designed to highlight the high probability trades.Video Rating: 4 / 5 -
how long to become profitable forex trader.avi
26 Jan 2012 | 12:00 amHow long it takes to become a profitable forex trader depends entirely on YOU. My method is almost entirely mechanical, the weakest part will be you. If you have the discipline to follow my rules then you will become profitable very quickly. Doctors and Lawyers take…
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Inside IPO
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Facebook IPO filing to come on Wednesday?!
27 Jan 2012 | 2:41 pmIt’s still rumor so far, but the WSJ reports that the Facebook IPO filing we’ve all been waiting for is set to come on Wednesday. There aren’t many details yet, aside from a valuation range of $75 bn to $100 bn, and it appears that Morgan Stanley is in the lead to be the social media giant’s lead investment banker. While Facebook hasn’t chosen an exchange yet, it has reserved the ticker symbol FB. So, maybe gauging it off Sheryl Sandberg’s speaking schedule isn’t so crazy after all? Learn how you can reach the pre-IPO market >> Source: WSJ Photo: Andrew Feinberg -
Top IPO stories this week
27 Jan 2012 | 2:00 pmThe 2011 round-ups are still coming in … not unusual in January. And, there are still plenty of predictions for the new year, as you’ll see below in this week’s most popular stories on Inside IPO. SecondMarket released its full-year results, likely the last in a world where Facebook is still privately held. Now, the company needs to focus on its next big win. The year has started off with a bang: several companies have filed or gone public, with Ceres revealing its terms and Guidewire Software having a good first day on NYSE. Del Frisco’s is among the newest companies… -
Facebook IPO: What does Sheryl Sandberg’s speaking schedule tell us?
27 Jan 2012 | 12:41 pmA game has emerged over the past few months: trying to divine Facebook’s IPO filing based on COO Sheryl Sandberg’s speaking schedule. Back in the fall, when rumors were swirling about a Facebook filing by the end of the year, doubt was cast by Sandberg’s decision to speak at the Business Insider IGNITION conference, although there was some speculation that the filing would come shortly after. Now, late May seems to be suspect. According to CNN Money, Sandberg has agreed at Harvard Business School’s Class Day on May 23, 2012. Meanwhile, the latest rumor is that Facebook will go public… -
Verastem raises $55 mn in IPO
27 Jan 2012 | 12:21 pmVerastem raised $55 mn in its IPO, selling 5.5 mn shares for $10 each. Interest was strong, according to Xconomy, given that the original proposal was for 4.5 mn shares at $9 each. It trades now as VSTM on NASDAQ. Learn how you can reach the pre-IPO market >> Source: Xconomy -
NYSE and NASDAQ working hard to win Facebook listing
27 Jan 2012 | 12:19 pmAn epic battle is in the works. Much as investment bankers are vying for the hottest IPO of the year, New York’s two major stock exchanges are aiming to win the most coveted listing in the pre-IPO market: Facebook. According to the NY Post, ‘the race so far may be too close to call.’ Nobody has a dominant position. What’s interesting is that Facebook appears to be more a prestige play, according to Larry Tabb, founder of advisory firm Tabb Group. The NY Post reports: ‘Facebook won’t significantly change the listing revenues for these companies but there could be a real halo effect…
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Shocks & Stares
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FPS’ Friday Fiver
27 Jan 2012 | 12:48 pmHello All, and apologies for a late night Fiver – it’s been one of those weeks in financial and professional services. Still, below we have a trip through the week’s news highlights (sadly not including Tom Watson’s intern) as you head into the weekend. Thanks to Ed, Jonathan, Ross and our latest contributor, Josh Glendinning. Have a great weekend all. UK VS THE WORLD…..While UK GDP figures dominated the headlines on Wednesday, members of the FPS team were given an insight into what lies ahead for global growth in 2012. At an event put on by British American… -
FPS’ Friday Fiver
20 Jan 2012 | 11:48 amBookmaking and bezzies Every now and again I take a trip to the online bookmaker. Winning is fun, losing is not. I try to stick to more obscure sports like athletics where there is some chance I know more about the likely outcomes than those setting the odds. However, for the most part I rely on knowledgeable friends for tips and advice on whether KJ Choi is up to the task of winning the US Masters or whether Mon Mome has another Grand National left in him. Professional investors aren’t so different when it comes to picking a stock or perhaps more importantly a company or a nation’s bond… -
FPS’ Friday Fiver
13 Jan 2012 | 8:49 amHello all and welcome to the second Financial & Professional Services Friday Fiver of the year. Apparently, Monday 16th January is set to be ‘Red Monday’ – the most depressing day of the year. With that in mind, this week’s Fiver at least attempts to lift the gloom a little with the return to blogging of our resident sharp-tongued Apprentice critic, Marie Cairney, who brings us her views on Scottish independence (as a Scot herself). We’ve also got thoughts on Tesco, Mitt Romney, cockney slang and an intriguing new report from Barclays Capital. Thanks to Ed,… -
Digital Customer Service – 5 brands getting it right
12 Jan 2012 | 10:05 amThis post is by Sallie Bale, who is in the process of setting up her own account, but was desperate to just get blogging! Spurred on by a recent article, ‘Why social customer service will come of age in 2012′, below is my work-in-progress Top 5 social media customer service channels. As that Econsultancy article points out, social media and customer service should be a match made in heaven. But so often due to a lack of knowledge, money or attention, some brands can get it pretty wrongg as we have seen over and over again. As with many new issues, organisations often have a tough… -
FPS’ Friday Fiver
6 Jan 2012 | 12:20 pmThis is the last time in 2012 I say this – Happy New Year! I hope you all had a good Christmas but now it’s done let’s look forward to what will no doubt be a memorable year, in many ways, most of which Dr Doom will relish, but many of which are truly historic. Here is our first fiver of the year. Probably the best recovery of any opposition party in history So the Labour Party hasn’t had the best of weeks. In fact on Thursday it really didn’t have the best of days. Firstly, Lord Glasman, adviser to Ed Miliband, gifted the tories and the so-called ’Miliband…
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Krane Financial Solutions
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Make Your Financial Plan Cohesive
27 Jan 2012 | 9:25 amDoes Your Financial Plan Stick Together Like Play-Doh? It’s goo-ey and your kids are so creative with this stuff, right? When they’re done, somehow that play-doh finds its way all over your house. I once found some inside a can … Continue reading → -
Should You Still Invest in Gold?
26 Jan 2012 | 4:20 pmInvest in Gold. Still a Smart Move for Your Portfolio Wow, another reminder to invest in gold! Debka.com is reporting that India will use gold to buy oil from Iran. India spends around $12 billion dollars a year to buy … Continue reading → -
Invest in Your Business or Retirement?
20 Jan 2012 | 9:25 amWhether To Invest in Your Business or Retirement. It’s Not an Either-Or. I get this question all the time from business owners about where to invest. Should you invest in your business or should you invest in an IRA for … Continue reading → -
Get Out of Credit Card Debt
17 Jan 2012 | 2:38 pmCredit Card Debt Traps Less U.S. Consumers CreditKarma.com has reported that consumers cut their credit card debt by 11%! The average credit card balance for 2011 was $6576, compared to $7404 in 2010. This is good stuff! The way we … Continue reading → -
Spend Money So It Serves You
13 Jan 2012 | 9:25 amHow Do You Spend Money? On Experiences or Things? It’s time for a new TV. Your old one is on the fritz. Plus it’s big and clunky. You want one of those killer flat screens. The cool ones you love … Continue reading →
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Option Alpha
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Differentiating Between An Irrational Market Or Strong Bull Market Trend?
25 Jan 2012 | 5:38 amThese past two weeks have been tough as an options trader. Differentiating between trading an a possibly irrational market or bull market trend is sometimes very difficult to assess. We all know that the stock market can push us to extremes and then, just when we “give up” and “give in” the turn happens. Timing is really everything. Blow-off Top or Pull-Back? Most traders I talk to are in one of two schools of thought right now. Either you think this is the best shorting opportunity for the next 2 years or you are convinced that we are now in a new bull trend that… -
How Much Money Should You Invest In Options Trading?
22 Jan 2012 | 4:40 amFor many people who are beginning options trading, they make the mistake of investing too much of their money in the new business. And since I get this question a lot from new traders I wanted to take time to cover it in more detail. A key part of a financial education is understanding the basics of risk management with respect to your entire portfolio; specifically how your income capabilities and your risk tolerance level should determine the allocation to options. The Importance of an Emergency Fund Before you even think about trading options (or any other investing for that matter) it is… -
Trade Alert – January 20th *Updated*
20 Jan 2012 | 6:34 amToday we are opening the new position as follows: Trade: Sell RUT February 675 PUT AND Buy RUT February 670 PUT Premium: $20 (0.20) Net Credit or better per contract Underlying Price: $784 Max Return: 4.17% Break-Even Price: $674.80 Time Until Expiration: 25 Days Probability of Loss: 5.74% Trade Explanation: For the Credit Spread portfolio we are adding our 1st trade for [...] -
Casinos And The Stock Market – How To Trade Stocks and Options Using Odds
17 Jan 2012 | 6:43 amCasinos are built on odds and probabilities and to a certain extent, so should your trading system when it comes to the stock market. As traders we know that we are never going to be right in picking the direction or magnitude of a stock market move all the time. So why don’t we take a page out of the casino’s book and focus more on the odds and risk management? How Casino’s Make Money In very simple and easy to understand terms casinos make money by slightly tilting the odds and chances in their favor. Every game you gamble on in a casino has a built in statistical… -
4 Ways You Can Trade Weekly Options In Your Portfolio
11 Jan 2012 | 6:08 amIn addition to the variety of monthly contracts available, many underlying stocks are beginning to offer weekly options. These weekly options can be employed in various trading strategies to manage both the theta and delta risk associated with options expiration. Overall, the growth in weekly options can provide a richer strategy platform that should not be overlooked. Differences Between Weekly & Monthly Options Before discussing the various trading strategies that can be build with weekly options, it is important to go back and review some of the more important trading terms. Remember…
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BUY LIKE BUFFETT
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Researching A Potential Employer
26 Jan 2012 | 1:37 pmThe unemployment rate has recently dropped to a low of 8.5%. That is the lowest rate that it has fallen to in quite some time. Job seekers are being presented with a few more options from potential employers. It is important for job seekers to do their due diligence before accepting any offers. You do not want to accept a job offer just to find yourself quitting the same job a few months later. That is why you need to do your homework first. Here are a few things that you need to look at before deciding on a job offer.Research potential employers onlineWhenever you start a new job you want to… -
Is It Finally Time For Yahoo?
25 Jan 2012 | 2:43 amThis may sound like a broken record but Yahoo is undergoing a major overhaul once again. The company’s cofounder Jerry Yang resigned from the Board of Directors this week stepping down from a post that he has held for years. Yang’s departure has caused a temporary bump in the stock price as investors seem to be in favor of the move. So, is Yahoo finally ready to get things right?Yahoo has made a number of leadership changes in recent years. Yahoo’s Board of Directors removed Carol Bartz as CEO after a relatively bland tenure at the company. Now the company has shed itself of Jerry Yang. -
Good News For Bank Of America
5 Jan 2012 | 3:50 amOne of the biggest dogs of the Dow in 2011 was Bank of America (BAC). The nation’s biggest bank had a hard time in a market full of rising stocks. Shares of Bank of America were down 60% for the year as the stock fell to $5 a share. The bank has been under pressure as it is one of the stocks that has been most affected by the economic downturn and litigation. There war even rumors that the bank would be headed to the market for a capital raise. The bank did however receive some good news in improving economic conditions.The United States saw a decline in loan delinquencies in the third… -
Ally Bank Offers Check Scanning
27 Dec 2011 | 3:10 amAlly Bank is one of my favorite online banks. The bank offers a reasonable interest rate compared to traditional banks and has really good customer service.The bank offers some of my favorite savings and CD products. Ally Bank is always updating its features to stay competitive with brick and mortar banks. Today, I want to take a look at the newest feature.The bank has recently unveiled a free check scanning service. The service is called eCheck deposit. The bank rolled this service out in the spring and has been working out all of the kinks. The eCheck deposit service is finally at a level… -
Dow Rises Above 12000 Mark
24 Dec 2011 | 8:20 amThe Dow Jones has been on a tear over the past few weeks as the market has taken a turn higher and advanced over 12,000. The market is on pace to finish out the year better than I predicted. I thought that the Dow Jones would close at 11,500 and it is currently above 12,200. The market has been pretty resilient this year surviving the economic news in Europe and fears of a double dip recession over the summer. So, can the market continue its upwards pattern in 2012?There is likely to be little movement in the market over the next week as investors typically avoid trading the last week of the…
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Investing Daily
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Return of the Risk-On Trade
27 Jan 2012 | 4:07 pmWith encouraging economic data prompting traders to take on additional risk, it's time for investors to add equities. -
Momentum Dividend Investing: Not in My Vocabulary
27 Jan 2012 | 4:03 pm"Momentum dividend investing" is a recent trend soon to die as those who practice it realize its money-losing potential. -
Obama and Electric Cars: Ener1 Bankruptcy is a $118.5 Million Loss
27 Jan 2012 | 3:59 pmThe bankruptcy of electric car battery manufacturer Ener1 is a wake-up call for U.S. energy policy. It's time to stop subsidizing uneconomic clean energy companies. -
Mutual Fund Outflows Out of Control: Where to Find Financial Advice?
26 Jan 2012 | 3:49 pmInvestors are fleeing mutual funds for more personalized financial advice. Jim explains why trust is more important than an advisor's past track record of investment performance. -
BRIC Breakout
26 Jan 2012 | 12:37 pmEmerging market equities have outperformed their developed-market peers so far this year. But these stocks still trade at attractive valuations for opportunistic investors who are late to the rally.
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The Money Architects
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Emerging middle class resides mostly in Asia
24 Jan 2012 | 2:50 pmThe world population reaching seven billion people has gained a lot of media attention over the past several months. While the population rises due to longer life expectancy, there is a parallel growth in the middle class. Certainly poverty still … Continue reading → -
University tuition sprints way ahead of expectations
24 Jan 2012 | 2:45 pmWe’ve written a few times about college tuition and the Washington Guaranteed Education Tuition (GET) savings program. An interesting follow-up note to the 2011-12 spike in the price of GET units comes from GET director Betty Lochner. In the January … Continue reading → -
The deleveraging divergence
20 Jan 2012 | 11:17 amBack in 2008 when it entered our vocabulary, The Economist called deleveraging “a fate worse than debt.” The process of reducing leverage — borrowed money — from personal, corporate and governmental finances is expected to take several years, if not … Continue reading → -
Returns of diversified investment portfolios – the mirror effect
20 Jan 2012 | 11:08 amModern Portfolio Theory suggests that diversified investment mixes over time should generate the lowest returns with more conservative allocations to stocks and the highest returns using higher allocations to stocks. Allocations with nearly equal weightings between stocks and bonds should … Continue reading → -
Greece, land of the gods and debt
19 Jan 2012 | 11:57 amWith all the attention over the past year on Greece and its debt, it’s interesting that a Greek Goddess is now being used to explain a potential outcome for the European economy. Blackrock, in its 2012 Outlook, described its worst … Continue reading →
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Shareworld Market Update
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Market News - 25th January 2012
25 Jan 2012 | 9:41 am15.40 FTSE -45.05 at 5706.85 15.40 Wall Street -79.85 at 12595.90 GBP/US$1.5583 Brent crude US$109.31 Gold US$1653.85 Today Sterling 3-month LIBOR % (Vs %) Dollar 3-month LIBOR % (Vs %) ... -
Market News - 24th January 2012
24 Jan 2012 | 10:27 am16.26 FTSE -40.06 at 5742.50 16.26 Wall Street -28.99 at 12679.83 GBP/US$1.5610 Brent crude US$110.23 Gold US$1669.65 Today Sterling 3-month LIBOR % (Vs %) Dollar 3-month LIBOR % (Vs %) ... -
Market News - 24th January 2012
24 Jan 2012 | 5:29 am11.28 FTSE -51.10 at 5731.46 Wall Street closed -11.66 at 12708.82 GBP/US$1.5562 Brent crude US$110.00 Gold US$1667.89 Today Sterling 3-month LIBOR % (Vs %) Dollar 3-month LIBOR % (Vs %) ... -
Market News - 23rd January 2012
23 Jan 2012 | 6:26 am12.25 FTSE +38.23 at 5766.78 Wall Street closed +96.50 at 12720.48 GBP/US$1.5564 Brent crude US$110.81 Gold US$1673.87 Today Sterling 3-month LIBOR % (Vs %) Dollar 3-month LIBOR % (Vs %) ... -
Market News - 19th January 2012
19 Jan 2012 | 3:11 am09.10 FTSE +2.08 at 5704.45 Wall Street closed +96.88 at 12578.95 GBP/US$1.5440 Brent crude US$111.38 Gold US$1666.58 Today Sterling 3-month LIBOR % (Vs %) Dollar 3-month LIBOR % (Vs %) ...
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moneyguideindia.com
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In Need of Money? There are Better Options than Personal Loan and Credit Cards
27 Jan 2012 | 12:18 pmWhen we were children we were taught that the three essential things for man to survive are food, shelter and clothing. Guess they missed out one major thing; Money. How can man survive without it? We are in constant need of it. And worst of all is that it is totally unpredictable. It is true that with personal loans and credit cards you can take care of these sudden expenses. Further, it is easy to obtain, and time saving. No wonder they are the darling of so many people. However, beware of these wolves in sheep’s clothing. Personal loans and credit cards charge you incredibly high… -
Don’t Miss Investing in Gilt Funds Now for Better Returns
27 Jan 2012 | 1:16 amWhat will you do when making money on the equity markets is more dangerous than putting your head in a crocodile’s head? Well, if you decide that you are not going to risk your money and invest in banks, there comes the next shocker. The government is planning to cut down on interest rates. So there you have it; a volatile market, low interest rates and no option to invest. However, you need not worry because there is always the option of investing in government bonds. These government securities (G-sec) are issued by the RBI. Therefore, there is no concern about the risk. The players… -
Why Should You Invest in a Portfolio than Individual Scrip?
26 Jan 2012 | 5:15 amFalling in love is good. However falling in love with a stock you invested in, is a bit weird, don’t you think so? I am talking about those investors who choose a company stock and continue to invest in it no matter what. If you are curious enough to ask them about the reason for their obsession, they would give a list of reasons that range from the reasonable (you researched the company well) to the insane (you are nostalgic about the company because your grand-father worked there!). True, they might invest in it because they know the company well or they found out that the stock is… -
Untapped Investment Potential of Gold Purchase Plans
24 Jan 2012 | 3:29 amIndians appetite for gold is unbelievable. It doesn’t matter to us if the price sky rockets, or if the Government imposes a ban or even if gold suddenly starts to bite us! We need gold to survive. The price of gold is amazingly higher than anyone ever had expected. Yet, the demand for it isn’t waning. India consumed 963.1 tonnes of gold in 2010. With prices all set to go higher, middle class Indians are opting for a way to bypass this irritant. The new found love in Gold Purchase Plans is a reflection of this. Gold Purchase Plans Explained So how does a Gold Purchase Plans… -
A Primer on NRI Bank Accounts
23 Jan 2012 | 6:04 pmAccording to UNDP’s 2010 (United Nations Development Program) report India has a diaspora of 25 million of people living around the world. The second largest in the world! Their contribution to the development of India cannot be measured just by the amount of money they remit back home ($ 55 Billion, 2010). They are supporting the growth of the country in every capacity that they can. Therefore it is worthwhile that the government do much more to improve their lot. One major move to help NRIs is that the Indian Government allows Non-resident Indians to open bank accounts in India. There…
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asx guru
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Suspicious Share Trading In Bisan Limited (BSN)
27 Jan 2012 | 10:43 pmWhen it comes to searching out trading opportunities in speculative stocks on our local share market, the last four years have been very challenging. The global financial crisis, along with the change of federal government, and more recently the European debt crisis, have all combined to cause a toxic environment for those who specialise in high risk [...] -
Liquefied Natural Gas Limited (LNG) – Nearing Final Investment Decision
27 Jan 2012 | 4:23 amOne stock that stood out today was Liquefied Natural Gas Limited (LNG). The company is at an advanced stage of developing their LNG project, which is located at Fisherman’s Landing, in the Port of Gladstone, Queensland. Late last week the company released the following company update which showed that contracts had been signed in China. Worth [...] -
Potash West (PWN) Breaks Higher On Further Positive News
27 Jan 2012 | 2:43 amPotash West NL (PWN) is a stock that I posted about recently and in that posted I lamented the way in which the share market treated the company after they had reported what I personally thought were break through results. There was barely a reaction from the market with the share price not even managing to test recent previous [...] -
Buyer Interest Builds In Malachite Resources (MAR)
26 Jan 2012 | 12:52 pmIn a very similar scenario to that of which had been seen in another speculative stock that I posted about recently, Malachite Resources (MAR) has seen a spurt of trading activity recently. The jump in trading volume can be seen in the chart shown above. This spike in trading volume suggests buyer interest is beginning to [...] -
Silver Chart Shows Bullish Break Out
26 Jan 2012 | 1:30 amOne commodity that I have been watching closely recently has been silver. Late last year I noticed that a major resistance line was being tested at US$30 per ounce. I have been waiting for a clean break through this resistance line and we saw that occur last week. As was mentioned in an earlier post today, [...]

